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Abstract
Land redistribution for the disadvantaged population in South Africa has evolved slowly since its inception in 1995. Moreover, much of this effort has been government-directed and financed through fiscal resources. An option exists to broaden this effort by leveraging additional resources from Banks and private investors, reducing the role of government and economizing on its use of public resources. A loan facility with repayments deferred to address cash flow problems in the early years of new or restructured forms enterprises forms the basis of this proposal to encourage joint ventures with the private sector.