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Research Articles

Bank loans access for women business-owners in Bangladesh: Obstacles and dependence on husbands

Pages S16-S41 | Published online: 03 Apr 2020
 
1

ABSTRACT

The extant literature concerning accessing bank loans of women entrepreneurs is almost exclusively concentrated on gender discrimination by lending officers in developed economies. Nevertheless, this feminist study on a highly patriarchal developing country, Bangladesh, substantially extends the view. Based on the interviews of women business-owners, it unveils different gender-specific obstacles at the public and private places in applying for loans for their small firms. It contributes novel insights into how women business-owners are dependent on husbands to manage such instances. Accordingly, it provides policy recommendations to overcome the gendered barriers in supporting the socio-economic development through women’s entrepreneurial ventures.

Acknowledgments

The author expresses her gratitude to The University of Nottingham, UK, as the principle funding body for this research. She is thankful to the associate editors and the reviewers for their constructive comments on this article. She also offers thanks to the scholars who provided their comments on the initial version of the article.

Notes

1 Recently, eve-teasing is considered to be a serious concern whereby a girl or a group of girls is subject to irritation in a public place by boys either individually or in groups in terms of yelling, showing sexual gestures and instruments of, to obstruct them from moving, and so forth (Hossain & Sumon, Citation2013).

2 Examples of such documents include a copy of the trade license, deeds of the shop, national ID of the business-owners and their guarantors, income statements, balance sheets, record of credit, addresses and mobile numbers of creditors, wholesalers, the deed of the property, electricity bills of house or shop, and so forth.

Additional information

Funding

This work was supported by The University of Nottingham, UK [RFDX42DB2].

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