Mobilizing rural deposits: Discovering the forgotten half of financial intermediationFootnote*

Paper presented at the ‘IV Seminario sobre problemas e perspectivas da agricultura’ at the Escola Superior de Agriculture ‘Luiz de Queiroz’, Piracicaba, Brazil, 18‐20 October 1988.

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• Professor, Department of Agricultural Economics and Rural Sociology, The Ohio State University, Columbus, Ohio. I acknowledge with appreciation the assistance and ideas received over several years from Dale W Adams, Carlos Cuevas, Douglas H Graham, Claudio Gonzalez‐Vega, Bob Vogel and J D Von Pischke in our study of rural finance, and the financial support provided by the Office of Rural and Institutional Development, Bureau for Science and Technology, AID. I also appreciate the opportunity given to me by my friend and colleague of many years, Paulo F C de Araujo, to present this paper. The normal disclaimers apply.
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• Paper presented at the ‘IV Seminario sobre problemas e perspectivas da agricultura’ at the Escola Superior de Agriculture ‘Luiz de Queiroz’, Piracicaba, Brazil, 18‐20 October 1988.
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