Advanced search
Publication Cover
Applied Economics Letters Volume 31, 2024 - Issue 7
Submit an article Journal homepage
721
Views
2
CrossRef citations to date
0
Altmetric
Research Article

FinTech adoption and bank risk-taking: evidence from China

Pin GuoCorrespondence[email protected]
View further author information
,
Maoyong ChengSchool of Economics and Finance, Xi’an Jiaotong University, Xi’an, ChinaView further author information
&
Yue ShenSchool of Economics and Finance, Xi’an Jiaotong University, Xi’an, ChinaView further author information
Pages 594-602 | Published online: 30 Oct 2022

References

  • Affinito, M., A. Giorgio, and S. Raffaele. 2022. “Purchases of Sovereign Debt Securities by Banks During the Crisis: The Role of Balance Sheet Conditions.” Journal of Banking & Finance 138 (C): 105575. doi:10.1016/j.jbankfin.2019.06.007.
  • Arner, D. W., J. N. Barberis, and R. P. Buckley, 2015. “The Evolution of Fintech: A New Post-Crisis Paradigm?” UNSW Law Research Paper No. 2016–62.
  • Beck, T., O. DeJonghe, and G. Schepens. 2013. “Bank Competition and Stability: Cross-Country Heterogeneity.” Journal of Financial Intermediation 22 (2): 218–244. doi:10.1016/j.jfi.2012.07.001.
  • Cheng, M., and Y. Qu. 2020. “Does Bank FinTech Reduce Credit Risk? Evidence from China.” Pacific-Basin Finance Journal 63 (10): 101398. doi:10.1016/j.pacfin.2020.101398.
  • Financial Stability Board. 2017. “FinTech Credit: Market Structure, Business Models and Financial Stability Implications.” Accessed 22 May 2017. https://www.bis.org/publ/cgfsfsb1.pdf
  • Ghosh, S. 2018. “Bad Luck, Bad Policy or Bad Banking? Understanding the Financial Management Behavior of MENA Banks.” Journal of Multinational Financial Management 47–48 (10): 110–128. doi:10.1016/j.mulfin.2018.10.001.
  • Guo, P., M. Cheng, and Z. Gao. 2020. “Internet Finance, Net Interest Margin, and Non-Interest Activities in China’s Banking Sector.” Singapore Economic Review 65 (4): 101142. doi:10.1142/S021759082050054X.
  • Kang, Q., J. Wu, M. Chen, and N. J. Bang. 2021. “Do Macro-Prudential Policies Affect the Bank Financing of Firms in China? Evidence from a Quantile Regression Approach.” Journal of International Money and Finance 115 (6): 102391. doi:10.1016/j.jimonfin.2021.102391.
  • Klomp, J., and J. Haan. 2012. “Banking Risk and Regulation: Does One Size Fit All?” Journal of Banking & Finance 36 (12): 3197–3212. doi:10.1016/j.jbankfin.2011.10.006.
  • Laeven, L., and R. Levine. 2009. “Bank Governance, Regulation and Risk Taking.” Journal of Financial Economics 93 (2): 259–275. doi:10.1016/j.jfineco.2008.09.003.
  • Lennox, C. S., J. R. Francis, and Z. Wang. 2012. “Selection Models in Accounting Research.” The Accounting Review 87 (2): 589–616. doi:10.2308/accr-10195.
  • Louzis, D. P., A. T. Vouldis, and V. L. Metaxas. 2012. “Macroeconomic and Bank-Specific Determinants of Non-Performing Loans in Greece: A Comparative Study of Mortgage, Business and Consumer Loan Portfolios.” Journal of Banking and Finance 36 (4): 1012–1027. doi:10.1016/j.jbankfin.2011.10.012.
  • Powell, D. 2022. “Quantile Regression with Nonadditive Fixed Effects.” Empirical Economics 63 (5): 2675–2691. doi:10.1007/s00181-022-02216-6.
  • Wu, K. P., Y. M. Fu, and D. M. Kong. 2020. “Does the Digital Transformation of Enterprises Affect Stock Price Crash Risk?” Finance Research Letters 48: 102888. doi:10.1016/j.frl.2022.102888.
  • Zhao, J., X. Li, C. H. Yu, S. Chen, and C. C. Lee. 2022. “Riding the FinTech Innovation Wave: FinTech, Patents and Bank Performance.” Journal of International Money and Finance 122 (4): 102552. doi:10.1016/j.jimonfin.2021.102552.

Reprints and Corporate Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

To request a reprint or corporate permissions for this article, please click on the relevant link below:

Order Reprints Request Corporate Permissions

Academic Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

Obtain permissions instantly via Rightslink by clicking on the button below:

Request Academic Permissions

If you are unable to obtain permissions via Rightslink, please complete and submit this Permissions form. For more information, please visit our Permissions help page.

Related research

People also read lists articles that other readers of this article have read.

Recommended articles lists articles that we recommend and is powered by our AI driven recommendation engine.

Cited by lists all citing articles based on Crossref citations.
Articles with the Crossref icon will open in a new tab.