The effect of banking sector reforms on interest rate spread: Evidence from Ghana

References

• Aboagye, A. Q., Akoena, S. K., Antwi‐Asare, T. O., & Gockel, A. F. (2008). Explaining interest rate spreads in Ghana. African Development Review, 20(3), 378–14. https://doi.org/10.1111/j.1467-8268.2008.00190.x
   Web of Science ®Google Scholar
• Adjei-Frimpong, K. (2013). Bank efficiency and bank competition: empirical evidence from Ghana's banking industry (Doctoral dissertation, Lincoln University).
   Google Scholar
• Adjei-Frimpong, K., Gan, C., & Hu, B. (2014). Cost efficiency of Ghana’s banking industry: A panel data analysis. The International Journal of Business and Finance Research, 8(2), 69–86.
   Google Scholar
• Adolfo Barajas, R. S., & Salazar, N. (1999). Interest spreads in banking in Colombia, 1974-96. Journals, Palgrave Macmillan Fund, International Monetary Journals, Palgrave Macmillan, 46(2), 196–224.
   Google Scholar
• Allen, L. (2011). The determinants of bank interest margins: A note author (s): Linda Allen source: The journal of financial and quantitative analysis, Vol. 23, No. 2 (Jun ., 1988), pp. published by. University of Washington School of Business Administration St, 23(2), 231–235.
   Google Scholar
• Arellano, M., & Bover, O. (1995). Another look at the instrumental variable estimation of error-components models. Journal of Econometrics, 68(1), 29–51. https://doi.org/10.1016/0304-4076(94)01642-D
   Web of Science ®Google Scholar
• Attama, M.I. & Yuni, D.N. (2022). Recaptilization and competition of commercial banks: Evidence from selected Sub-Saharan African Countries. AERC Research Paper 502, African Economic Research Consortium, Naorobi.
   Google Scholar
• Ayensu, F., Gbemu, F. R., Kuma, F. K., Kwesi, M., & Appiah, O. (2019). High interest rate in Ghana: An empirical study of societe generale Ghana high interest rate in Ghana. An Empirical Study of Societe Generale Ghana [SG-GH]. November. https://doi.org/10.9790/5933-0706037885
   Google Scholar
• Bank of Ghana. (2018). Restoring confidence and building and building a resilient banking system for Ghana. Bank of Ghana, Accra.
   Google Scholar
• Bank of Ghana. (2019). UPDATE ON BANKING SECTOR REFORMS. Bank of Ghana, Accra.
   Google Scholar
• Blankson, N., Bugri, E., Amewu, G., & Doabil, L. (2022). Heliyon Examining the determinants of bank ef fi ciency in transition: Empirical evidence from Ghana. Heliyon, 8(December2021), e10156. https://doi.org/10.1016/j.heliyon.2022.e10156
   PubMedGoogle Scholar
• Blundell, R., & Bond, S. (1998). Initial conditions and moment restrictions in dynamic panel data models. Journal of Econometrics, 87(1), 115–143. https://doi.org/10.1016/S0304-4076(98)00009-8
   Web of Science ®Google Scholar
• Bokpin, G. A. (2013). Ownership structure, corporate governance and bank efficiency: An empirical analysis of panel data from the banking industry in Ghana. Corporate Governance (Bingley), 13(3), 274–287. https://doi.org/10.1108/CG-05-2010-0041
   Google Scholar
• Churchill, R. Q. (2013). A risk-based assessment of Ecobank Ghana limited. Research Journal of Finance and Accounting, 4(16), 1–8.
   Google Scholar
• Churchill, R. Q., Kwaning, C. O., & Ababio, O. (2014). The determinant of bank interest rates spreads in Ghana. International Journal of Economic Behavior and Organization, 2(4), 49–57. https://doi.org/10.11648/j.ijebo.20140204.11
   Google Scholar
• Demirgiiç-Kunt, A., & Huizinga, H. (1999). Determinants of Commercial Bank Interest Margins and Profitability: Some International Evidence. The World Bank Economic Review, 8(2), 379–408.
   Google Scholar
• Ho, T. S., & Saunders, A. (1981). The determinants of bank interest margins: Theory and empirical evidence. Journal of Financial and Quantitative Analysis, 16(4), 581–600. https://doi.org/10.2307/2330377
   Web of Science ®Google Scholar
• Maudos, J., & Fernández de Guevara, J. (2004). Factors explaining the interest margin in the banking sectors of the European Union. Journal of Banking and Finance, 28(9), 2259–2281. https://doi.org/10.1016/j.jbankfin.2003.09.004
   Web of Science ®Google Scholar
• McShane, R. W., & Sharpe, I. G. (1985). A time series/cross section analysis of the determinants of Australian trading bank loan/deposit interest margins: 1962-1981. Journal of Banking and Finance, 9(1), 115–136.
   Web of Science ®Google Scholar
• Ofori, M. E., Bawumia, M., & Belnye, F. (2005). The determination of bank interest spreads in Ghana: An empirical analysis of panel data. Working Paper Series, Bank of Ghana, 09, 1–15.
   Google Scholar
• Ohene-Asare, K. (2011) Nonparametric efficiency and productivity change measurement of banks with corporate social responsibilities: The case for Ghana. PhD thesis, University of Warwick.
   Google Scholar
• Roodman, D. (2009). How to do xtabond2: An introduction to difference and system GMM in Stata. The Stata Journal, 9(1), 86–136. https://doi.org/10.1177/1536867X0900900106
   Web of Science ®Google Scholar
• Sarpong, D., Winful, E. C., & Ntiamoah, J. (2013). African Journal of Business Management Determinants of Wide Interest Margins in Ghana: Panel EGLS Analysis, 7(35), 3535–3544. https://doi.org/10.5897/AJBM12.1413
   Google Scholar
• Shayanewako, V., & Tsegaye, A. (2018). The impact of interest rate spread on the banking system efficiency in South Africa. Cogent Economics and Finance. 6(1) 1–11. https://doi.org/10.1080/23322039.2018.1546417
   Web of Science ®Google Scholar
• Sheriff, I., & Amoako, G. (2014). Macroeconomic determinants of interest rate spread in Ghana: Evidence from ARDL modelling approach. Journal of Finance and Bank Management, 2(2), 115–132.
   Google Scholar
• Smith, A. C., Koper, N., Francis, C. M., & Fahrig, L. (2009). Confronting collinearity: Comparing methods for disentangling the effects of habitat loss and fragmentation. Landscape Ecology, 24(10), 1271–1285. https://doi.org/10.1007/s10980-009-9383-3
   Web of Science ®Google Scholar
• Tarus, D. K., Chekol, Y. B., & Mutwol, M. (2012). Determinants of net interest margins of commercial banks in Kenya: A panel study. Procedia Economics and Finance, 2(Af), 199–208. https://doi.org/10.1016/s2212-5671(12)
   Google Scholar
• Windmeijer, F. (2005). A finite sample correction for the variance of linear efficient two-step GMM estimators. Journal of Econometrics, 126(1), 25–51. https://doi.org/10.1016/j.jeconom.2004.02.005
   Web of Science ®Google Scholar
• Wray, L. R. (1990). Alternative theories of the rate of interest. Oxford University Press Stable, 16(1), 69–89.
   Google Scholar
• Zhu, Q., Sarkis, J., Lai, K., & Hung. (2007). Green supply chain management: Pressures, practices and performance within the Chinese automobile industry. Journal of Cleaner Production, 15(11–12), 1041–1052.
   Web of Science ®Google Scholar