309
Views
3
CrossRef citations to date
0
Altmetric
Special Issue: Banking Regulation and Post-Covid-19 crisis

Regulatory capital requirement and bank stability in Sub-Saharan Africa

ORCID Icon & ORCID Icon
Pages 450-462 | Received 28 May 2021, Accepted 26 Jul 2021, Published online: 05 Aug 2021

References

  • Adusei, M. 2015. “The Impact of Bank Size and Funding Risk on Bank Stability.” Cogent Economics & Finance 3 (1): 1111489.
  • Alber, N. 2017. “Banking Efficiency and Financial Stability: Which Causes Which? A Panel Analysis.” In Advances in Applied Economic Research, edited by N. Tsounis, and A. Vlachvei, 91–98. Cham: Springer.
  • Altman, E. I., and E. Hotchkiss. 2006. Corporate Financial Distress and Bankruptcy. New Jersey: John Wiley & Sons.
  • Anginer, D., A. Demirgüç-Kunt, and D. S. Mare. 2018. “Bank Capital, Institutional Environment and Systemic Stability.” Journal of Financial Stability 37: 97–106.
  • Arellano, M., and S. Bond. 1991. “Some Tests of Specification for Panel Data: Monte Carlo Evidence and an Application to Employment Equations.” The Review of Economic Studies 58 (2): 277–297.
  • Beck, T., O. De Jonghe, and G. Schepens. 2013. “Bank Competition and Stability: Cross-Country Heterogeneity.” Journal of Financial Intermediation 22 (2): 218–244.
  • Beck, T., and R. Levine. 2005. “Legal Institutions and Financial Development.” In Handbook of new Institutional Economics, edited by C. Menard, and M. M. Shirley, 251–278. Boston, MA: Springer.
  • Bermpei, T., A. Kalyvas, and T. C. Nguyen. 2018. “Does Institutional Quality Condition the Effect of Bank Regulations and Supervision on Bank Stability? Evidence from Emerging and Developing Economies.” International Review of Financial Analysis 59: 255–275.
  • Blundell, R., and S. Bond. 1998. “Initial Conditions and Moment Restrictions in Dynamic Panel Data Models.” Journal of Econometrics 87 (1): 115–143.
  • Bolt, W., and A. F. Tieman. 2004. “Banking Competition, Risk and Regulation.” Scandinavian Journal of Economics 106 (4): 783–804.
  • Boyd, J. H., G. De Nicolò, and A. M. Jalal. 2006. Bank Risk-Taking and Competition Revisited: New Theory and New Evidence. (International Monetary Fund (IMF) Working Paper Series, No. 6-297).
  • Brunnermeier, M., A. Crockett, C. A. Goodhart, A. Persaud, and H. S. Shin. 2009. The Fundamental Principles of Financial Regulation. Geneva: Center for Monetary and Banking Studies (ICMB).
  • Chand, S. A., R. R. Kumar, and P. J. Stauvermann. 2021. “Determinants of Bank Stability in a Small Island Economy: A Study of Fiji.” Accounting Research Journal 34 (1): 22–42.
  • Chiaramonte, L., F. Poli, and M. E. Oriani. 2015. “Are Cooperative Banks a Lever for Promoting Bank Stability? Evidence from the Recent Financial Crisis in OECD Countries.” European Financial Management 21 (3): 491–523.
  • Cihak, M., D. S. Mare, and M. Melecky. 2016. The Nexus of Financial Inclusion and Financial Stability: A Study of Trade-offs and Synergies. (World Bank Policy Research Working Paper Series, No. 7722).
  • De-Ramon, S., W. Francis, and M. Straughan. 2018. Bank Competition and Stability in the United Kingdom. (Bank of England Working Paper Series, No. 748).
  • Delis, M. 2015. “Bank Risk, Financial Stability, and the Role of Regulation.” Journal of Banking and Finance 61 (12): 1–2.
  • Delis, M. D., and P. K. Staikouras. 2011. “Supervisory Effectiveness and Bank Risk.” Review of Finance 15 (3): 511–543.
  • Demirgüç-Kunt, A., and E. Detragiache. 1997. The Determinants of Banking Crises-Evidence from Developing and Developed Countries, vol. 106. Washington, D.C.: World Bank Publications.
  • Diaconu, R. I., and D. C. Oanea. 2014. “The Main Determinants of Bank's Stability. Evidence from Romanian Banking Sector.” Procedia Economics and Finance 16: 329–335.
  • Diamond, D. W., and R. G. Rajan. 2000. “A Theory of Bank Capital.” The Journal of Finance 55 (6): 2431–2465.
  • Dias, C. G. 2020. “Bank Competition and Stability in Portugal.” Masters Dissertation, Lisbon School of Economics and Management, Portugal.
  • Dutta, K. D., and M. Saha. 2021. “Do Competition and Efficiency Lead to Bank Stability? Evidence from Bangladesh.” Future Business Journal 7 (1): 1–12.
  • Dwumfour, R. A. 2017. “Explaining Banking Stability in Sub-Saharan Africa.” Research in International Business and Finance 41: 260–279.
  • Essid, Z., Y. Boujelbene, and D. Plihon. 2014. Institutional Quality and Bank Instability: Cross-countries Evidence in Emerging Countries. (MPRA Paper, No. 56251).
  • Hakenes, H., and I. Schnabel. 2011. “Capital Regulation, Bank Competition, and Financial Stability.” Economics Letters 113 (3): 256–258.
  • Heffernan, S. A., and M. Fu. 2008. “The Determinants of Bank Performance in China.” SSRN Electronic Journal 101: 123. https://doi.org/10.2139/ssrn.1247713.
  • Hou, X., and Q. Wang. 2016. “Institutional Quality, Banking Marketization, and Bank Stability: Evidence from China.” Economic Systems 40 (4): 539–551.
  • Jokipii, T., and P. Monnin. 2013. “The Impact of Banking Sector Stability on the Real Economy.” Journal of International Money and Finance 32: 1–16.
  • Kasman, A., and O. Carvallo. 2014. “Financial Stability, Competition and Efficiency in Latin American and Caribbean Banking.” Journal of Applied Economics 17 (2): 301–324.
  • Kasman, S., and A. Kasman. 2015. “Bank Competition, Concentration and Financial Stability in the Turkish Banking Industry.” Economic Systems 39 (3): 502–517.
  • Kasri, R. A., and C. Azzahra. 2020. “Determinants of Bank Stability in Indonesia.” Signifikan: Jurnal Ilmu Ekonomi 9 (2): 153–166.
  • Klomp, J., and J. De Haan. 2014. “Bank Regulation, the Quality of Institutions, and Banking Risk in Emerging and Developing Countries: an Empirical Analysis.” Emerging Markets Finance and Trade 50 (6): 19–40.
  • Kusi, B. A., L. Adzobu, A. K. Abasi, and K. Ansah-Adu. 2020. “Sectoral Loan Portfolio Concentration and Bank Stability: Evidence from an Emerging Economy.” Journal of Emerging Market Finance 19 (1): 66–99.
  • Martinez-Miera, D., and J. Suarez. 2014. Banks’ endogenous systemic risk taking. (Center for Monetary and Financial Studies (CEMFI) Unpublished working paper).
  • Moyo, J., B. Nandwa, D. E. Council, J. Oduor, and A. Simpasa. 2014. ““Financial Sector Reforms, Competition and Banking System Stability in Sub-Saharan Africa.” Paper Presented at the Joint RES-SPR Conference on Macroeconomic Challenges Facing low-Income Countries, Washington.” January, 30–31.
  • Oduor, J., K. Ngoka, and M. Odongo. 2017. “Capital Requirement, Bank Competition and Stability in Africa.” Review of Development Finance 7 (1): 45–51.
  • Ozili, P. K. 2018. “Banking Stability Determinants in Africa.” International Journal of Managerial Finance 14 (4): 462–483.
  • Ozili, P. K., and A. G. Thankom. 2018. “Income Smoothing among European Systemic and Non-systemic Banks.” The British Accounting Review 50 (5): 539–558.
  • Phan, H. T., S. Anwar, W. R. J. Alexander, and H. T. M. Phan. 2019. “Competition, Efficiency and Stability: An Empirical Study of East Asian Commercial Banks.” The North American Journal of Economics and Finance 50: 100990.
  • Rahman, S. M. K., M. A. F. Chowdhury, and T. C. Tania. 2021. “Nexus among Bank Competition, Efficiency and Financial Stability: A Comprehensive Study in Bangladesh.” The Journal of Asian Finance, Economics, and Business 8 (2): 317–328.
  • Rupeika-Apoga, R., S. H. Zaidi, Y. E. Thalassinos, and E. I. Thalassinos. 2018. “Bank Stability: The Case of Nordic and Non-Nordic Banks in Latvia.” International Journal of Economics & Business Administration (IJEBA) 6 (2): 39–55.
  • Saif-Alyousfi, A. Y., A. Saha, and R. Md-Rus. 2020. “The Impact of Bank Competition and Concentration on Bank Risk-Taking Behavior and Stability: Evidence from GCC Countries.” The North American Journal of Economics and Finance 51: 100867.
  • Sarpong-Kumankoma, E., J. Y. Abor, A. Q. Aboagye, and M. Amidu. 2020. “Economic Freedom, Competition and Bank Stability in Sub-Saharan Africa.” International Journal of Productivity and Performance Management. Advance online publication.
  • Seven, Ü, and H. Yetkiner. 2016. “Financial Intermediation and Economic Growth: Does Income Matter?” Economic Systems 40 (1): 39–58.
  • Shaddady, A., and T. Moore. 2019. “Investigation of the Effects of Financial Regulation and Supervision on Bank Stability: The Application of CAMELS-DEA to Quantile Regressions.” Journal of International Financial Markets, Institutions and Money 58: 96–116.
  • Shijaku, G. 2017. “Does Concentration Matter for Bank Stability? Evidence from the Albanian Banking Sector.” Journal of Central Banking Theory and Practice 6 (3): 67–94.
  • Shim, J. 2019. “Loan Portfolio Diversification, Market Structure and Bank Stability.” Journal of Banking & Finance 104: 103–115.
  • Tan, Y., and C. Floros. 2013. “Risk, Capital and Efficiency in Chinese Banking.” Journal of International Financial Markets, Institutions and Money 26: 378–393.
  • Uddin, A., M. A. F. Chowdhury, S. D. Sajib, and M. Masih. 2020. “Revisiting the Impact of Institutional Quality on Post-GFC Bank Risk-Taking: Evidence from Emerging Countries.” Emerging Markets Review 42: 100659.
  • Uhde, A., and U. Heimeshoff. 2009. “Consolidation in Banking and Financial Stability in Europe: Empirical Evidence.” Journal of Banking & Finance 33 (7): 1299–1311.
  • Van Duuren, T., J. De Haan, and H. Van Kerkhoff. 2020. “Does Institutional Quality Condition the Impact of Financial Stability Transparency on Financial Stability?” Applied Economics Letters 27 (20): 1635–1638.
  • Van Roy, P. 2008. “Capital Requirements and Bank Behaviour in the Early 1990: Cross-Country Evidence.” International Journal of Central Banking 4 (3): 29–60.
  • Yakubu, I. N. 2020. “Institutional Quality and Foreign Direct Investment in Ghana: A Bounds-Testing Cointegration Approach.” Review of International Business and Strategy 30 (1): 109–122.

Reprints and Corporate Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

To request a reprint or corporate permissions for this article, please click on the relevant link below:

Academic Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

Obtain permissions instantly via Rightslink by clicking on the button below:

If you are unable to obtain permissions via Rightslink, please complete and submit this Permissions form. For more information, please visit our Permissions help page.