163
Views
0
CrossRef citations to date
0
Altmetric
Original Articles

Building an Asset-Based Bridge to Higher Education: The American Savings for Personal Investment, Retirement, and Education Act of 2010

&
Pages 849-861 | Published online: 26 Sep 2013

REFERENCES

  • Advisory Committee on Student Financial Assistance. 2006 . Mortgaging our future: How financial barriers to college undercut America's global competitiveness , Washington , DC : Author .
  • Advisory Committee on Student Financial Assistance. 2012 . Pathways to success: Integrating learning with life and work to increase national college completion , (A report to the U.S. Congress and Secretary of Education) Washington , DC : Author .
  • American Association of State Colleges and Universities. 2006 . Student debt burden. , Washington , DC : Author .
  • American Association of State Colleges and Universities. 2004 . Student issues. Retrieved from http://www.acenet.edu/higher-education/topics/Pages/Student-Issues.aspx
  • Asher , L. 2010 . Before the senate committee on health, education, labor, and pensions: Hearing on the federal investment in for-profit education: Are students succeeding? , Washington , DC : The Institute for College Access and Success .
  • Baum , S. and O'Malley , M. 2006 . College on credit: How borrowers perceive their education debt: Results of the 2002 National Student Loan Survey. Final report , Braintree , MA : Nellie Mae Corporation . Retrieved from http://www.nelliemae.com/library/nasls_2002.pdf
  • Becker , G. S. 1975 . Human capital () , 2nd ed. , New York , NY : National Bureau of Economic Research .
  • Bowen , W. G. , Chingos , M. M. and McPherson , M. S. 2009 . Crossing the finish line: Completing college at America's public universities , Princeton , NJ : Princeton University Press .
  • Burd-Sharps , S. , Elder , J. and Lewis , K. 2009 . Goals for the common good: Exploring the impact of education. , Brooklyn , NY : American Human Development Project, Social Science Research Council .
  • Bureau of Labor Statistics. 2013 . Employment projections , Washington , DC : Author . Retrieved from http://www.bls.gov/emp/ep_chart_001.ht
  • Carnevale , A. P. , Smith , N. and Strohl , J. 2010 . Help wanted: Projections of jobs and education requirements through 2018 Retrieved from http://ht.ly/1Zf3G
  • Charles , C. , Roscigno , V. J. and Torres , K. 2007 . Racial inequality and college attendance: The mediating role of parental investments. . Social Science Research , 36 : 329 – 352 .
  • Clancy , M. , Cramer , R. and Parrish , L. 2005 . New America Foundation Issue Brief #7: Section 529 savings plans, access to post-secondary education, and universal asset building , CSD Research Report St. Louis , MO : Washington University, Center for Social Development .
  • Clancy , M. , Mason , L. R. and Lo , S. 2008 . State 529 matching grant program summary , St. Louis , MO : Washington University, Center for Social Development .
  • Clancy , M. , Reid , C. and Parrish , O. 2005 . Policy brief: College savings incentives Retrieved from http://cfed.org/assets/scorecard/2013/pb_CollegeSavingsIncentives_2013.pdf
  • Clancy , M. and Sherraden , M. 2003 . The potential for inclusion in 529 savings plans: Report on a survey of states , (CSD Report) St. Louis , MO : Washington University, Center for Social Development . Retrieved from http://csd.wustl.edu/Publications/Documents/ResearchReport-529savingsplansurvey.pd
  • Cohen , N. E. , ed. 1964 . Social work and social problems , New York , NY : National Association of Social Workers .
  • College Board. 2010 . College cost trends Retrieved from http://www.jasfinancialllc.com/20091030%20College%20Bd…costs.pdf
  • College Board. 2012 . Trends in college pricing Retrieved from http://trends.collegeboard.org/college-pricing
  • College Savings Plans Network. 2010 . College savings plan network finds American families are saving for higher education. Retrieved from http://www.itppv.com/documents/pdf/conversions-about-college-savings/american-families-are-saving-for-higher-education.pdf
  • Cramer , R. 2009 . The big lift: Federal policy efforts to create Child Development Accounts , St. Louis , MO : Center for Social Development and the New America Foundation . (No. 09-43)
  • Dynarski , S. 2005 . Loans, liquidity and schooling decisions. , Cambridge , MA : Harvard University . [Mimeo]
  • Fagan , J. and Pabon , E. 1990 . Contributions of delinquency and substance use to school dropout among inner-city children. . Children & Society , 21 ( 3 ) : 306
  • Ficklen , E. and Stone , J. 2002 . Empty promises: The myth of college access in America. , Washington , DC : Advisory Committee on Student Financial Assistance .
  • Gladieux , L. and Perna , L. 2005 . Borrowers who drop out: A neglected aspect of the college student trend , San Jose , CA : The National Center for Public Policy and Higher Education .
  • Grodsky , E. and Jones , M. T. Real and imagined barriers to college entry: Perceptions of cost . Paper presented at the 2004 AERA Annual Conference . San Diego , CA .
  • Haskins , R. 2008 . “ Education and economic mobility. ” . In Getting ahead or losing ground: Economic mobility in America , Edited by: Isaacs , J. B. , Sawhill , I. V. and Haskins , R. 99 – 104 . Washington , DC : The Brookings Institution .
  • Kane , T. J. and Avery , C. 2004 . “ Student perceptions of college opportunities. The Boston Coach program. NBER chapters. ” . In College choices: The economics of where to go, when to go, and how to pay for it , 355 – 394 . Cambridge , MA : National Bureau of Economic Research, Inc .
  • Kim , J. 2002 . Learning and earnings: How college matters in earnings gap between Hispanic workers and non-Hispanic White worker. . Journal of Hispanic Higher Education , 1 : 125 – 144 .
  • King , J. E. 2004 . Missed opportunities: Students who do not apply for financial aid. , Washington , DC : American Council on Education .
  • King , J. 2010 . “ ASPIRE Act introduced in the senate ” . In New American Foundation Retrieved http://assets.newamerica.net/blogposts/2010/aspire_act_introduced_in_the_senate-34402
  • Klein , P. G. 2010 . The capitalist and the entrepreneur , Auburn , AL : Ludwig Von Mises Institute .
  • Lassar , T. , Clancy , M. and McClure , S. 2010 . Toward more inclusive College Savings Plans: Sample state legislation , St. Louis , MO : Washington University, Center for Social Development . (CSD Policy Report 10-02)
  • Levine , B. 2010 . How can I save for my child's college education? Retrieved from http://www.barrylevinefinancial.com/College-Savings-Plans.c84.htm
  • Loeber , R. and Farrington , D. P. , eds. 1998 . Serious & violent juvenile offenders: Risk factors and successful interventions , Thousand Oaks , CA : Sage .
  • Long , B. T. 2008 . Making college affordable by improving aid policy Retrieved from http://www.issues.org/26.4/long.html
  • Long , B. T. and Ansel , D. 2007 . As student debt increases, colleges owe more in performance. . The Journal of the New England Board of Higher Education , 24 ( 1 ) : 23 – 24 .
  • Lynch , M. , Engle , J. and Cruz , J. L. 2011 . Priced out: How the wrong financial-aid policies hurt low-income students. , Washington , DC : Education Trust .
  • Mason , L. R. , Nam , Y. , Clancy , M. , Kim , Y. and Loke , V. 2009 . Child development accounts and saving for children's future: Do financial incentives matter? , St. Louis , MO : Center for Social Development . (No. 09-54)
  • Mincer , J. 1974 . Schooling, experience, and earnings , New York , NY : Columbia University Press .
  • Mishel , L. , Bernstein , J. and Allegretto , S. 2006–2007 . The state of working America , Washington , DC : Economic Policy Institute .
  • National Center for Education Statistics. 2010 . Digest of education statistics 2009 Retrieved from http://nces.ed.gov/fastfacts/display.asp?id?51
  • New America Media. 2006 . Great expectations: Multilingual poll of Latino, Asian and African American parents reveals high educational aspirations for their children and strong support for early education. , Washington , DC : Author .
  • Norris-Turin , S. 2009 . “ ASPIRE Act not practical for U.S. ” . In The Daily Aztec , San Diego State University . Retrieved from http://cfed.org/newsroom/in_the_news/SEED/aspire_act_not_practical_for_us/
  • Obama , B. 2009 . Barack Obama's Inaugural Address Retrieved from http://www.nytimes.com/2009/01/20/us/politics/20text-obama.html?pagewanted=all&_r=0
  • Oliver , M. L. and Shapiro , T. M. 2006 . Black wealth/white wealth: A new perspective on racial inequality() , 10th anniv. ed. , New York , NY : Routledge .
  • Pew Charitable Trusts. 2012 . Pursuing the American dream: Economic mobility across generations. , Philadelphia , PA : Author .
  • Rector , R. 2006 . Amnesty and continued low skill immigration will substantially raise welfare costs and poverty. , Washington , DC : The Heritage Foundation .
  • Reed , M. and Cochrane , D. 2012 . Student debt and the class of 2011 , The Institute for College Access and Success . Retrieved from http://projectonstudentdebt.org/files/pub/classof2011.pdf
  • Sallie Mae Fund. 2003 . Lower income families, minorities have least information about college financial aid. , Washington , DC : Author .
  • Schreiner , M. and Sherraden , M. 2005 . Drop-out from individual development accounts: Prediction and prevention. . Financial Services Review , 14 ( 5 ) : 37 – 54 .
  • Sherraden , M. 1991 . Assets and the poor: A new American welfare policy , Armonk , NY : M. E. Sharpe .
  • Song , H. and Elliott , W. 2012 . The effects of parents' college savings on college expectations and Hispanic youth's four-year college attendance. . Children and Youth Services Review , 34 ( 9 ) : 1845 – 1852 . doi: http://dx.doi.org/10.1016/j.childyouth.2012.05.022
  • Stand , D. W. 2011 . An overview of growing income inequalities in OECD countries: Main findings , OECD . Retrieved from http://www.oecd.org/els/soc/49499779.pdf
  • Taylor , P. , Kochhar , D. R. , Fry , R. , Velasco , G. and Motel , S. 2011 . Wealth gaps rise to record highs between Whites, Blacks and Hispanics. , Philadelphia , PA : Pew Research Center, Social and Demographic Trends .
  • Trattner , W. 1999 . From poor law to welfare state: A history of social welfare in America () , 6th ed. , New York , NY : The Free Press .
  • U. S. Census Bureau. 2010 . Resident population by sex, race, and Hispanic origin status: 2000 to 2009 Retrieved from http://www.census.gov/compendia/statab/2011/tables/11s0006.pdf
  • U. S. Bureau of Census. 2012 . Washington , DC : Author . I.
  • U. S. Department of Education. 2009 . Student aid overview. Fiscal year 2011 budget request Retrieved from http://www2.ed.gov/about/overview/budget/budget11/justifications/o-saoverview.pdf
  • U. S. Department of the Treasury. 2009 . An analysis of section 529 college savings and prepaid tuition plans. , Washington , DC : Author .
  • Wellner , A. S. 2000 . The money in the middle. . American Demographics , 22 ( 4 ) : 56 – 64 .
  • Williams Shanks , T. and Destin , M. 2009 . Parental expectations and educational outcomes for young African American adults: Do household assets matter? . Race and Social Problems , 1 ( 1 ) : 27 – 35 . doi: 10.1007/s12552-009-9001-7

Reprints and Corporate Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

To request a reprint or corporate permissions for this article, please click on the relevant link below:

Academic Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

Obtain permissions instantly via Rightslink by clicking on the button below:

If you are unable to obtain permissions via Rightslink, please complete and submit this Permissions form. For more information, please visit our Permissions help page.