Exploring Factors Influencing Family’s Enrollment in Community-Based Health Insurance in the City of Gondar Peri-Urban Community, Northwest Ethiopia: A Health Belief Model Approach

References

• Preker AS, editor. Public Ends, Private Means: Strategic Purchasing of Health Services. World Bank Publications; 2007.
   Google Scholar
• Xu K, Evans DB, Carrin G, Aguilar-Rivera AM, Musgrove P, Evans T. Protecting households from catastrophic health spending. Health Affairs. 2007;26(4):972–983. doi:10.1377/hlthaff.26.4.972
   PubMed Web of Science ®Google Scholar
• Muniandy RK, Lansing MG. Implementing urbanization in Malaysian healthcare services. Borneo J Med Sci. 2020;14(2):53. doi:10.51200/bjms.v14i2.1967
   Google Scholar
• World Health Organization. editor.. World Health Statistics 2008. World Health Organization; 2008.
   Google Scholar
• Chen C, Pan J. The effect of the health poverty alleviation project on financial risk protection for rural residents: evidence from Chishui City, China. Int J Equity Health. 2019;18(1):1–6. doi:10.1186/s12939-019-0982-6
   PubMedGoogle Scholar
• WHO. World Health Report: Health Systems Financing: The Path to Universal Coverage. Geneva;2010:15–50.
   Google Scholar
• Taddesse G, Atnafu DD, Ketemaw A, Alemu Y. Determinants of enrollment decision in the community-based health insurance, north west Ethiopia: a case-control study. Global Health. 2020;16(1):4. doi:10.1186/s12992-019-0535-1
   PubMed Web of Science ®Google Scholar
• Ibukun OA, Olatona FA, Oridota ES, Okafor IP, Onajole AT. Knowledge and uptake of community-based health insurance scheme among residents of Olowora, Lagos. J Clinical Sci. 2013;10(2):2013.
   Google Scholar
• Demissie B, Negeri KG. Effect of community-based health insurance on utilization of outpatient health care services in Southern Ethiopia: a comparative cross-sectional study. Risk Manag Health Policy. 2020;13:141–153. doi:10.2147/RMHP.S215836
   PubMed Web of Science ®Google Scholar
• EHIA CBHI Trend Bulletin. CBHI members’ registration and contribution 2011–2020 G.C; 2020. Available from: http://www.ehia.gov.et/. Accessed September 2020.
   Google Scholar
• Ethiopian Health Insurance Agency (EHIA). Evaluation of Community-Based Health Insurance Pilot Schemes in Ethiopia: Final Report. Ethiopia: Addis Ababa; 2020.
   Google Scholar
• Amhara region CBHI report. Amhara region community-based health insurance annual report, June 2022, Bahir Dar Ethiopia; 2022.
   Google Scholar
• Toleha HN, Bayked EM. Dropout rate and associated factors of community-based health insurance beneficiaries in Ethiopia: a systematic review and meta-analysis. BMC Public Health. 2023;23(1):2425. doi:10.1186/s12889-023-17351-7
   PubMed Web of Science ®Google Scholar
• Preker AS, Scheffler RM, Bassett MC, editors.. Private Voluntary Health Insurance in Development: Friend or Foe? Washington, D.C: The World Bank; 2007.
   Google Scholar
• Khan JAM, Ahmed S. Impact of educational intervention on willingness-to-pay for health insurance: a study of informal sector workers in urban Bangladesh. Health Econ Rev. 2013;3(1):12. doi:10.1186/2191-1991-3-12
   PubMedGoogle Scholar
• Desai S, Sinha T, Mahal A, Cousens S. Understanding CBHI hospitalization patterns: a comparison of insured and uninsured women in Gujarat, India. BMC Health Serv Res. 2014;14(1):1–4. doi:10.1186/1472-6963-14-320
   PubMedGoogle Scholar
• Soors W, Devadasan N, Durairaj V, Criel B Community health insurance and universal coverage: multiple paths, many rivers to cross. AMA; 2010. 39–79.
   Google Scholar
• Ortona G, Scacciati F. ”Endowment effect”, status quo bias and contingent valuation. Rivista Intern Di Sci Soc. 2003;2003:397–407.
   Google Scholar
• Meeker D, Thompson C, Strylewicz G, Knight TK, Doctor JN. Use of insurance against a small loss as an incentive strategy. Decision Analy. 2015;12(3):122–129. doi:10.1287/deca.2015.0314
   Google Scholar
• Kahneman D, Tversky A. Prospect theory: an analysis of decision under risk. Econometrica. 1979;47(2):263–292. doi:10.2307/1914185
   Web of Science ®Google Scholar
• Kunreuther H, Pauly M. Insurance Decision-Making and Market Behavior. Hanover, MA: Now Publishers; 2006.
   Google Scholar
• Mekonen KD, Tedla WT. Paradoxical consequences of CBHI scheme in rural Ethiopia: enrollees’ perceived preferential treatment to paying clients and concomitant problems. Cogent Soc Sci. 2022;8(1):2057635. doi:10.1080/23311886.2022.2057635
   Web of Science ®Google Scholar
• Glassman A, Giedion U, Smith PC. The health benefits package: bringing universal health coverage from rhetoric to reality. In: Glassman A, Giedion U, Smith PC, editors. What’s in, What’s Out? Designing Benefits for Universal Health Coverage. Washington, DC: Center for Global Development; 2017.1.
   Google Scholar
• Hailu A, Eregata GT, Stenberg K, Norheim OF. Is universal health coverage affordable? Estimated costs and fiscal space analysis for the Ethiopian essential health services package. Health Syst Reform. 2021;7(1). doi:10.1080/23288604.2020.1870061
   PubMed Web of Science ®Google Scholar
• Kiros M, Dessie E, Jbaily A, et al. The burden of household out-of-pocket health expenditures in Ethiopia: estimates from a nationally representative survey. Health Policy Plann. 2020;35(8):1003–1010. doi:10.1093/heapol/czaa044
   PubMed Web of Science ®Google Scholar
• David B, Evans GC Distribution of health payments and catastrophic expenditures Methodology. FER/EIP discuss. Pap; 2005. Available from: http://whqlibdoc.who.int/hq/2005/EIP_HSF_DP_05.2.pdf. Accessed March 05, 2024.
   Google Scholar
• Mekuria GA, Ali EE. The financial burden of out-of-pocket payments on medicines among households in Ethiopia: analysis of trends and contributing factors. BMC Public Health. 2023;23(1):1–12. doi:10.1186/s12889-023-15751-3
   PubMed Web of Science ®Google Scholar
• Yitayal M, Berhane Y, Worku A. Health care financing in Ethiopia: implications on access and utilization of health services. Ethiop J Health Dev. 2019;33(1):3–8.
   Google Scholar
• Gebreegziabher E, Kebede A, Gebrehiwot T, Grierson PF. The impact of community-based health insurance on out-of-pocket payments in Ethiopia: evidence from a longitudinal study. PLoS One. 2021;16(4):e0249959. doi:10.1371/journal.pone.0249959
   PubMedGoogle Scholar
• Champion VL, Skinner CS. The health belief model. In: Glanz K, Rimer BK, Viswanath K, editors. Health Behavior and Health Education: Theory, Research, and Practice. 4th ed. San Francisco, CA: Jossey-Bass; 2008:45–65.
   Google Scholar
• Rosenstock IM. The health belief model and preventive health behavior. Health Educ Monogr. 1974;2(4):354–386. doi:10.1177/109019817400200405
   Google Scholar
• Rosenstock IM, Strecher VJ, Becker MH. The health belief model and hiv risk behavior change. In: Peterson J, DiClemente R, editors. Preventing AIDS: Theory and Practice of Behavioral Interventions. New York: Plenum; 1994.1.
   Google Scholar
• Panda P, Dror I, Koehlmoos TP, et al. What Factors Affect Uptake of Voluntary and Community-Based Health Insurance Schemes in Low- and Middle-Income Countries? A Systematic Review by EPPI-Centre. Social Science Research Unit, Institute of Education, University of London;2024.
   Google Scholar
• Acharya D, Devkota B, Kreps GL. Does perceived susceptibility and severity of health problems drive household enrolment in health insurance? A case study from Nepal. Int J Health Plann Manag. 2022;37(2):839–853. doi:10.1002/hpm.3377
   PubMed Web of Science ®Google Scholar
• Merga BT, Balis B, Bekele H, et al. Health insurance coverage in Ethiopia: financial protection in the Era of sustainable development goals (SDGs). Health Econ Rev. 2022;12(1):43. doi:10.1186/s13561-022-00389-5
   PubMed Web of Science ®Google Scholar
• Adam AM. Sample size determination in survey research. J Sci Res Rep. 2020;26(5):90–97. doi:10.9734/jsrr/2020/v26i530263
   Google Scholar
• Yamane T. Statistics: An Introductory Analysis. 2nd ed. New York: Harper & Row; 1967.
   Google Scholar
• Gujarati DN. Basic Econometrics. 4th ed. New York: McGraw-Hill; 2003.
   Google Scholar
• Wilson JR, Lorenz KA. Standard binary logistic regression model. In: Modeling Binary Correlated Responses Using SAS, SPSS and R. ICSA Book Series in Statistics. Vol. 9. Cham: Springer; 2015. 1. doi:10.1007/978-3-319-23805-0_3
   Google Scholar
• Njuki J, Poole J, Johnson N, et al. Gender, Livestock and Livelihood Indicators. Nairobi, Kenya: International Livestock Research Institute; 2011.
   Google Scholar
• EHIA. Evaluation of Community-Based Health Insurance Pilot Schemes in Ethiopia: Final Report. Ethiopia: Addis Ababa; 2015.
   Google Scholar
• Hounton S, Byass P, Kouyate B. Assessing the effectiveness of community-based health insurance in rural Burkina Faso. BMC Health Serv Res. 2012;12(1):1–9.
   PubMedGoogle Scholar
• Basaza R, Criel B, Van der Stuyft P. Low enrolment in Ugandan Community Health Insurance Schemes: underlying causes and policy implications. BMC Health Serv Res. 2007;7:1–12. doi:10.1186/1472-6963-7-105
   PubMed Web of Science ®Google Scholar
• Yinges Yitayew M, Hussien Adem M, Tibebu NS; Nigusie Selomon Tibebu. Willingness to enroll for community-based health insurance and associated factors in Simada District, north-west, Ethiopia, 2020: a community-based cross-sectional study. Risk Manag Healthcare Pol. 2020;13:3031–3038. doi:10.2147/RMHP.S280685
   PubMed Web of Science ®Google Scholar
• Hong W, Nancy P. Community-based health insurance: an evolutionary approach to achieving universal coverage in low-income countries. J Life Sci. 2012;6:320–329.
   Google Scholar
• Capuno JJ, Kraft AD, Quimbo S, Cr T Jr, Wagstaff A. Effects of price, information, and transactions cost interventions to raise voluntary enrollment in a social health insurance scheme: a randomized experiment in the Philippines. Health Eco. 2016;25(6):650–662.
   PubMed Web of Science ®Google Scholar