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Journal of Management Information Systems Volume 37, 2020 - Issue 1
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Articles

Mining Semantic Soft Factors for Credit Risk Evaluation in Peer-to-Peer Lending

Zhao WangSchool of Management, Hefei University of Technology, Hefei, Anhui, P.R. ChinaView further author information
,
Cuiqing JiangSchool of Management, Hefei University of Technology, Hefei, Anhui, P.R. China;Laboratory of Process Optimization and Intelligent Decision-making, Ministry of Education, Hefei, Anhui, P.R. ChinaCorrespondence[email protected]; [email protected]
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,
Huimin ZhaoSheldon B. Lubar School of Business, University of Wisconsin-Milwaukee, Milwaukee, WI, USAView further author information
&
Yong DingSchool of Management, Hefei University of Technology, Hefei, Anhui, P.R. ChinaView further author information
Pages 282-308 | Published online: 01 Mar 2020

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Ming Wang, Ge Zhan, Kin Keung Lai, Liangbo Zhang & Lu Meng. (2022) Posts and reviews in P2P online lending platforms: a sentiment analysis and cross-culture comparison. Behaviour & Information Technology 41:16, pages 3591-3597.
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Eunjung Lee & Huimin Zhao. (2020) Deriving topic-related and interaction features to predict top attractive reviews for a specific business entity. Journal of Business Analytics 3:1, pages 17-31.
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Articles from other publishers (35)

Shaoda Wang, Dezhu Ye & Junyun Liao. (2024) Politeness matters: The role of polite languages in online peer-to-peer lending. Journal of Business Research 171, pages 114394.
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Cuiqing Jiang, Chang Yin, Qian Tang & Zhao Wang. (2023) The value of official website information in the credit risk evaluation of SMEs. Journal of Business Research 169, pages 114290.
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Mingze Gao, Henry Leung, Linhui Liu & Buhui Qiu. (2023) Consumer behaviour and credit supply: Evidence from an Australian FinTech lender. Finance Research Letters 57, pages 104205.
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Michael Siering. (2023) Peer-to-Peer (P2P) Lending Risk Management: Assessing Credit Risk on Social Lending Platforms Using Textual Factors. ACM Transactions on Management Information Systems 14:3, pages 1-19.
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Chang Yin, Cuiqing Jiang, Hemant K. Jain, Yao Liu & Bo Chen. (2023) Capturing product/service improvement ideas from social media based on lead user theory. Journal of Product Innovation Management 40:5, pages 630-656.
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Xiaoming Zhang & Lean Yu. (2023) Consumer credit risk assessment: A review from the state-of-the-art classification algorithms, data traits, and learning methods. Expert Systems with Applications, pages 121484.
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Cuiqing Jiang, Lan Ma, Zhao Wang & Bo Chen. (2023) Financial distress prediction using the Q&A text of online interactive platforms. Electronic Commerce Research and Applications 61, pages 101292.
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Lu Han, Zhidong Liu, Jipeng Qiang & Zhuangyi Zhang. (2023) Fuzzy clustering analysis for the loan audit short texts. Knowledge and Information Systems.
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Hui Wang, Jing Sheng, Guosheng Chen, Shipeng Yang & Xuelei Liu. (2023) Library Collection Document Lending System Based on The Statistical Equation of Probability Theory. Journal of Education, Humanities and Social Sciences 9, pages 21-28.
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Haoran He, Zhao Wang, Hemant Jain, Cuiqing Jiang & Shanlin Yang. (2023) A privacy-preserving decentralized credit scoring method based on multi-party information. Decision Support Systems 166, pages 113910.
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Shixuan Fu, Xusen Cheng, Anil Bilgihan & Fevzi Okumus. (2023) Hue, brightness, saturation, and caption description: which attributes impact listing preferences on digital accommodation platforms?. Internet Research.
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Jefferson Duarte, Stephan Siegel & Lance A. Young. (2023) The Evolution of P2P Lending. SSRN Electronic Journal.
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Štefan Lyócsa, Petra Vašaničová, Branka Hadji Misheva & Marko Dávid Vateha. (2022) Default or profit scoring credit systems? Evidence from European and US peer-to-peer lending markets. Financial Innovation 8:1.
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Himmatul Kholidah, Hanifiyah Yuliatul Hijriah, Imron Mawardi, Nurul Huda, Sri Herianingrum & Bani Alkausar. (2022) A Bibliometric mapping of peer-to-peer lending research based on economic and business perspective. Heliyon 8:11, pages e11512.
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Jingjing Long, Cuiqing Jiang, Stanko Dimitrov & Zhao Wang. (2022) Clues from networks: quantifying relational risk for credit risk evaluation of SMEs. Financial Innovation 8:1.
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Weihe Gao, Yong Liu, Hua Yin & Yiwei Zhang. (2022) Social capital, phone call activities and borrower default in mobile micro-lending. Decision Support Systems 159, pages 113802.
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Cano Chuqui Jorge, Ogosi Auqui José Antonio, Guadalupe Mori Victor Hugo & Obando Pacheco David Hugo. (2022) Machine Learning for Personal Credit Evaluation: A Systematic Review. WSEAS TRANSACTIONS ON COMPUTER RESEARCH 10, pages 62-73.
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Cuiqing Jiang, Ximei Lyu, Yufei Yuan, Zhao Wang & Yong Ding. (2022) Mining semantic features in current reports for financial distress prediction: Empirical evidence from unlisted public firms in China. International Journal of Forecasting 38:3, pages 1086-1099.
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Eric Darmon, Nathalie Oriol & Alexandra Rufini. (2022) Bids for speed: An empirical study of investment strategy automation in a peer-to-business lending platform. Decision Support Systems 156, pages 113732.
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Ikechukwu Ignatius Ayogu, Olugbemiga Solomon PopoOla, Olamatanmi Josephine MebawOndu, Chukwuemeka Christian Ugwu & AdebayO OlusOla Adetunmbi. (2022) Performance Evaluation of Feature Selection Techniques for Credit Default Prediction. Performance Evaluation of Feature Selection Techniques for Credit Default Prediction.
Tidarat Luangrungruang & Urachart Kokaew. (2022) Adapting Fleming-Type Learning Style Classifications to Deaf Student Behavior. Sustainability 14:8, pages 4799.
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Ross Gruetzemacher & David Paradice. (2022) Deep Transfer Learning & Beyond: Transformer Language Models in Information Systems Research. ACM Computing Surveys 54:10s, pages 1-35.
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Andrea Lagna & M. N. Ravishankar. (2021) Making the world a better place with fintech research. Information Systems Journal 32:1, pages 61-102.
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Junhong Wu, Chao Peng, Haomin Wang & Fang Da. (2022) An analysis of persuasive narratives in Medical crowdfunding. Procedia Computer Science 199, pages 399-406.
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M. N. Ravishankar. (2021) Social innovations and the fight against poverty: An analysis of India's first prosocial P2P lending platform . Information Systems Journal 31:5, pages 745-766.
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Miller-Janny Ariza-Garzón, María-Del-Mar Camacho-Miñano, María-Jesús Segovia-Vargas & Javier Arroyo. (2021) Risk-return modelling in the p2p lending market: Trends, gaps, recommendations and future directions. Electronic Commerce Research and Applications 49, pages 101079.
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Shabeen A. Basha, Mohammed M. Elgammal & Bana M. Abuzayed. (2021) Online peer-to-peer lending: A review of the literature. Electronic Commerce Research and Applications 48, pages 101069.
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Yanhong Guo, Shuai Jiang, Wenjun Zhou, Chunyu Luo & Hui Xiong. (2021) A predictive indicator using lender composition for loan evaluation in P2P lending. Financial Innovation 7:1.
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Li Li & Ding Huang. (2021) A Loan risk assessment model with consumption features for online finance. Journal of Physics: Conference Series 1848:1, pages 012068.
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Arin Brahma, David M. Goldberg, Nohel Zaman & Mariano Aloiso. (2021) Automated mortgage origination delay detection from textual conversations. Decision Support Systems 140, pages 113433.
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Florian Popp, Bernhard Lutz & Dirk Neumann. 2021. Information Systems and Neuroscience. Information Systems and Neuroscience 1 8 .
Massimo Guidolin & Manuela Pedio. 2021. Data Science for Economics and Finance. Data Science for Economics and Finance 89 115 .
Yimeng Wang & Yunqi Zhang. (2020) Credit Risk Assessment for Small and Microsized Enterprises Using Kernel Feature Selection-Based Multiple Criteria Linear Optimization Classifier: Evidence from China. Complexity 2020, pages 1-16.
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Zan Zhang, Guannan Liu, Junjie Wu & Yong Tan. (2022) Data and Algorithm Pricing: Incentive Mechanisms Design for Federated Learning. SSRN Electronic Journal.
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Ross Gruetzemacher & David Paradice. (2021) Deep Transfer Learning &Amp; Beyond: Transformer Language Models in Information Systems Research. SSRN Electronic Journal.
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