2,743
Views
11
CrossRef citations to date
0
Altmetric
Articles

Stretching Every Dollar: The Impact of Personal Financial Stress on the Enrollment Behaviors of Working and Nonworking Community College Students

, , , &

References

  • ACE Center for Policy Analysis. (2006). Working their way through college: Student employment and its impact on the college experience. Washington, DC: American Council on Education [ACE]. Retrieved from http://www.acenet.edu/news-room/Pages/Working-Their-Way-Through-College-.aspx
  • Advisory Committee on Student Financial Assistance (ACSFA). (2008). Apply to succeed: Ensuring community college students benefit from need-based financial aid. Washington, DC: Author.
  • Baum, S., Ma, J., & Payea, K. (2013). Education pays 2013: The benefits of higher education for individuals and society. Retrieved from The College Board: http://trends.collegeboard.org/education-pays
  • Bean, J. P., & Metzner, B. S. (1985). A conceptual model of nontraditional undergraduate student attrition. Review of Educational Research, 55(4), 485–540. doi:10.3102/00346543055004485
  • Cabrera, A. F. (1994). Logistic regression analysis in higher education: An applied perspective. In J. C. Smart (Ed.), Higher education: Handbook of theory and research (pp. 225–226). New York, NY: Agathon Press.
  • Cho, S. W., & Karp, M. M. (2013). Student success courses in the community college: Early enrollment and educational outcomes. Community College Review, 41(1), 86–103. doi:10.1177/0091552112472227
  • Cohen, A. M., & Brawer, F. B. (2008). The American community college (5th ed.). San Francisco, CA: Jossey-Bass.
  • College Board. (2013). Trends in college pricing 2013. Retrieved from College Board: http://trends.collegeboard.org/sites/default/files/college-pricing-2013-full-report.pdf
  • College Board Advocacy & Policy Center. (2010, November). Cracking the student aid code: A comprehensive study of parent and student reactions to proposed reforms of the federal student aid system. Retrieved from College Board: http://www.advocacy.collegeboard.org
  • Grable, J. E., & Joo, S.-H. (2006). Student racial differences in credit card debt and financial behaviors and stress. College Student Journal, 40(2), 400–408.
  • Gutter, M., & Copur, Z. (2011). Financial behaviors and financial well-being of college students: Evidence from a national survey. Journal of Family Economic Issues, 32(4), 699–714. doi:10.1007/s10834-011-9255-2
  • Hayhoe, C. R., Leach, L. J., Turner, P. R., Bruin, M. J., & Lawrence, F. C. (2000). Differences in spending habits and credit use of college students. The Journal of Consumer Affairs, 34(1), 113–133. doi:10.1111/j.1745-6606.2000.tb00087.x
  • Horn, L., & Nevill, S. (2006). Profile of undergraduates in U.S. postsecondary education institutions: 2003-04: With a special analysis of community college students (NCES 2006-184). U.S. Department of Education. Washington, DC: National Center for Education Statistics.
  • Horn, L. J., & Berktold, J. (1998). Profile of undergraduates in U.S. postsecondary education institutions: 1995-96, NCES 98-084. U.S. Department of Education. Washington, DC: National Center for Education Statistics.
  • Joo, S.-H., Durband, D. B., & Grable, J. (2008). The academic impact of financial stress of college students. Journal of College Student Retention, 10(3), 287–305. doi:10.2190/CS.10.3.c
  • Levin, J. S., Hernandez, V. M., & Cerven, C. (2010). Succeeding in community college: Advancing the educational progress of working students. Policy Matters, 4(2), 1–11.
  • Long, B. T. (2010). Making college affordable by improving financial aid policy. Issues in Science and Technology, 26(4), 27–38.
  • Long, J. S. (1997). Regression models for categorical and limited independent variables (Advanced quantitative techniques in the social sciences series, Vol. 7). Thousand Oaks, CA: Sage.
  • Lyons, A. C., & Hunt, J. L. (2003). The credit practices and financial education needs of community college students. Financial Counseling and Planning, 14(1), 63–74.
  • McKinney, L., & Novak, H. (2013). The relationship between FAFSA filing and persistence among first-year community college students. Community College Review, 41(1), 63–85. doi:10.1177/0091552112469251
  • McKinney, L., & Novak, H. (2015). FAFSA filing among first-year college students: Who files on time, who doesn’t, and why does it matter? Research in Higher Education, 56(1), 1–28. doi:10.1007/s11162-014-9340-0
  • McSwain, C., & Davis, R. (2007). College access for the working poor: Overcoming burdens to succeed in higher education. Washington, D.C.: Institute for Higher Education Policy (IHEP.
  • MDRC. (2015, May). FAQs about aid like a paycheck, MDRC’s study of incremental financial aid disbursements to promote college success. Retrieved from MDRC: http://www.mdrc.org/sites/default/files/ALAP_FAQs.pdf
  • Meyers, L. S., Gamst, G., & Guarino, A. (2013). Applied multivariate research: Design and interpretation (2nd ed.). Thousand Oaks, CA: Sage.
  • Mundel, D. S. (2008). What do we know about the impact of grants to college students? In S. Baum, M. McPherson, & P. Steele (Eds.), The effectiveness of student aid policies: What the research tells us (pp. 9–38). New York, NY: The College Board. Retrieved from www.collegeboard.com
  • National Survey of Student Engagement. (2012). Promoting student learning and institutional improvement: Lessons from NSSE at 13. Bloomington, IN: Annual Report, Indiana University Center for Postsecondary Research. Retrieved December 6, 2012, from http://nsse.iub.edu/NSSE_2012_Results/pdf/NSSE_2012_Annual_Results.pdf#page=17
  • National Survey of Student Engagement. (2015). Engagement insights: Survey findings on the quality of undergraduate education-Annual results 2015. Bloomington, IN: Indiana University Center for Postsecondary Research. Retrieved December 6, 2015, from http://nsse.indiana.edu/NSSE_2015_Results/pdf/NSSE_2015_Annual_Results.pdf#page=7
  • Nicol, A. (2010). The experience of financial stress in Australia: The role of life events and prior stress. Conference paper presented to the Australian Government: Department of Families, Housing, Community Services and Indigenous Affairs. Melbourne. Retrieved from https://www.melbourneinstitute.com/downloads/hilda/Bibliography/Conference_Papers/Nicol_AIFS2010.pdf
  • Nora, A., Cabrera, A., Hagedorn, L. S., & Pascarella, E. (1996). Differential impacts of academic and social experiences on college-related behavioral outcomes across different ethnic and gender groups at four-year institutions. Research in Higher Education, 37(4), 427–451. doi:10.1007/BF01730109
  • Northern, J., O’Brien, W. H., & Goetz, P. W. (2010). The development, evaluation, and validation of a financial stress scale for undergraduate students. Journal of College Student Development, 51(1), 79–92. doi:10.1353/csd.0.0108
  • Patel, R., & Rudd, T. (2012, November). Can scholarships alone help students succeed? Lessons from two New York City community college. MDRC. Retrieved from MDRC: http://www.mdrc.org/sites/default/files/Can%20Scholarships%20Alone%20Help%20Students%20Succeed%20Full%20Report_1_0.pdf
  • Paulsen, M. B., & St. John, E. (2002). Social class and college costs: Examining the financial nexus between college choice and persistence. The Journal of Higher Education, 73(2), 189–236. doi:10.1353/jhe.2002.0023
  • Robb, C. A., Moody, B., & Abdel-Ghany, M. (2012). College student persistence to degree: The burden of debt. Journal of College Student Retention, 13(4), 431–456. doi:10.2190/CS.13.4.b
  • Serido, J., Shim, S., Xiao, J. J., Tang, C., & Card, N. A. (2014). Financial adaptation among college students: Helping students cope with financial strain. Journal of College Student Development, 55(3), 310–316. doi:10.1353/csd.2014.0032
  • Starobin, S. S., Hagedorn, L. S., Purnamasari, A., & Chen, A. (2013). Examining financial literacy among transfer and non-transfer students: Predicting financial well-being and academic success at a four-year university. Community College Journal of Research & Practice, 37(3), 216–225. doi:10.1080/10668926.2013.740388
  • Stratton, L. S., O’Toole, D. M., & Wetzel, J. N. (2008). A multinomial logit model of college stopout and dropout behavior. Economics of Education Review, 27(3), 319–331. doi:10.1016/j.econedurev.2007.04.003
  • The Institute for College Access & Success [TICAS]. (2009). Quick facts about financial aid and community colleges, 2007–08. Oakland CA. Retrieved from TICAS http://ticas.org/sites/default/files/legacy/files/pub/cc_fact_sheet.pdf
  • Trombitas, K. (2012, July). Financial stress: An everyday reality for college students. Retrieved from Inceptia: https://www.inceptia.org/about/resources/financial-stress/
  • Xiao, J. J., Tang, C., & Shim, S. (2009). Acting for happiness: Financial behavior and life satisfaction for college students. Social Indicators Research, 92(1), 53–68. doi:10.1007/s11205-008-9288-6
  • Ziskin, M., Fischer, M. A., Torres, V., Pellicciotti, B., & Player-Sanders, J. (2014). Working students’ perceptions of paying for college: Understanding the connections between financial aid and work. The Review of Higher Education, 37(4), 429–467. doi:10.1353/rhe.2014.0028

Reprints and Corporate Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

To request a reprint or corporate permissions for this article, please click on the relevant link below:

Academic Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

Obtain permissions instantly via Rightslink by clicking on the button below:

If you are unable to obtain permissions via Rightslink, please complete and submit this Permissions form. For more information, please visit our Permissions help page.