The Relationship Between Mobile Money Services and Small and Medium-Sized Enterprise Growth in Bamenda, Cameroon: A Probit Model Approach

References

• Akanbi, A., Olayede, O., & Agabalinda, C. (2020). Effects of financial inclusion on smallholder farmer’s productivity in Busoga Region of Eastern Uganda, MDP- IFAD working paper No 24/011.
   Google Scholar
• Aker, J. C., Boumnijel, R., McClelland, A., & Tierney, N. (2016). Payment mechanisms and antipoverty programs: Evidence from a mobile money cash transfer experiment in Niger. Economic Development and Cultural Change, 65(1), 1–37. https://doi.org/10.1086/687578
   Web of Science ®Google Scholar
• Apiors, E. K., & Suzuki, A. (2018). Mobile money, individuals’ payments, remittances, and investments: Evidence from the Ashanti Region, Ghana. Sustainability, 10(5), 1409.
   Google Scholar
• Asongu, S. A., Agyemang-Mintah, P., & Nting, R. T. (2021). Law, mobile money drivers and mobile money innovations in developing countries. Technological Forecasting and Social Change, 168, 120776. https://doi.org/10.1016/j.techfore.2021.120776
   Web of Science ®Google Scholar
• Baptista, P., & Heitmann, S. (2010). Unleashing the power of convergence to advance mobile money ecosystems.
   Google Scholar
• Bezerra, J., Bock, W., Candelon, F., Chai, S., Choi, E., Corwin, J., Digrande, S., Gulshan, R., Michael, D. C., & Varas, A. (2015). The Mobile Revolution: How Mobile Technologies Drive a Trillion-Dollar Impact. https://image-src.bcg.com/Images/The_Mobile_Revolution_Jan_2015_tcm9-80158.pdf
   Google Scholar
• Bruno, P., Denecker, O., & Niederkorn, M. (2020). The 2020 McKinsey global payments report.
   Google Scholar
• Burns, N., & Grove, K., (2003). 3rd ed. Understanding nursing research. Saunders. Business in Cameroon, “Cameroon: between June and September 2016, online report, http://www.businessincameroon.comltelecom/256626-cameroon-between-june-and-september-2016-mtn-mobile-money-attracted-70payments-location
   Google Scholar
• Business in Cameroon. (2020). CEMAC: Cameroon leadership in mobile money market in 2020 - Business in Cameroon. https://www.businessincameroon.com/finance/2510-11992-cemac-with-64-8-of-accounts-and-73-1-of-transactions-cameroon-confirms-leadership-in-the-mobile-money-market-in-2020
   Google Scholar
• Emmanuel, K. A., & Aya, S. (2018). Mobile money, individuals’ payments, remittances, and investments: Evidence from the Ashanti Region, Ghana. Sustainability, 10(5), 1409. https://doi.org/10.3390/su10051409
   Web of Science ®Google Scholar
• Evangelista, R., Guerrieri, P., & Meliciani, V. (2014). The economic impact of digital technologies in Europe. Economics of Innovation and New Technology, 23(8), 802–824. https://doi.org/10.1080/10438599.2014.918438
   Google Scholar
• Fred, D. (1989). Perceived usefulness, perceived ease of use, and user acceptance of information technology. MIS Quarterly, 13(3), 319‐339. https://doi.org/10.2307/249008
   Web of Science ®Google Scholar
• Gsma. (2021). State of the industry report on mobile money 2021. www.gsma.com/mobilemoney
   Google Scholar
• Kabengele, C., & Hahn, R. (2021). Institutional and firm-level factors for mobile money adoption in emerging markets–a configurational analysis. Technological Forecasting and Social Change, 171, 120934. https://doi.org/10.1016/J.TECHFORE.2021.120934
   Web of Science ®Google Scholar
• Kirui, R. K., & Onyuma, S. O. (2015). Role of mobile money transactions on revenue of microbusiness in Kenya. European Journal of Business and Management, 7(36), 63–67.
   Google Scholar
• Lim, J., Walrave, M., Van Wee, B., & Van Der Hoorn, T. (2009). Conceptualising e-working: Exploring innovative work practices for optimising work and travel efficiency. International Journal of Networking and Virtual Organisations, 6(1), 77–91. https://doi.org/10.1504/IJNVO.2009.022485
   Google Scholar
• Naito, H., Ismailov, A., & Kimaro, A. B. (2021). The effect of mobile money on borrowing and saving: Evidence from Tanzania. World Development Perspectives, 23, 100342. https://doi.org/10.1016/j.wdp.2021.100342
   Google Scholar
• N’dri, L. M., & Kakinaka, M. (2020). Financial inclusion, mobile money, and individual welfare: The case of Burkina Faso. Telecommunications Policy, 44(3), 101926. https://doi.org/10.1016/j.telpol.2020.101926
   Web of Science ®Google Scholar
• Ngaruiya, B., Bosire, M., & Kamau, S. M. (2014). Effect of mobile money transactions on financial performance of small and medium enterprises in Nakuru central business district. Research Journal of Finance and Accounting, 5(12), 53–58.
   Google Scholar
• Nyaga, K. M. (2013). Does mobile money (MOMO) services have an impact on SMEs performance in Naivasha? International Journal of Current Research, 6(10), 9394–9398.
   Google Scholar
• O’dea, S. (2020). Smartphone users 20220 -. Statista. https://www.statista.com/statistics/330695/number-of-smartphone-users-worldwide/
   Google Scholar
• Parlasca, M. C., Johnen, C., & Qaim, M. (2022). Use of mobile financial services among farmers in Africa: Insights from Kenya. Global Food Security, 32, 100590. https://doi.org/10.1016/j.gfs.2021.100590
   Google Scholar
• Seng, K. (2021). The mobile money’s poverty-reducing promise: Evidence from Cambodia. World Development Perspectives, 22, 100310. https://doi.org/10.1016/j.wdp.2021.100310
   Google Scholar
• Suri, T. (2017). Mobile money. Annual Review of Economics, 9(1), 497–520. https://doi.org/10.1146/annurev-economics-063016-103638
   Web of Science ®Google Scholar