Banking performance before and during the Covid-19 pandemic: Perspectives from Indonesia

Figures & data

Figure 1. Indonesia’s Economic Growth.

Note: Source: (BPS, 2022)

Figure 2. Research Model.

Table 1. Sampling Process

Criteria	Amount
Number of banking companies on the Indonesia Stock Exchange during 2018–2021	44
Number of BUMD banking	26
Number of banks with incomplete data	(19)
The number of banks used as a sample	51
The number of observations made	205

Note: Source: processed data

Table 2. Descriptive Statistical Test Results

Banking Performance	N	Maximum	Minimum	Means	std. Deviation
CAR	205	0.72	0.01	0.25	0.103
NPLs	205	0.08	−0.03	0.015	0.014
Gross NPLs	205	0.3	0.00	0.033	0.031
ROE	205	0.31	−0.61	0.07	0.139
ROA	205	0.14	−0.09	0.015	0.023
BOPO	205	2,28	0.52	0.876	0.224
LDR	205	1.62	0.12	0.857	0.195
cust. Deposits	205	20.85	11.75	16,835	1,644

Note: Source: processed data

Table 3. Normality Test

Banking Performance	N	Significance
CAR	205	0.100
NPLs	205	0.359
Gross NPLs	205	0.362
ROE	205	0.252
ROA	205	0.105
BOPO	205	0.324
LDR	205	0.234
Cust. Deposits	205	0.146

Note: Source: processed data

Table 4. Paired Samples Correlations

Model		Correlation	Sig.
Pair 1	CAR_before & CAR_after	0,268	0,006*
Pair 2	NPL_before & NPL_after	0,060	0,548
Pair 3	GrossLoan_before & GrossLoan_after	0,166	0,093***
Pair 4	ROE_before & ROE_after	0,423	0,000*
Pair 5	ROA_before & ROA_after	0,378	0,000*
Pair 6	BOPO_before & BOPO_after	0,268	0,006*
Pair 7	LDR_before & LDR_after	0,127	0,002*
Pair 8	CustDeposit_before & CustDeposit_after	0,533	0,000*

Note: Source: processed data

*1% level significance; ** 5% level significance; *** 10% level significance

Table 5. Paired Sample t-test Result

Model		Mean	Sig.
Pair 1	CAR_before & CAR_after	−0,039	0,002*
Pair 2	NPL_before & NPL_after	0,00034	0,861
Pair 3	GrossLoan_before & GrossLoan_after	−0,006	0,135
Pair 4	ROE_before & ROE_after	−0,399	0,008*
Pair 5	ROA_before & ROA_after	−0,007	0,005*
Pair 6	BOPO_before & BOPO_after	−0,065	0,020*
Pair 7	LDR_before & LDR_after	0,099	0,000*
Pair 8	CustDeposit_before & CustDeposit_after	−0,303	0,05**

Note: Source: processed data

*1% level significance; ** 5% level significance; *** 10% level significance

Badan Pusat Statistik. (2022). Berita Resmi Statistik Badan Pusat Statistik 2022. https://www.bps.go.id/website/materi_ind/materiBrsInd-20220509115801.pdf

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