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Original Article

Selecting Health Insurance

The Importance of Prescription Drug Coverage and Pharmacy Factors in Consumer Decision Making

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Pages 3-18 | Published online: 04 Dec 2011
 

Abstract

This study determined how important rescription drug coverage was to consumers in selecting their healt 1 insurance plans, the specific pharmacy factors they considered, and the importance of factors considered. A mail survey questionnaire was sent to 800 state eovernment and universitv emulovees residine in the Madison, Wisconsin area; 453 questionaires wire returned. The majority (59.0 percent) of respondents aware of health insurance prescription coverage placed at least moderate importance on that coverage when selecting their health insurance plan. The specific factors considered most often were cost, location, convenience, and flexibility to choose or change pharmacies. The importance ratings for cost, location, flexibility, and the pharmacist varied among respondents enrolled in different health insurance plans.

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