REFERENCES
- Gale, D. E. (2001). Subprime and predatory mortgage refinancing: Information technology, credit scoring, and vulnerable borrowers. Institute of Business and Economic Research and the Fisher Center for Real Estate and Urban Economics, University of California. https://escholarship.org/uc/item/6zj5g1jb
- Morgenson, G., & Rosner, J. (2011). Reckless endangerment. Times Books/Henry Holt and Co.
- Schwartz, A. F. (2015). Housing policy in the United States. Routledge.