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ABSTRACT
This description of Home of Your Own (HOYO) programs offers strategies for community collaboration that benefit people with disabilities. As more people with disabilities choose to live in the community rather than in institutions and as the population of the U.S. ages, community practitioners need to understand their needs as well as the resources available to assist them. HOYO programs involve home buyers, financial institutions, realtors and organizations such as Centers for Independent Living, in locating properties, training clients and publicizing the program. Practitioners and instructors can utilize HOYO programs to illustrate the positive results of cooperation between federal, state and local agencies.