Delivery of urban transport in developing countries: the case for the motorcycle taxi service (boda-boda) operators of Kampala

Figures & data

Figure 1: Kampala District map showing the study sites at Bwayise and Kalerwe

Table 1: Demographic characteristics of surveyed operators

Characteristic	Response (n)	Response (%)
Gender:
Male	37	100.0
Female	0	0.0
Age:
16 to 20 years	11	29.73
21 to 25 years	13	35.14
26 to 30 years	11	29.23
31 to 35 years	2	5.41
over 35 years	0	0
Marital status:
Married	21	56.76
Single	16	43.24
Family Size:
No children	16	43.24
1 to 3 children	17	45.95
4 to 6 children	3	8.11
7 to 10 children	1	2.7
Over 10 children	0	0
Education:
No school education	1	2.7
Did not finish primary 7	17	45.95
Did not finish senior 4	12	32.43
Did not finish senior 6	5	13.51
Completed Senior 6	2	5.41
Residence:
In Kampala District	29	80.56
Outside Kampala District	7	219.44

Table 2: Average daily expenses and income in Uganda shillings (USh)¹

	n	Low take-home pay	High take-home pay	Owner payment	Low^2 fuel cost	High fuel cost	Fair motor-cycle sale price	Taxes^3
Operator	33	2077	4 459	6508	2389	4223	630 548	1000 or 1200
Owner/ Operator	4	8250	12 750	N/A	2250	4000	733 333	1000 or 1200
^1 USh1600 = US$1.00.
^2 Regular fuel cost was USh1350 per litre.
^3 USh500 is paid to the City and another USh500 to the company/association contracted to collect the tax on behalf of the City. USh200 is paid to the neighbouring District of Mpigi for transporting passengers to and from the district.

Table 3: Daily payment for a USh750 000 loan

Annual interest rate (%)	12 months pay period (365 payments)	6 months pay period (183 payments)	3 months pay period (91 payments)
2.5	2081	4124	8268
5.0	2106	4150	8294
10.0	2160	4203	8346
15.0	2213	4255	8399
20.0	2268	4308	8451
30.0	2379	4416	8557

Table 4: Overview of the microfinance industry in Uganda

	Name of institution	Area of o peration (district/ town)	No. of clients (credit)	Outstanding loan portfolio (million Ushs)	Average loan size (Ushs)	Loan interest rate (%)	Savings mobilised (million Ush)	No. of savings accounts	Average recovery rate (%)	% of agricultural loans	% of manufacturing loans	% of commerce loans	% of services loans
	Banks
1	CRDB	14 districts (15 branches)	16 500	17 600	1 066 667	22 p.a.	47 254	220 000	91.55	15	1	73	11
	International MFIs
2	INFEEM Action Aid Uganda	2 districts	537	104	193 669	2.5/mth	17	21	92	28	2	55	15
3	FINCA	23 districts	24 301	3 074	126 489	4/mth	2 149	2 149	100	0	52	N/A	N/A
4	PRIDE Africa	16 districts (20 branches)	25 984	3 744	144 089	30 p.a.	2 726	25 984	99.72	0	14	69	17
5	FAULU	3 districts	5 763	721	125 108	36 p.a.	421	4 953	96	0	10	60	30
6	World Vision	13 districts	7 000	360	51 429	36 p.a.	211	825	74	30	N/A	N/A	N/A
	Local MFIs/NGOs
7	MED-NET	5 districts	6 125	833	136 077	36 p.a.	298	372	96	5	N/A	N/A	N/A
8	FOCCAS	4 districts	9 920	407	41 028	3/mth	105	11 383	95	15	5	70	10
9	Commercial Microfinance Ltd.	5 districts	5 724	1 289	225 111	36 p.a.	2 305	31 319	97
10	ACFODE	4 districts	209	24	114 833	3/mth	–	–	90	0	0	99	1
11	ADD	8 districts	466	47	100 215	2/mth	5	21	67	5	14	50	25
12	Busia Rural Development Trust Ltd.	1 district	54	11	198 148	3/mth	17	194	97	6	0	73	21
13	ORUDE	1 district	31	10	322 581	3/mth	0.5	31
14	UWFT	9 districts	17 323	2 428	140 166	–	950	17 323	97	0	0	80	20
15	MCDT	4 districts	1 273	77	60 705	43 p.a.	24	1 273	93	20	0	50	30
16	UGAFODE	4 districts	5 696	763	133 954	3/mth	–	–	85	0	0	77.5	9.8
17	RUMECS	2 districts	1 200	55	45 833	3/mth	–	–	94.8	30	0	50	20
18	UMFU	4 districts	4 000	278	69 475	3-3.5/mth	145	4 000	100	35	5	40	10
19	UWESO	9 districts	2 547	130	51 040	3/mth	–	–	91	31	0	69	0
20	VEDCO	3 districts	1 707	195	114 236	–	128	143	95	38	0
21	Other MFIs (Table 2)	Country-wide	4 931	769			1 078	9 187
	Gov't programmes
22	ECS	All districts	60 000	9 320	155 333	16 p.a.	–	–	55	73	0	17	6
23	YES	All districts	998	447	447 745	16p.a.	–	–
24	RMSP	45 districts	31 100	2 677	86 077	22 p.a.	1 870	31 000	93	57	8	31	4
	Total		233 389	45 363			59 704	360 178
Source: Compiled from Ministry of Finance, Government of Uganda, December survey – see footnote 3.
Abbreviations:
CRDB – Century Rural Development Bank
INFEEM – Initiative for Economic Empowerment
ACFODE – Action for Development
ADD – Action for Development and Disability
ORUDE – Organization for Rural Development
MCDT – Micro Credit Development Trust
RUMECS – Rural Micro Enterprise Credit Scheme
UMFU – Uganda Micro Finance Union
ECS – Entandikwa Credit Scheme
YES – Entandikwa Secretariat –Youth Entrepreneurs' Scheme
RMSP – Rural Microfinance Support Project