544
Views
21
CrossRef citations to date
0
Altmetric
Commentary

Who Are the Foreclosed? A Statistical Portrait of America in Crisis

&
Pages 159-176 | Published online: 10 Dec 2012

References

  • Allen , R. 2011 . The relationship between residential foreclosures, race, ethnicity, and nativity status . Journal of Planning Education and Research , 31 ( 2 ) : 125 – 142 .
  • Anthony , J. 2011 . “ Home burdens: The high cost of homeownership ” . In Broke: How debt bankrupts the middle class , Edited by: Porter , K. 65 – 84 . Stanford, CA : Stanford University Press .
  • Avery , R. B. , Brevoort , K. P. and Canner , G. B. 2007 . Opportunities and issues in using HMDA data . Journal of Real Estate Research , 29 ( 4 ) : 351 – 380 .
  • Bocian , D. G. , Ernst , K. S. and Li , W. 2008 . Race, ethnicity and subprime home loan pricing . Journal of Economics and Business , 60 ( 1/2 ) : 110 – 124 .
  • Bocian , D. G. , Li , W. and Ernst , K. S. 2010 . Foreclosures by race and ethnicity: The demographics of a crisis , Durham , NC : Center for Responsible Lending . Retrieved from http://www.responsiblelending.org/mortgage-lending/research-analysis/foreclosures-by-race-and-ethnicity.pdf
  • Braucher , J. 2010 . Humpty Dumpty and the foreclosure crisis: Lessons from the lackluster first year of the home affordable modification program (HAMP) . Arizona Legal Review , 52 : 727 – 788 .
  • Calem , P. C. , Hershaff , J. E. and Wachter , S. M. 2004 . Neighborhood patterns of subprime lending: Evidence from disparate cities . Housing Policy Debate , 15 ( 3 ) : 603 – 622 .
  • Coulton , C. , Chan , T. , Schramm , M. and Mikelbank , K. 2008 . Pathways to foreclosure: A longitudinal study of mortgage loans, Cleveland and Cuyahoga County, 2005–2008 , Cleveland, OH : Center on Urban Poverty and Community Development, Case Western University . Retrieved from http://blog.case.edu/msass/2008/06/23/Pathways_to_foreclosure_ 6_23.pdf
  • Crossney , K. 2010 . Is predatory mortgage lending spatially clustered? . The Professional Geographer , 62 ( 2 ) : 153 – 170 .
  • Crump , J. , Newman , K. , Belsky , E. S. , Ashton , P. , Kaplan , D. H. , Hammel , D. J. and Wyly , E. 2008 . Cities destroyed (again) for cash: Forum on the US foreclosure crisis . Urban Geography , 29 ( 8 ) : 745 – 784 .
  • Culhane , M. 2011 . “ No forwarding address: Losing homes in bankruptcy ” . In Broke: How debt bankrupts the middle class , Edited by: Porter , K. 119 – 135 . Stanford, CA : Stanford University Press .
  • Curtin , R. , Presser , S. and Singer , E. 2000 . The effects of response rate changes on the index of consumer sentiment . Public Opinion Quarterly , 64 ( 2 ) : 413 – 428 .
  • Curtin , R. , Presser , S., and Singer , E. 2005 . Changes in telephone survey nonresponse over the past quarter century . Public Opinion Quarterly , 69 ( 1 ) : 87 – 98 .
  • Economic Policy Institute . 2011 . The state of working America , Washington , DC : Economic Policy Institute . Retrieved from http://www.stateofworkingamerica.org
  • Fisher , L. 2010 . Target marketing of subprime loans: Racialized consumer fraud and reverse redlining . Journal of Law and Policy , 18 ( 1 ) : 101 – 135 .
  • Fogel , K. , Lee , W. , Ma , L. , Rorie , D. and Yeager , T. 2010 . The foreclosure crisis: Did Wall Street practice predatory lending or did households overreach? Retrieved from http://waltoncollege.uark.edu/finn/
  • Fuentes , N. L. 2009 . Defrauding the American dream: Predatory lending in Latino communities and reform of California's lending law . California Law Review , 97 : 1279 – 1335 .
  • Gerardi , K. , Goette , L. and Meier , S. Financial literacy and subprime mortgage delinquency . Evidence from a survey matched to administrative data (Working Paper 2010–10) . Atlanta , GA : Federal Research Bank of Atlanta . Retrieved from http://www.frbatlanta.org/documents/pubs/wp/wp1010.pdf
  • Grover , M. , Smith , R. and Todd , M. 2008 . Targeting foreclosure interventions: An analysis of neighborhood characteristics associated with high foreclosure rates in two Minnesota counties . Journal of Economic and Business , 60 ( 1/2 ) : 91 – 109 .
  • Groves , R. 2006 . Nonresponse rates and nonresponse bias in household surveys . Public Opinion Quarterly , 70 ( 5 ) : 646 – 675 .
  • Haughney , C. 2009 . For love of a Christmas tree and a longtime home . New York Times , May 14, Retrieved from http://www.nytimes.com
  • Herron , J. 2011 . Banks repossessed 1 million homes last year—and 2011 will be worse. MSNBC January 13, Retrieved from http://www.msnbc.msn.com/id/41051419/ns/business-personal_finance/t/banks-repossessed-million-homes-last-year-will-be-worse/
  • Immergluck , D. 2008 . The accumulation of foreclosed properties: Trajectories of metropolitan REO inventories during the 2007–2008 mortgage crisis , Atlanta , GA : Federal Reserve Bank of Atlanta (Community Affairs) . Retrieved from http://www.frbatlanta.org/filelegacydocs/dp_0208.pdf
  • Immergluck , D. 2009a . Foreclosed: High-risk lending, deregulation, and the undermining of America's mortgage market , Ithaca, NY : Cornell University Press .
  • Immergluck , D. 2009b . The foreclosure crisis, foreclosed properties, and federal policy: Some implications for housing and community development planning . Journal of the American Planning Association , 75 ( 4 ) : 406 – 423 .
  • Immergluck , D. and Smith , G. 2005 . Measuring the effect of subprime lending on neighborhood foreclosures . Urban Affairs Review , 40 ( 3 ) : 362 – 389 .
  • Immergluck , D. and Smith , G. 2006a . The external costs of foreclosure: The impact of single-family mortgage foreclosures on property values . Housing Policy Debate , 17 ( 1 ) : 57 – 79 .
  • Immergluck , D. and Smith , G. 2006b . The impact of single-family mortgage foreclosures on neighborhood crime . Housing Studies , 21 ( 6 ) : 851 – 866 .
  • Jayasundera , T. , Silver , J. , Anacker , K. and Mantcheva , D. 2010 . Foreclosure in the nation's capital: How unfair and reckless lending undermines homeownership , Washington , DC : National Community Reinvestment Coalition . Retrieved from http://www.ncrc.org/images/stories/pdf/research/ncrc_foreclosure_paper_final.pdf
  • Keeter , S. , Miller , C. , Kohut , A. , Groves , R. and Presser , S. 2000 . Consequences of reducing nonresponse in a national telephone survey . Public Opinion Quarterly , 64 ( 1 ) : 125 – 148 .
  • Luea , H. , Reichenberger , A. and Turner , T. 2011 . Mortgage default by 2009: Effects of race, ethnicity and economic standing during the boom years Retrieved from http://www.k-state.edu/economics/staff/websites/turner/
  • Mallach , A. 2009 . Stabilizing communities: A federal response to the secondary impacts of the foreclosure crisis , Washington , DC : Metropolitan Policy Program, Brookings Institution . Retrieved from http://www.brookings.edu/research/reports/2009/02/∼/media/Research/Files/Reports/2009/2/foreclosure%20crisis%20mallach/02_foreclosure_crisis_mallach_brief.PDF
  • Mumm , J. and Wyly , E. 2011 . “ WWGCD? Fair lending and community reinvestment after the crisis: What would Gale Cincotta Do? ” . In Forging a new housing policy: Opportunity in the wake of crisis , Edited by: Niedt , C. and Silver , M. 16 – 28 . Hempstead , NY : National Center for Suburban Studies at Hofstra University .
  • Mummolo , J. and Brubaker , B. 2008 . As foreclosed homes empty, crime arrives . Washington Post , April 27, Retrieved from http://www.washingtonpost.com
  • Newman , K. 2009 . Post industrial widgets: Capital flows and the production of the urban . International Journal of Urban and Regional Research , 33 ( 2 ) : 314 – 331 .
  • Pattillo-McCoy , M. 1999 . Black picket fences: Privilege and peril among the black middle class , Chicago, IL : University of Chicago Press .
  • Peytchev , A. , Carley-Baxter , L. and Black , M. 2010 . Coverage bias in variances, associations, and total error from exclusion of the cell phone-only population in the United States . Social Science Computer Review , 28 ( 3 ) : 287 – 302 .
  • Pollack , C. A. , Kurd , S. K. , Livshits , A. , Weiner , M. and Lynch , J. 2011 . A case-control study of home foreclosure, health conditions, and health care utilization . Journal of Urban Health: Bulletin of the New York Academy of Medicine , 88 ( 3 ) : 469 – 478 .
  • President's Advisory Council on Financial Literacy . 2009 . 2008 annual report to the President , Washington , DC : U.S. Department of the Treasury . Retrieved from http://www.jumpstart.org/assets/files/PACFL_ANNUAL_REPORT_1-16-09.pdf
  • Princeton Survey Research Associates International . 2010 . The fourth national suburban survey for the National Center for Suburban Studies at Hofstra University , Washington , DC : Author . Retrieved from http://www.hofstra.edu/pdf/Academics/css/ncss_poll_ suburban1010.pdf
  • Rivera , A. , Cotto-Escalara , B. , Desai , A. , Huezo , J. and Muhammed , D. 2008 . Foreclosed: State of the dream 2008 , Washington , DC : United for a Fair Economy. Retrieved from http://www.faireconomy.org/files/StateOfDream_01_16_08_Web.pdf .
  • Ruggles , S. , Alexander , J. T. , Genadek , K. , Goeken , R. , Schroeder , M. B. and Sobek , M. 2010 . Integrated Public Use Microdata Series: Version 5.0 [Machine-readable database]. Minneapolis, MN: University of Minnesota
  • Rugh , J. S. and Massey , D. S. 2010 . Racial segregation and the American foreclosure crisis . American Sociological Review , 75 ( 5 ) : 629 – 651 .
  • Schuck , P. H. and Zeckhauser , R. J. 2006 . Targeting in social programs: Avoiding bad bets, removing bad apples , Washington , DC : Brookings Institution Press .
  • Simon , R. and Hagerty , J. R. 2009 . Unemployment vexes foreclosure plan . Wall Street Journal , June 26, Retrieved from http://online.wsj.com/article/SB124597797525957807.html
  • Vesselinov , E. and Beveridge , A. 2011 . “ Avenue to wealth or road to financial ruin? Homeownership and the racial distribution of mortgage foreclosures ” . In Forging a new housing policy: Opportunity in the wake of crisis , Edited by: Niedt , C. and Silver , M. 45 – 55 . Hempstead , NY : National Center for Suburban Studies at Hofstra University .
  • Willis , L. E. 2008 . Against financial-literary education . Iowa Law Review , 94 : 197 – 285 .
  • Wyly , E. 2010 . “ The subprime state of race ” . In The Blackwell companion to housing: The housing wealth of nations , Edited by: J. Smith , S. and Searle , B. 381 – 413 . Malden , MA : Wiley-Blackwell .

Reprints and Corporate Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

To request a reprint or corporate permissions for this article, please click on the relevant link below:

Academic Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

Obtain permissions instantly via Rightslink by clicking on the button below:

If you are unable to obtain permissions via Rightslink, please complete and submit this Permissions form. For more information, please visit our Permissions help page.