References
- Austin, P. C. (2011). Optimal caliper widths for propensity‐score matching when estimating differences in means and differences in proportions in observational studies. Pharmaceutical Statistics, 10(2), 150–161. https://doi.org/10.1002/pst.433
- Avery, R. B., Bostic, R. W., & Canner, G. B. (2005). Assessing the necessity and efficiency of the Community Reinvestment Act. Housing Policy Debate, 16(1), 143–172. https://doi.org/10.1080/10511482.2005.9521537
- Avery, R. B., & Brevoort, K. (2015). The subprime crisis: Is government housing policy to blame? Review of Economics and Statistics, 97(2), 352–363. https://doi.org/10.1162/REST_a_00491
- Avery, R. B., Calem, P. S., & Canner, G. B. (2003). The effects of the Community Reinvestment Act on local communities. Board of Governors of the Federal Reserve System. https://www.federalreserve.gov/communityaffairs/national/ca_conf_suscommdev/pdf/cannerglen.pdf
- Bhutta, N. (2011). The Community Reinvestment Act and mortgage lending to lower income borrowers and neighborhoods. Journal of Law and Economics, 54(4), 953–983. https://doi.org/10.1086/661938
- Bostic, R. W., & Lee, H. (2017). Small business lending under the Community Reinvestment Act. Cityscape: A Journal of Policy Development and Research, 19(2), 63–84. https://www.huduser.gov/portal/periodicals/cityscpe/vol19num2/article6.html
- Bostic, R. W., & Robinson, B. L. (2003). Do CRA agreements influence lending patterns? Real Estate Economics, 31(1), 23–51. https://doi.org/10.1111/j.1080-8620.2003.00056.x
- Bostic, R. W., & Robinson, B. L. (2005). What makes Community Reinvestment Act agreements work? A study of lender responses. Housing Policy Debate, 16(3–4), 513–545. https://doi.org/10.1080/10511482.2005.9521554
- Dahl, D., Evanoff, D. D., & Spivey, M. F. (2010). The Community Reinvestment Act and targeted mortgage lending. Journal of Money, Credit and Banking, 42(7), 1351–1372. https://doi.org/10.1111/j.1538-4616.2010.00344.x
- Ding, L., & Nakamura, L. I. (in press). Don’t know what you got till it’s gone—The Community Reinvestment Act (CRA) in a changing financial landscape. Journal of Real Estate Research.
- Essene, R. S., & Apgar, W. C. (2009). The 30th anniversary of the Community Reinvestment Act: Restructuring the CRA to address the mortgage finance revolution. In P. Chakrabarti, D. Erickson, R. S. Essene, I. Galloway, & J. Olson (Eds.), Revisiting the CRA: Perspectives on the future of the Community Reinvestment Act (pp. 12–29). Federal Reserve Banks of Boston and San Francisco.
- Gabriel, S. A., & Rosenthal, S. S. (2009). Government-sponsored enterprises, the Community Reinvestment Act, and home ownership in targeted underserved neighborhoods. In E. L. Glaeser & J. M. Quigley (Eds.), Housing markets and the economy: Risk, regulation, and policy (pp. 202–232). Lincoln Institute of Land Policy.
- Garwood, G. L., & Smith, D. S. (1993). The Community Reinvestment Act: Evolution and current issues. Federal Reserve Bulletin, 79(April), 251–267. https://fraser.stlouisfed.org/files/docs/publications/FRB/pages/1990-1994/33103_1990-1994.pdf
- Getter, D. E. (2015). The effectiveness of the Community Reinvestment Act. Congressional Research Service. https://fas.org/sgp/crs/misc/R43661.pdf
- Greenstone, M., Mas, A., & Nguyen, H. L. (2014). Do credit market shocks affect the real economy? Quasi-experimental evidence from the Great Recession and ‘normal’ economic times (NBER Working Paper No. w20704). National Bureau of Economic Research.
- Guo, S. Y., & Fraser, M. W. (2015). Propensity score analysis: Statistical methods and applications. SAGE Publications.
- Immergluck, D. (2004). Credit in community. M.E. Sharpe.
- Joint Center for Housing Studies. (2002). The 25th anniversary of the Community Reinvestment Act: Access to capital in an evolving financial services system.
- Lee, H., & Bostic, R. W. (2020). Bank adaptation to neighborhood change: Mortgage lending and the Community Reinvestment Act. Journal of Urban Economics, 116, 103211. https://doi.org/10.1016/j.jue.2019.103211
- Office of the Comptroller of the Currency. (2018). Reforming the Community Reinvestment Act regulatory framework. Federal Register, 83(172), 45053–45059. https://www.govinfo.gov/content/pkg/FR-2018-09-05/pdf/2018-19169.pdf
- Ringo, D. R. (2017). Refinancing, default and the Community Reinvestment Act. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.2585215.
- Rosenbaum, P. R., & Rubin, D. B. (1983). The central role of the propensity score in observational studies for causal effects. Biometrika, 70(1), 41–55. https://doi.org/10.1093/biomet/70.1.41
- Rosenbaum, P. R., & Rubin, D. B. (1985). Constructing a control group using multivariate matched sampling methods that incorporate the propensity score. The American Statistician, 39(1), 33–38. https://doi.org/10.2307/2683903
- Rubin, D. (1973). Matching to remove bias in observational studies. Biometrics, 29(1), 159–183. https://doi.org/10.2307/2529684
- U.S. Small Business Administration. (2017). Small business lending in the United States, 2014–2015. U.S. Small Business Administration, Office of Advocacy. https://www.sba.gov/sites/default/files/Banking_study_Full_Report_508_FINAL.pdf
- Zinman, J. (2002). The efficacy and efficiency of credit market interventions: Evidence from the Community Reinvestment Act. Joint Center for Housing Studies of Harvard University.