References
- 223-FZ. (2014). On the amendments to the Federal Law “On the obligatory insurance of civil liabilities of owners of transport vehicles” and individual legislative acts of the Russian Federation (Russian Federal Law # 223-FZ, July 21, 2014). Retrieved March 13, 2017, from http://english.garant.ru/mon/archive/2014/07/23/
- ABI. (2010). The use of gender in insurance pricing. Association of British Insurers, (Research paper #24.) Retrieved March 13, 2017, from http://www.oxera.com/Oxera/media/Oxera/The-use-of-gender-in-insurance-pricingpdf?ext=.pdf
- AEB. (2015). March car market decrease is 42.5%, Association of European Businesses, (Press release, April 2015). Retrieved March 13, 2017, from http://www.aebrus.ru/upload/iblock/ace/eng_car-sales-in-march-2015.pdf
- Frees, E. W., & Valdez, E. A. (2008). Hierarchical insurance claims modeling. Journal of the American Statistical Association, 103, 1457–1469. doi:10.1198/016214508000000823.
- Mann, N. (2013). Gender directive ‘has already pushed up women’s car insurance prices’. The Actuary: The magazine of the actuarial profession, (16.01.2013). Retrieved March 13, 2017, from http://www.theactuary.com/news/2013/01/gender-directive-has-already-pushed-up-womens-car-insurance-prices/#sthash.nTl3CgEz.dpuf
- MIGIT. (2015). Insurance market dynamics 2015, Media-Information Group “Insurance Today”. Retrieved March 13, 2017, from http://www.insur-info.ru/statistics/analytics/
- Miller, P. (2015). Overview of the European motor insurance markets. SCOR Global P&C Focus, (February 2015). Retrieved March 13, 2017, from http://www.scor.com/images/stories/pdf/library/focus/FocusPC_Motors.pdf
- Mullahy, J. (1986). Specification and testing of some modified count data models. Journal of Econometrics, 33, 341–365.10.1016/0304-4076(86)90002-3
- Ohlsson, E., Johansson, B., & John, S. (2010). Non-life insurance pricing with generalized linear models. Berlin Heidelberg: Springer-Verlag.10.1007/978-3-642-10791-7
- RAEX. (2014a). Russian insurers running at a loss in 2014: A milestone passed. Rating Agency “Expert”. Retrieved March 13, 2017, from http://raexpert.org/rankingtable/?table_folder=/insurance/itogi_2014/Tab15
- RAEX. (2014b). Compulsory motor insurance market in Russia. Rating Agency “Expert”. Retrieved March 13, 2017, from http://raexpert.org/related_activities/researches/insurance/
- RAMI. (2014). Annual report 2014. The Russian Association of Motor Insurers. Retrieved March 13, 2017, from http://www.autoins.ru/media/C2CBF8C8-A0AC-4229-8C85-6561F40AC1C9/6456C143-276C-4DF6-8953-256B701AFE91/RAMI_Annual_2014_eng.pdf
- Resti, Y., Ismail, N., & Jamaan, S. (2013). Estimation of claim cost data using zero adjusted gamma and inverse Gaussian regression models. Journal of Mathematics and Statistics, 9, 186–192. doi:10.3844/jmssp.2013.186.192
- Villaseñor, J. A., & González-Estrada, E. (2015). A variance ratio test of fit for Gamma distributions. Statistics and Probability Letters, 96, 281–286. doi:10.1016/j.spl.2014.10.001
- Zeileis, A., Kleiber, C., & Jackman, S. (2008). Regression models for count data in R. Journal of Statistical Software, 27, 1–25. doi:10.18637/jss.v027.i08