Financial inclusion and its demand-side determinants: Evidence from Ethiopia

References

• Abel, S., Mutandwa, L., & Le Roux, P. (2018). A review of determinants of financial inclusion. International Journal of Economics and Financial Issues, 8(3), 1–28. https://www.econjournals.com/index.php/ijefi/article/view/5458
   Google Scholar
• Allen, F., Demirguc-Kunt, A., Klapper, L., & Martinez Peria, M. S. (2012). The foundations of financial inclusion: Understanding ownership and use of formal accounts, policy research working paper 6290, the World Bank Development Research Group Finance and Private Sector Development.
   Google Scholar
• Alliance for Financial Inclusion. (2013). Defining and measuring financial inclusion. T. Tiriki & I. Faye Eds. African Development Bank Group
   Google Scholar
• Alliance for Financial Inclusion. (2017). Defining financial inclusion. In Guideline Note No (pp. 28). Financial Inclusion Strategy Working Group.
   Google Scholar
• Alliance for Financial Inclusion. (2022). Enhancing financial inclusion in rural areas. In Guideline Note No (pp. 50). Financial Inclusion Strategy(FIS) Peer Learning Group.
   Google Scholar
• Altarawneh, Y., Al-Nuaimi, M., & Al-Nimri, A. (2020). The determinants of financial inclusion in Latin America and Europe (Brazil and Romania Case). Systemic Reviews in Pharmacy, 11(12), 192–196. https://www.sysrevpharm.org/articles/the-determinants-of-financial-inclusion-in-latin-america-and-europe-brazil-and-romania-case.pdf
   Google Scholar
• Andualem, B., & Sambasiva, K. (2017). Financial inclusion in Ethiopia. International Journal of Economics and Finance, 9(4), 191–201. https://doi.org/10.5539/ijef.v9n4p191
   Google Scholar
• Badar, R., Anwar, S., & Naqvi, S. A. A. (2020). Financial inclusion and determinants in South Asian countries. Journal of Accounting and Finance in Emerging Economies, 6(2), 623–633. https://doi.org/10.26710/jafee.v6i2.1300
   Google Scholar
• Barajas, A., Beck, T., Belhaj, M., & Naceur, B. (2020). Financial inclusion: What have we learned so far? What do we have to learn? IMF working paper No. WP/20/157, International Monetary Fund.
   Google Scholar
• Central Statistical Agency of Ethiopia. (2019). Ethiopia socioeconomic survey (ESS4), 2018-2019. Ref: ETH_2018_ESS_v01. Downloaded from: www.worldbank.org on January 8, 2021.
   Google Scholar
• Cooperative Agency. (2020). Cooperative Sector 5 year strategic plan (2020/21-2025/2026), January 2020, Federal Democratic Republic of Ethiopia (Amharic version).
   Google Scholar
• Gashaw, D., & Gebe, Y. (2017). Financial inclusion in Ethiopia: Using LSMS (Ethiopia Socioeconomic Survey) data. Ethiopian Journal of Economics, XXVI(2), 31–57. https://eea-et.org/wp-content/uploads/2021/06/Financial-Inclusion-in-Ethiopia-Using-LSMS-Ethiopia.pdf
   Google Scholar
• Gautier, T., Luc, N., & Djimoudjiel, D. (2020). Dynamic analysis of determinants of financial inclusion in Cameroon. European Scientific Journal, 16(36), 1. http://dx.doi.org/10.19044/esj.2020.v16n1p106
   PubMedGoogle Scholar
• Global Partnership for Financial Inclusion. (2020). G20 2020 Financial inclusion action plan.
   Google Scholar
• Gupta, S., & Sharma, M. (2021). A demand-side approach to measuring financial inclusion: Going beyond bank account ownership. Working Paper Series No. WP-2021-05, Dvara Research.
   Google Scholar
• İbrahim, B. O. Z. K. U. R. T., & Rıfat, K. A. R. A. K. U. Ş. (2020). Provincial financial inclusion in Turkey: Measurement and its spatial determinants. Ege Academic Review. https://doi.org/10.21121/eab.729532
   Web of Science ®Google Scholar
• ILO. (2013). Resolution I. Resolution concerning statistics of work, employment and labour underutilization: The 19th International Conference of Labour Statistician, 11th day of October 2013.
   Google Scholar
• Joshi, P. (2011, June). Financial inclusion and financial literacy.BI. OECD Seminar- Roundtable on the Updates on Financial Education and Inclusion Programs in India, 28, 2011. https://www.oecd.org/finance/financial-education/48303408.pdf
   Google Scholar
• Kempson, E., Whyley, C., Caskey, J., & Collard, S. (2000). In or out? Financial exclusion: A literature and research review, consumer research 3, Financial Services Authority, UK.
   Google Scholar
• Lanie, T. (2017). Demand-driven determinants and self-reported barriers to financial inclusion in the West African economic and monetary union (WAEMU). Journal of Economics and International Finance, 9(11), 120–130. https://doi.org/10.5897/JEIF2017.0875
   Google Scholar
• Massa, I. (2013). DFIs support to financial inclusion in Africa (T. Tiriki & I. Faye, Eds). African Development Bank Group.
   Google Scholar
• Mhlanaga, D., & Denhere. (2020). Determinants of financial inclusion in Southern Africa. Studia Universitatis Babeş-Bolyai . Oeconomica, 65(3), 39–52. https://doi.org/10.2478/subboec-2020-0014
   Google Scholar
• National Bank of Ethiopia. (2017). National financial inclusion strategy. http://www.nbe.gov.et
   Google Scholar
• National Bank of Ethiopia. (2021). Annual Report 2020/2021.
   Google Scholar
• Ndanshau, O. A., & Njau, E. (2021). Empirical investigation into demand-side determinants of financial inclusion in Tanzania. African Journal of Economic Review, IX(I), 172–190.
   Google Scholar
• Ozili, P. K. (2020). Theories of financial inclusion. Munich personal RePEc archive, Paper No. 101810. https://mpra.ub.uni-muenchen.de/101810/.
   Google Scholar
• Özşuca, E. (2019). Financial inclusion in Turkey: Evidence from individual level data. Ankara Üniversitesi SBF Dergisi, 74(4). https://doi.org/10.33630/ausbf.614032
   Google Scholar
• Rashdan, A., & Noura, E. (2020). The determinants of financial inclusion in Egypt. International Journal of Financial Research, 11, 1. https://doi.org/10.5430/ijfr.v11n1p123
   Google Scholar
• Sotomayor, N., Talledo, J., & Wong, S. (2018). Determinants of financial inclusion in Peru: Recent Evidence from the demand side. DT/06. SBS.
   Google Scholar
• Stein, P., Randhawa, B., & Bilandzic, N. (2011). Toward universal access: Addressing the global challenge of financial inclusion. International Finance Corporation.
   Google Scholar
• Tiriki, T., & Faye, I. (2013). Financial inclusion in Africa. African Development Bank Group.
   Google Scholar
• Tuesta, D., Sorensen, G., Haring, A., & Cámara, N. (2015). Financial inclusion and its determinants: The Argentine case, Working Paper No. 15/03, BBVA Research.
   Google Scholar
• United Nations Conference on Trade and Development. (2021). Financial inclusion for development: Better access to financial services for women, the poor, and migrant workers, United Nations.
   Google Scholar
• Verbeek, M. (2017). A guide to modern econometrics (Fifth edition) ed.). John Wiley& Sons,Inc.
   Google Scholar
• Wooldridge, M. (2002). Econometric analysis of cross section and panel data. The MIT Press.
   Google Scholar
• Workineh, A. (2022). Understanding financial inclusion in Ethiopia. Cogent Economics & Finance, 10:1, 2071385. https://doi.org/10.1080/23322039.2022.2071385
   Web of Science ®Google Scholar
• World Bank. (2014). Global financial development report 2014: Financial inclusion. https://doi.org/10.1596/978-0-8213-9985-9
   Google Scholar
• Yangdol, R., & Sarma, M. (2019). Demand-side factors for financial inclusion-A cross-country empirical analysis. Sage Journals, 56(2–3). . https://doi.org/10.1177/0020881719849246.
   Google Scholar
• Yoshino, N., & Morgan, P. (2016). Overview of financial inclusion, regulation, and education. ADBI Working Paper 591. Tokyo: Asian Development Bank Institute. http://www.adb.org/publications/overview-financial-inclusion-regulation-and-education/
   Google Scholar
• Zins, A., & Weill, L. (2016). The determinants of financial inclusion in Africa. Review of Development Finance, 6(1), 46–57. https://doi.org/10.1016/j.rdf.2016.05.00
   Web of Science ®Google Scholar