References
- Cameroon , R . 1972 . Banking and economic development. , London : Oxford University Press. .
- Cooper , SK and Fraser , DR . 1993 . The financial marketplace. , New York : Addison Wesley. .
- Godfrey , M . 1986 . The agricultural sector in Kenya to 1990. , Special Report No 1052, Economist Intelligence Unit Washington, DC : International Bank of Reconstruction and Development .
- Government of Lesotho . 1986‐92 . Statistical yearbooks. , Maseru : Bureau of Statistics. .
- Government of Lesotho . 1989 . Agricultural Census Report 1988. , Maseru : Bureau of Statistics. .
- Government of Lesotho . 1992 . Fifth five‐year development plan 1991‐6. , Maseru : Government Printer. .
- Government of Lesotho . 1994 . Central Bank Annual Report 1993. , Maseru : Central Bank of Lesotho. .
- Gray , JG . 1979 . The lending behaviour and deposit base of commercial banks: A comparison with 37 other African countries. , Working Paper No 6, Economic. Research Unit Maseru Ford Research Project
- La Due , LE and Leatham , DJ . 1984 . Floating versus fixed‐rate loans in agriculture: Effects on borrowers, lenders and the agricultural sector . American Journal of Agricultural Economics , 66 (5)
- Lugogo , JA . 1983 . A polyperiod risk‐programming analysis of smallholder farm development in Kenya. , Department of Agricultural Economics Blacksburg : Virginia State University . Unpublished PhD thesis
- Mbata , JN . 1991 . Extending credit to small‐scale farmers: The case of agricultural finance corporations in the central Rift area of Kenya . African Review of Money, Finance and Banking , 1 : 57 – 73 .
- Mbata , JN and Matekwa , J . 1993 . Resource use efficiency among small‐scale farmers in selected areas of western Kenya . Journal for Agriculture in the Tropics and Subtropics , 94 : 119 – 31 .
- Muzorewa , BC . 1972 . Money, financial institutions and development in Lesotho. , Roma : Institute of Southern African Studies . Unpublished paper
- Nishat , M and Bilgrami , N . 1989 . Determinants of growth of bank deposits in Pakistan . Savings and Development , 13 (4) : 391 – 9 .
- Nwonwu , FOC . 1992 . An evaluation of cooperative capital management in Rift Valley province, Kenya . African Review of Money, Finance and Banking , 2 : 159 71
- Obeta , ME . 1992 . Agricultural credit in Nigeria: Performance at farm level . African Review of Money, Finance and Banking , 2 : 173 – 82 .
- Pischke , JD . 1981 . The political economy of specialised farm credit institutions in low‐income countries. , World Bank Staff Working Paper No 446 Washington, DC : International Bank of Reconstruction and Development .
- Rukandema , FM . 1978 . Resource availability, utilization and productivity on small‐scale farms in Kakamega District, western Kenya. , Cornell University . Unpublished PhD dissertation
- Starleaf , DR . 1982 . Macroeconomic policies and their impact upon the farm sector . American Journal of Agricultural Economics , 64 (5) : 854 – 60 .
- Virmani , A . 1982 . The nature of credit markets in developing countries: A framework for policy analysis. , World Bank Staff Working Paper No 524 Washington, DC : International Bank of Reconstruction and Development .
- Vogel , CR . 1986 . Rural financial market performance: Implications of low delinquency rates . American Journal of Agricultural Economics , 68 (4)
- Willis , N . 1981 . Banking in South Africa. , Johannesburg : Juta. .
- World Bank . 1982 . Agricultural credit sector analysis. , Washington, DC : World Bank .
- Senior Lecturer, Department of Accounting, Auditing and Taxation, University of Namibia.