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Applied Economics Letters Volume 24, 2017 - Issue 6
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Original Articles

Can funding platforms’ self-initiated financial innovation improve credit availability? Evidence from China’s P2P market

Jinhong Jackson MiSchool of Economics & Management, Shanghai Maritime UniversityView further author information
&
Hongfei ZhuSchool of Economics, Fudan University, Shanghai, ChinaCorrespondence[email protected]
View further author information
Pages 396-398 | Published online: 26 Jun 2016

References

  • Duarte, J., S. Siegel, and L. Young. 2012. “Trust and Credit: The Role of Appearance in Peer-To-Peer Lending.” Review of Financial Studies 25: 2455–2484. doi:10.1093/rfs/hhs071.
  • Emekter, R., Y. Tu, B. Jirasakuldech, and M. Lu. 2015. “Evaluating Credit Risk and Loan Performance in Online Peer-To-Peer (P2P) Lending.” Applied Economics 47: 54–70. doi:10.1080/00036846.2014.962222.
  • Freedman, S., and G. Jin 2014. “The Signaling Value of Online Social Networks: Lessons from Peer-to-Peer Lending.” NBER Working Paper No. 19820.
  • Galak, J., D. Small, and A. Stephen. 2011. “Microfinance Decision-Making: A Field Study of Prosocial Lending.” Journal of Marketing Research 48: SS130–7. doi:10.1509/jmkr.48.SPL.S130.
  • Gonzalez, L., and Y. Loureiro. 2014. “When Can a Photo Increase Credit? The Impact of Lender and Borrower Profiles on Online Peer-To-Peer Loans.” Journal of Behavioral and Experimental Finance 2: 44–58. doi:10.1016/j.jbef.2014.04.002.
  • Lin, M., N. Prabhala, and S. Viswanathan. 2013. “Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-To-Peer Lending.” Management Science 59: 17–35. doi:10.1287/mnsc.1120.1560.
  • Puhani, P. 2012. “The Treatment Effect, the Cross Difference, and the Interaction Term in Nonlinear “Difference-In-Differences” Models.” Economics Letters 115: 85–87. doi:10.1016/j.econlet.2011.11.025.
  • Ramcharan, R., and C. Crowe. 2013. “The Impact of House Prices on Consumer Credit: Evidence from an Internet Bank.” Journal of Money Credit and Banking 45: 1085–1115. doi:10.1111/jmcb.2013.45.issue-6.

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