995
Views
22
CrossRef citations to date
0
Altmetric
Articles

Cultivating the self-reliant and responsible individual: the material culture of financial literacy

Pages 410-422 | Received 29 Oct 2016, Accepted 07 Nov 2016, Published online: 28 Nov 2016

References

  • Amable, B. (2011), ‘Morals and Politics in the Ideology of Neo-liberalism’, Socio-Economic Review, 9 (1), pp. 3–30. doi: 10.1093/ser/mwq015
  • Barba, A. and Pivetti, M. (2009), ‘Rising Household Debt: Its Causes and Macroeconomic Implications – A Long-Period Analysis’, Cambridge Journal of Economics, 33 (1), pp. 113–37. doi: 10.1093/cje/ben030
  • Bay, C., Catasús, B. and Johed, G. (2014), ‘Situating Financial Literacy’, Critical Perspectives on Accounting, 25 (1), pp. 36–45. doi: 10.1016/j.cpa.2012.11.011
  • Bayliss, K., Fine, B. and Robertson, M. (2013), ‘From Financialisation to Consumption: The Systems of Provision Approach Applied to Housing and Water’, FESSUD Working Paper No. 2. Available from: http://fessud.eu/wp-content/uploads/2013/04/FESSUD-Working-Paper-021.pdf [accessed 28 May 2015].
  • Beggs, M., Bryan, D. and Rafferty, M. (2014), ‘Shoplifters of the World Unite! Law and Culture in Financialized Times’, Cultural Studies, 28 (5), pp. 976–96. doi: 10.1080/09502386.2014.886480
  • Benartzi, S. and Thaler, R. (2007), ‘Heuristics and Biases in Retirement Savings Behavior’, Journal of Economic Perspectives, 21 (3), pp. 81–104. doi: 10.1257/jep.21.3.81
  • Clarke, C. (2015), ‘Learning to Fail: Resilience and the Empty Promise of Financial Literacy Education’, Consumption Markets & Culture, 18 (3), pp. 257–76. doi: 10.1080/10253866.2014.1000315
  • Conselho Nacional de Supervisores Financeiros (CNSF) (2011), Plano Nacional de Formação Financeira 2011–2015 (Lisboa: BdP, CMVM, ISP).
  • Epstein, G. (ed.) (2005), Financialization and the World Economy (Northampton: Edward Elgar Press).
  • Erturk, I., et al. (2007), ‘The Democratization of Finance? Promises, Outcomes and Conditions’, Review of International Political Economy, 14 (4), pp. 553–75. doi: 10.1080/09692290701475312
  • European Commission (EC) (2007), Communication from the Commission: Financial Education (Brussels: EC). Available from: http://eurlex.europa.eu/LexUriServ/LexUriServ.do?uri=COM:2007:0808:FIN:EN:PDF [accessed 28 May 2015].
  • Fine, B. (2009), ‘Neo-Liberalism in Retrospect? – It’s Financialisation, Stupid’, paper presented to the Conference on ‘Developmental Politics in the Neo-Liberal Era and Beyond’, 22–24 October, Centre for Social Sciences, Seoul National University. Available from: http://eprints.soas.ac.uk/7993/ [accessed 28 May 2015].
  • Fine, B. (2011), ‘Financialisation on the Rebound?’. Available from: http://eprints.soas.ac.uk/12102/ [accessed 28 May 2015].
  • Fine, B. (2017), ‘The Material and Culture of Financialisation’, New Political Economy. doi:10.1080/13563467.2017.1259299.
  • Fine, B., et al. (2016), ‘Nudging or Fudging: The World Development Report 2015’, Development and Change, 47 (4), pp. 640–63. doi: 10.1111/dech.12240
  • Finlayson, A. (2009), ‘Financialisation, Financial Literacy and Asset-Based Welfare’, British Journal of Politics & International Relations, 11 (3), pp. 400–21. doi: 10.1111/j.1467-856X.2009.00378.x
  • Froud, J. et al. (2010), ‘Escaping the Tyranny of Earned Income? The Failure of Finance as Social Innovation’, New Political Economy, 15 (1), pp. 147–64. doi: 10.1080/13563460903553723
  • Gabor, D. and Brooks, S. (2017), ‘The Digital Revolution in Financial Inclusion: International Development in the Fintech Era’, New Political Economy. doi:10.1080/13563467.2017.1259298.
  • Grifoni, A. and Messy, F. (2012), ‘Current Status of National Strategies for Financial Education: A Comparative Analysis and Relevant Practices’, OECD Working Papers on Finance, Insurance and Private Pensions, No. 16 (Paris: OECD).
  • Happer, C. (2017), ‘Financialisation, Media and Social Change’, New Political Economy. doi:10.1080/13563467.2017.1259301.
  • HM Treasury (2007), Financial Capability: The Government´s long-term Approach (London). Available from: http://www.hm-treasury.gov.uk/d/consult_fincap_resp240707.pdf [accessed 28 May 2015].
  • Langley, P. (2008), The Everyday Life of Global Finance: Saving and Borrowing in Anglo-America (Oxford: Oxford University Press).
  • de Meza, D., Irlenbusch, B. and Reyniers, D. (2008), Financial Capability: A Behavioural Economics Perspective (London: Financial Services Authority).
  • Mirowski, P. (2009), ‘Postface: Defining Neo-liberalism’, in Philip Mirowski and Dieter Plehwe’ (eds), The Road from Mont Pèlerin: The Making of the Neo-Liberal Thought Collective (Cambridge, MA: Harvard University Press), pp. 417–55.
  • Mirowski, P. (2013), Never Let a Serious Crisis Go to Waste: How Neo-Liberalism Survived The Financial Meltdown (London: Verso).
  • Montgomerie, J. (2009), ‘The Pursuit of (Past) Happiness? Middle-Class Indebtedness and American Financialisation’, New Political Economy, 14 (1), pp. 1–24. doi: 10.1080/13563460802671196
  • Montgomerie, J. and Büdenbender, M. (2015), ‘Round Houses: Homeownership and Failures of Asset-Based Welfare in the United Kingdom’, New Political Economy, 20 (3), pp. 386–405. doi: 10.1080/13563467.2014.951429
  • Montgomerie, J. and Tepe-Belfrage, D. (2016), ‘A Feminist Moral Political Economy of Uneven Reform in Austerity Britain: Fostering Financial and Parental Literacy’, Globalizations, 13 (6), pp. 890–905. doi: 10.1080/14747731.2016.1160605
  • Obama, B. (2010), ‘National Financial Literacy Month, 2010′. Available from: http://www.ebri.org/pdf/PresProcl2010.pdf [accessed 28 May 2015].
  • O’Connell, A. (2008), ‘Evaluating the Effectiveness of Financial Education Programmes’, OECD Journal: General Papers, No. 3 (Paris: OECD).
  • OECD (2005a), Improving Financial Literacy: Analysis of Issues and Policies (Paris: OECD).
  • OECD (2005b), Recommendations on Principles and Good Practices for Financial Education (Paris: OECD).
  • OECD (2009), Financial Literacy and Consumer Protection: Overlooked Aspects of the Crisis. OECD Recommendation on Good Practices on Financial Education and Awareness Relating to Credit (Paris: OECD).
  • OECD (2013a), Advancing National Strategies for Financial Education: A Joint Publication by Russia’s G20 Presidency and the OECD (Paris: OECD).
  • OECD (2013b), PISA 2012 Assessment and Analytical Framework: Mathematics, Reading, Science, Problem Solving and Financial Literacy (Paris: OECD).
  • OECD/INFE (2009), Financial Education and the Crisis: Policy Paper and Guidance (Paris: OECD).
  • OECD/INFE (2012), OECD/INFE High-Level Principles on National Strategies for Financial Education (Paris: OECD).
  • Remund, D.L. (2010), ‘Financial Literacy Explicated: The Case for a Clearer Definition in an Increasingly Complex Economy’, Journal of Consumer Affairs, 44 (2), pp. 276–95. doi: 10.1111/j.1745-6606.2010.01169.x
  • Robertson, M. (2014), ‘Housing Provision, Finance, and Well-Being in Europe’, FESSUD Working Paper, No. 14. Available from: http://fessud.eu/wp-content/uploads/2013/04/Housing-provision-Finance-and-Well-Being-in-Europe-Working-paper-14.pdf [Accessed 28 May 2016]
  • Rodrigues, J. (2012), ‘Where to Draw the Line Between the State and Markets? Institutionalist Elements in Hayek’s Neo-Liberal Political Economy’, Journal of Economic Issues, 46 (4), pp. 1–27. doi: 10.2753/JEI0021-3624460409
  • Rodrigues, J. (2013), ‘Between Rules and Incentives: Uncovering Hayek's Moral Economy’, American Journal of Economics and Sociology, 72 (3), pp. 565–92. doi: 10.1111/ajes.12018
  • Rutledge, S.L. (2010), ‘Consumer Protection and Financial Literacy: Lessons from Nine Country Studies’, Policy Research Working Paper Series, No. 5326 (Washington, DC: World Bank).
  • Santos, C.A. and Rodrigues, J. (2014), ‘Neo-liberalism in the Laboratory? Experimental Economics on Markets and their Limits’, New Political Economy, 19 (4), pp. 507–33. doi: 10.1080/13563467.2013.829433
  • Stanley, L. (2014), ‘We’re Reaping What We Sowed: Everyday Crisis Narratives and Acquiescence to the Age of Austerity’, New Political Economy, 19 (6), pp. 895–917. doi: 10.1080/13563467.2013.861412
  • Thaler, R.H. and Sunstein, C.R. (2008), Nudge: Improving Decisions about Health, Wealth, and Happiness (New Haven: Yale University Press).
  • Williams, T. (2007), ‘Empowerment of Whom and for What? Financial Literacy Education and the New Regulation of Consumer Financial Services’, Law & Policy, 29 (2), pp. 226–56. doi: 10.1111/j.1467-9930.2007.00254.x
  • Willis, L.E. (2008a), ‘Against Financial-Literacy Education’, Iowa Law Review, 94 (1), pp. 197–285.
  • Willis, L.E. (2008b), ‘Evidence and Ideology in Assessing the Effectiveness of Financial Literacy Education’, Scholarship at Penn Law, Paper 206.
  • Willis, L.E. (2011), ‘The Financial Education Fallacy’, American Economic Review, 101 (3), pp. 429–34. doi: 10.1257/aer.101.3.429

Reprints and Corporate Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

To request a reprint or corporate permissions for this article, please click on the relevant link below:

Academic Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

Obtain permissions instantly via Rightslink by clicking on the button below:

If you are unable to obtain permissions via Rightslink, please complete and submit this Permissions form. For more information, please visit our Permissions help page.