References
- Board of Governors of the Federal Reserve System . 2012 . “ The US housing market: current conditions and policy considerations. White Paper (4 January) ” . Available at http://federalreserve.gov/publications/other-reports/files/housing-white-paper-20120104.pdf (accessed 11 March 2012).
- Brief Summary of the Dodd–Frank Wall Street Reform and Consumer Protection Act . 2010 . Available at http://banking.senate.gov/public/_files/070110_Dodd_Frank_Wall_Street_Reform_comprehensive_summary_Final.pdf (accessed 11 March 2012).
- Congressional Oversight Panel . 2010 . “ December oversight report: a review of Treasury's foreclosure prevention programs ” . . http://www.nclc.org/images/pdf/foreclosure_mortgage/loan_mod/lmp_cop_december2010_rpt.pdf (accessed 11 March 2012).
- CoreLogic . 2011 . “ Corelogic® third quarter negative equity data shows slight decline but remains elevated. Press Release (29 November) ” . Available at http://www.corelogic.com/about-us/news/corelogic-third-quarter-2011-negative-equity-data-shows-slight-decline-but-remains-elevated.aspx (accessed 11 March 2012).
- Dastur , N. , Anderson , M. and Brooks , M. 2011 . Model Approaches to Providing Homes to Extremely Low-Income Households , Washington , DC : Center for Community Change . Available at http://www.communitychange.org/uploads/files/Models-for-Providing-ELI-Housing-HTFProject.pdf (accessed 11 March 2012).
- Dewan , S. 2012 . Mortgage relief plan aims at refinancing . New York Times , 1 February. Available at http://www.nytimes.com/2012/02/02/business/mortgage-plan-targets-refinancing.html (accessed 11 March 2012).
- Foreclosures . 2012 . Robo-signing and Foreclosure Abuse Settlement) (2012) . New York Times , 16 February. Available at http://topics.nytimes.com/top/reference/timestopics/subjects/f/foreclosures/index.html?offset=0&s=newest (accessed 11 March 2012).
- Harvard Joint Center for Housing Studies . 2010 . State of the Nation's Housing: 2010 , Cambridge , MA : Harvard Joint Center for Housing Studies .
- Harvard Joint Center for Housing Studies . 2011 . State of the Nation's Housing: 2011 , Cambridge , MA : Harvard Joint Center for Housing Studies .
- Hepp , S. 2011 . “ Foreclosed inventory. Presentation to 2011 REALTORS® Conference & Expo ” . Available at http://www.realtor.org/wps/wcm/connect/0556a600491cbf9b813bcd2e39654e23/Shadow_Inventory_Annual_2011_for_website.pdf?MOD=AJPERES&CACHEID=0556a600491cbf9b813bcd2e39654e23 (accessed 11 March 2012).
- 2010 . http://banking.senate.gov/public/_files/070110_Dodd_Frank_Wall_Street_Reform_comprehensive_summary_Final.pdf . Available at http://banking.senate.gov/public/_files/070110_Dodd_Frank_Wall_Street_Reform_comprehensive (accessed 11 March 2012).
- Immergluck , D. 2009 . Foreclosed: High-Risk Lending, Deregulation, and the Undermining of America's Mortgage Market , Philadelphia , PA : Temple University Press .
- Immergluck , D. 2011 . “ Too Little, Too Late, Too Timid: The Federal Response to the Foreclosure Crisis at the 5-Year Mark. Working Paper ” . Available at http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1930686 (accessed 11 March 2012).
- National Commission on Fiscal Responsibility and Reform . 2010 . The Moment of Truth , Washington , DC : National Commission on Fiscal Responsibility and Reform .
- National Low Income Housing Coalition . 2012 . “ FY13 Budget Chart for Selected Department of Housing and Urban Development (HUD) and Department of Agriculture (USDA) Programs ” . Washington , DC Avialable at http://www.nlihc.org/doc/FY13_Budget_Chart.pdf (accessed 11 March 2012).
- S&P/Case-Shiller Home Price Indices . 2012 . Available at http://www.standardandpoors.com/indices/sp-case-shiller-home-price-indices/en/us/?indexId=spusa-cashpidff–p-us— (accessed 11 March 2012).
- Schwartz , A. F. 2010 . Housing Policy in the United States (2nd Edn) , New York , NY : Routledge .
- Schwartz , A. F. 2011 . Lessons from the housing crisis . Family & Consumer Sciences Research Journal , 40 ( 1 ) : 3 – 14 .
- Schwartz , N. and Dewan , S. 2012 . States negotiate $26 billion settlement for homeowners . New York Times , 8 February. Available at http://www.nytimes.com/2012/02/09/business/states-negotiate-25-billion-deal-for-homeowners.html?scp=4&sq=robo per cent20signing per cent20settlement&st=cse (accessed 11 March 2012).
- Sheldon , A. , Bush , P. , Keasley , A. and Glass , A. 2009 . The Challenge of Foreclosed Properties: An Analysis of State and Local Plans to Use the Neighborhood Stabilization Program , Enterprise Community Partners and Neighborworks . Available at http://www.practitionerresources.org/cache/documents/672/67247.pdf (accessed 11 March 2012).
- US Bureau of the Census . 2012 . “ New privately owned housing units started: annual data ” . Available at http://www.census.gov/construction/nrc/pdf/startsan.pdf (accessed 11 March 2012).
- US Department of Housing and Urban Development . 2011 . “ Worst Case Housing Needs 2009 ” . . Report to Congress. Available at http://www.huduser.org/portal/Publications/pdf/WorstCaseNeeds2009Summary.pdf (accessed 11 March 2012).
- US Department of Housing and Urban Development . 2012 . “ US Housing Market Conditions, Fourth Quarter 2011 ” . http://www.huduser.org/portal/periodicals/ushmc/winter11/USHMC_4q11_national.pdf (accessed 11 March 2012).
- US Department of Housing and Urban Development and US Treasury . 2011 . “ Reforming America's Housing Finance Market. A Report to Congress. February ” . Available at http://hofinet.org/upload_docs/Reformingpercent20Americaspercent20Housingpercent20Financepercent20Market.pdf (accessed 11 March 2012).
- US Department of Housing and Urban Development and US Department of the Treasury . 2012 . “ The Obama Administration's Efforts to Stabilize the Housing Market and Help American Homeowners. 12 January ” . Available at http://portal.hud.gov/hudportal/documents/huddoc?id=JanNat2012_Scorecard.pdf (accessed 11 March 2012).