Advanced search
Publication Cover
Journal of Psychology in Africa Volume 30, 2020 - Issue 3
Submit an article Journal homepage
140
Views
0
CrossRef citations to date
0
Altmetric
Regular articles

Regional efficiency disparities in rural and community banks in Ghana: A data envelopment analysis

Joy Say1 School of Management and Economics and Centre for West African Studies, University of Electronic Science and Technology of China, Chengdu, China;2 Department of Economics Education, University of Education, Winneba, Ghana
,
Hongjiang Zhao1 School of Management and Economics and Centre for West African Studies, University of Electronic Science and Technology of China, Chengdu, ChinaCorrespondence[email protected]
,
Francisca Sena Agbenyegah2 Department of Economics Education, University of Education, Winneba, Ghana
,
Angela Abena Nusenu1 School of Management and Economics and Centre for West African Studies, University of Electronic Science and Technology of China, Chengdu, China
,
Evans Asante Boadi1 School of Management and Economics and Centre for West African Studies, University of Electronic Science and Technology of China, Chengdu, China
&
Samuel Morkporkpor Egbadewoe3 School of Business Administration, Trinity College and University, Dover-Delaware, USA
Pages 249-256 | Published online: 04 Jul 2020
 
Sample our Behavioral Sciences journals, sign in here to start your access, latest two full volumes FREE to you for 14 days

Abstract

This study measured the level of rural and community banks’ (RCBs) efficiency in Ghana to ascertain whether there were regional disparities in the levels of efficiency using Charnes-Cooper-Rhodes (CCR) and Barker-Charnes-Cooper (BCC) models. We collected data from 127 banks over a 4-year period from 2014 to 2017 (86.11% RCBs). For the data analysis, we employed ANOVA to compare efficiency scores for disparities based on the banks’ Data Envelopment Analysis (DEA). Consistent with DEA predictions, we found technical and scales inefficiency disparities across the regions. For rural growth enhancing finance, tailored policies for asset selection should be enacted to protect the banks from risks associated with selecting too many bad assets. Also, the employment of cutting-edge technologies and intra-regional information sharing would protect the banks against regional-specific risks, and thus enhance efficiency.

Log in via your institution

Access through your institution

Log in to Taylor & Francis Online

Restore content access

Restore content access for purchases made as guest
Purchase options * Save for later

PDF download + Online access

  • 48 hours access to article PDF & online version
  • Article PDF can be downloaded
  • Article PDF can be printed
USD 53.00 Add to cart

Issue Purchase

  • 30 days online access to complete issue
  • Article PDFs can be downloaded
  • Article PDFs can be printed
USD 168.00 Add to cart

* Local tax will be added as applicable

Related Research

People also read lists articles that other readers of this article have read.

Recommended articles lists articles that we recommend and is powered by our AI driven recommendation engine.

Cited by lists all citing articles based on Crossref citations.
Articles with the Crossref icon will open in a new tab.