484
Views
1
CrossRef citations to date
0
Altmetric
Original Articles

Credit risk management of scientific and technological enterprises based on text mining

, &
Pages 851-867 | Received 27 Oct 2019, Accepted 24 Jul 2020, Published online: 12 Aug 2020

References

  • Arora, A. 2015. “Sustaining Satisfaction for Credit Risk Governance: Empirical Evidence from Indian Commercial Banks[J].” Journal of International Education & Leadership 5 (1): 1–16..
  • Attigeri, G. V., P. M. M. Manohara, and R. M. Pai. 2017. “Credit Risk Assessment Using Machine Learning Algorithms[J].” Advanced Science Letters 23 (4): 3649–3653. doi:10.1166/asl.2017.9018.
  • Brkić, S., M. Hodzic, and E. Dzanic 2017. “Fuzzy Logic Model of Soft Data Analysis for Corporate Client Credit Risk Assessment in Commercial Banking[C].” Fifth Scientific Conference with International Participation “Economy of Integration”, Tuzla.
  • Bushman, R. M., J. D. Piotroski, and A. J. Smith. 2011. “Capital Allocation and Timely Accounting Recognition of Economic Losses[J].” Journal of Business Finance & Accounting 38 (1–2): 33. doi:10.1111/j.1468-5957.2010.02231.x.
  • Florez-Lopez, R., and J. M. Ramon-Jeronimo. 2015. “Enhancing Accuracy and Interpretability of Ensemble Strategies in Credit Risk Assessment. A Correlated-Adjusted Decision Forest Proposal[J].” Expert Systems with Applications 42 (13): 5737–5753. doi:10.1016/j.eswa.2015.02.042.
  • Haghighi, S. M., and S. A. Torabi. 2019. “Business Continuity-inspired Fuzzy Risk Assessment Framework for Hospital Information systems[J].” Enterprise Information Systems 1–34. doi:10.1080/17517575.2019.1686657.
  • Hartono, B., D. F. Wijaya, and M. H. Arini. 2019. “The Impact of Project Risk Management Maturity on Performance: Complexity as a Moderating variable[J].” International Journal of Engineering Business Management 11: 1–16. doi:10.1177/1847979019855504.
  • Hu, S. L., H. Huan, and H. Q. Hu. 2018. “Research on Credit Risk Measurement of China’s Real Estate Enterprises Based on Logistic Model[J].” China Soft Science 12: 157–164.
  • Krichene, A. 2017. “Using a Naive Bayesian Classifier Methodology for Loan Risk assessment[J].” Journal of Economics, Finance and Administrative Science 22 (42): 3–24. doi:10.1108/JEFAS-02-2017-0039.
  • Manurung, J., H. Mawengkang, and E. Zamzami. 2017. “Optimizing Support Vector Machine Parameters with Genetic Algorithm for Credit Risk Assessment[J].” Journal of Physics. Conference Series 930: 012–026.
  • Martin, D. 1977. “Early Warning of Bank Failure: A Logit Regression approach[J].” Journal of Banking & Finance 1 (3): 249–276. doi:10.1016/0378-4266(77)90022-X.
  • Moro, S., P. Cortez, and P. Rita. 2016. “An Automated Literature Analysis on Data Mining Applications to Credit Risk Assessment[J].” Artificial Intelligence in Financial Markets 6: 161–177.
  • Ohlson, J. A. 1980. “Financial Ratios and the Probabilistic Prediction of Bankruptcy[J].” Journal of Accounting Research 18 (1): 109–131. doi:10.2307/2490395.
  • Oreški, S., and G. Oreški. 2018. “Cost-Sensitive Learning from Imbalanced Datasets for Retail Credit Risk Assessment[J].” TEM Journal - Technology, Education, Management, Informatics 7 (1): 59–73.
  • Tang, Z. P., W. H. Chen, and Y. P. Huang. 2016. “Measurement of Credit Risk of Listed Companies [J].” Statistics & Decision 24: 174–179.
  • Tian, B. X., and J. Q. Wang. 2017. “Empirical Study on Financial Distress Early Warning of Listed Companies Based on the Financial and Non-Financial Factors[J].” Chinese Review of Financial Studies 9 (5): 103–115+126.
  • Wang, B., L. Ning, and Y. Kong. 2019. “Integration of Unsupervised and Supervised Machine Learning Algorithms for Credit Risk assessment[J].” Expert Systems with Applications 128: 301–315.
  • Wu, S. N., and X. Y. Lu. 2001. “Research on Forecasting Model of Financial Dilemma of Listed Companies in China[J].” Economic Research Journal 6: 46–55+96.
  • Yang, X. Y., Y. Y. Jiang, and Z. Z. Duan. 2016. “KMV Model in China’s Commercial Bank Credit Risk Management Analysis and Empirical Applicability[J].” The Theory and Practice of Finance and Economics 1: 34–40.
  • Yang, Y., Y. M. Zhou, and Z. F. Zhou. 2017. “Credit Risk Evaluation with Text Big Data from Text[J].” Big Data 1: 44–50.
  • Zeng, R. X. 2018. “Research on Credit Risk Measurement Model of Commercial Bank Based on BP Neural Network [J].” Financial Development Research 6: 68–73.
  • Zheng, X., and L. Zhang. 2020. “Risk Assessment of Supply-chain Systems: A Probabilistic Inference Method.” Enterprise Information Systems 14: 858–877. doi:10.1080/17517575.2020.1762004.
  • Zhou, L. G., Z. J. He, and T. C. Meng. 2019. “Credit Risk Contagion in an Enterprise Group with Dynamic Copula Models[J].” Chinese Journal of Management Science 27 (2): 71–82.
  • Zhu, Z. Y., W. H. Su, and Q. X. Wang. 2018. “Credit Risk Assessment of SMEs Financing in the “New Three Boar” Market[J].” Statistics & Information Forum 33 (10): 107–113.

Reprints and Corporate Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

To request a reprint or corporate permissions for this article, please click on the relevant link below:

Academic Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

Obtain permissions instantly via Rightslink by clicking on the button below:

If you are unable to obtain permissions via Rightslink, please complete and submit this Permissions form. For more information, please visit our Permissions help page.