Advanced search
Publication Cover
Applied Economics Letters Volume 26, 2019 - Issue 18
Submit an article Journal homepage
249
Views
3
CrossRef citations to date
0
Altmetric
Articles

Heterogeneity of farm loan packaging term decisions: a finite mixture approach

Chandra K. DhakalDepartment of Agricultural and Applied Economics, University of Georgia, Athens, GA, USA
,
Cesar L. EscalanteDepartment of Agricultural and Applied Economics, University of Georgia, Athens, GA, USACorrespondence[email protected]
&
Charles DodsonU.S. Department of Agriculture, Farm Service Agency, Washington, DC, USA
Pages 1528-1532 | Published online: 26 Feb 2019

References

  • Berkovec, J. A., G. B. Canner, S. A. Gabriel, and T. H. Hannan. 1994. “Race, Redlining, and Residential Mortgage Loan Performance.” Journal of Real Estate Finance and Economics 9: 263–294. doi:10.1007/BF01099279.
  • Boehm, T. P., P. D. Thistle, and A. Schlottmann. 2006. “Rates and Race: An Analysis of Racial Disparities in Mortgage Rates.” Housing Policy Debate 17 (1): 109–149. doi:10.1080/10511482.2006.9521563.
  • Cheng, P., Z. Lin, and Y. Liu. 2015. “Racial Discrepancy in Mortgage Interest Rates.” Journal of Real Estate and Financial Economics 51: 101–120. doi:10.1007/s11146-014-9473-0.
  • Clarke, J. A., and M. J. Courchane. 2005. “Implications of Stratified Sampling for Fair Lending Binary Logit Models.” Journal of Real Estate Finance and Economics 30: 5–31. doi:10.1007/s11146-004-4829-5.
  • Deb, P., and P. K. Trivedi. 1997. “Demand for Medical Care by the Elderly: A Finite Mixture Approach.” Journal of Applied Econometrics 12 (3): 313–336. doi:10.1002/(ISSN)1099-1255.
  • Dempster, A. P., N. M. Laird, and D. B. Rubin. 1977. “Maximum Likelihood from Incomplete Data via The Em Algorithm.” Journal of The Royal Statistical Society 39 (1): 1–22.
  • Escalante, C. L., A. Osinubi, C. Dodson, and C. E. Taylor. 2018. “Looking beyond Farm Loan Approval Decisions: Loan Pricing and Non-Pricing Terms for Socially Disadvantaged Farm Borrowers.” Journal of Agricultural and Applied Economics 50 (1): 129–148. doi:10.1017/aae.2017.25.
  • Escalante, C. L., J. E. Epperson, and U. Raghunathan. 2009. “Gender Bias Claims in Farm Service Agency’s Lending Decisions.” Journal of Agricultural and Resource Economics 34 (2): 332–349.
  • Feder, J., and T. Cowan. 2013. Garcia V. Vilsack: A Policy and Legal Analysis of A USDA Discrimination Case. Washington, DC: Congressional Research Service.
  • Ferguson, M. F., and S. R. Peters. 2000. “Is Lending Discrimination Always Costly?” Journal of Real Estate Finance and Economics 45: 474–489.
  • Harrison, G. W. 1998. “Mortgage Lending in Boston: A Reconsideration of the Evidence.” Economic Inquiry 36: 29–38. doi:10.1111/ecin.1998.36.issue-1.
  • Horne, D. K. 1997. “Mortgage Lending, Race, and Model Specification.” Journal of Financial Services Research 11: 43–68. doi:10.1023/A:1007927123582.
  • Meyers, A. L. 2015. “Honda Will Pay $24 Million for Overcharging Minorities.” The Christian Science Monitor. Accessed 14 August 2015. http://www.csmonitor.com/Business/2015/0715/Honda-will-pay-24-million-for-overcharging-minorities
  • Munnell, A. H., G. M. B. Tootell, L. E. Browne, and J. McEneaney. 1996. “Mortgage Lending in Boston: Interpreting HMDA Data.” American Economic Review 86: 25–53.
  • Savage, C. 2012. “Wells Fargo Will Settle Mortgage Bias Charges.” The New York Times. Accessed 4 March 2016. http://www.nytimes.com/2012/07/13/business/wells-fargo-to-settle-mortgage-discrimination-charges.html?_r=0
  • Susin, S. 2003. Mortgage Interest Rates and Refinancing: Racial and Ethnic Patterns. Washington, DC: U.S. Bureau of Census.
  • Wang, M., and P. S. Fischbeck. 2004. “Incorporating Framing into Prospect Theory Modeling: A Mixture-Model Approach.” Journal of Risk and Uncertainty 29 (2): 181–197. doi:10.1023/B:RISK.0000038943.63610.16.

Reprints and Corporate Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

To request a reprint or corporate permissions for this article, please click on the relevant link below:

Order Reprints Request Corporate Permissions

Academic Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

Obtain permissions instantly via Rightslink by clicking on the button below:

Request Academic Permissions

If you are unable to obtain permissions via Rightslink, please complete and submit this Permissions form. For more information, please visit our Permissions help page.

Related research

People also read lists articles that other readers of this article have read.

Recommended articles lists articles that we recommend and is powered by our AI driven recommendation engine.

Cited by lists all citing articles based on Crossref citations.
Articles with the Crossref icon will open in a new tab.