References
- Abor, J., and N. Biekpe. 2007. "Small Business Reliance on Bank Financing in Ghana." Emerging Markets Finance & Trade 43, no. 4: 93-102.
- Aterido, R.; M. Hallward-Driemeier; and C. Pages. 2009. "Big Constraints to Small Firms' Growth? Business Environment and Employment Growth Across Firms." Policy Research Working Paper no. 5032, World Bank, Washington, DC.
- Beck, T.; A. Demirgüç-Kunt; and V. Maksimovic. 2004. "Bank Competition and Access to Finance: International Evidence." Journal of Money, Credit, and Banking 36, no. 3: 627-648.
- Beck, T.; A. Demirgüç-Kunt; and V. Maksimovic. 2006a. "The Influence of Financial and Legal Institutions on Firm Size." Journal of Banking and Finance 30, no. 11: 2995-3015.
- Beck, T.; A. Demirgüç-Kunt; and V. Maksimovic. 2008a. "Financing Patterns Around the World: Are Small Firms Different?" Journal of Financial Economics 89, no. 3: 467-487.
- Beck, T.; A. Demirgüç-Kunt; L. Laeven; and R. Levine. 2008b. "Finance, Firm Size, and Growth." Journal of Money, Credit and Banking 40, no. 7: 1379-1405.
- Beck, T.; A. Demirgüç-Kunt; L. Laeven; and V. Maksimovic. 2006b. "The Determinants of Financing Obstacles." Journal of International Money and Finance 25, no. 6: 932-952.
- Berger, A., and G. Udell. 1995. "Relationship Lending and Lines of Credit in Small Firm Finance." Journal of Business 68, no. 3: 351-382.
- Berger, A., and G. Udell. 2006. "A More Complete Conceptual Framework for SME Finance." Journal of Banking and Finance 30, no. 11: 2945-2966.
- Berger, A.N.; H. Iftekhar; and L.F. Klapper. 2003. "Further Evidence on the Link Between Finance and Growth: An International Analysis of Community Banking and Economic Performance." Policy Research Working Paper Series 3105, World Bank, Washington, DC.
- Booth, L.; V. Aivazian; A. Demirgüç-Kunt; and V. Maksimovic. 2001. "Capital Structures in Developing Countries." Journal of Finance 56, no. 1: 87-130.
- Cetorelli, N. 2001. "Does Bank Concentration Lead to Industry Concentration?" Working Paper no. 2001-01, Federal Reserve Bank of Chicago.
- Cetorelli, N. 2004. "Bank Concentration and Competition in Europe." Journal of Money, Credit, and Banking 36, no. 2: 543-558.
- Cetorelli, N., and M. Gambera. 2001. "Banking Market Structure, Financial Dependence and Growth: International Evidence from Industry Data." Journal of Finance 56, no. 2: 617-648.
- Cole, R. 1998. "The Importance of Relationships to the Availability of Credit." Journal of Banking and Finance 22, nos. 6-8: 959-977.
- Cull, R.; L.E. Davis; N.R. Lamoreaux; and J.L. Rosenthal. 2006. "Historical Financing of Small and Medium-Size Enterprises." Journal of Banking & Finance 30, no. 11: 3017-3042.
- Demirgüç-Kunt, A., and V. Maksimovic. 1998. "Law, Finance, and Firm Growth." Journal of Finance 53, no. 6: 2107-2137.
- Demirgüç-Kunt, A., and V. Maksimovic. 1999. "Institutions, Financial Markets and Firm Debt Maturity." Journal of Financial Economics 54, no. 3: 295-336.
- Demirgüç-Kunt, A.; I. Love; and V. Maksimovic. 2006. "Business Environment and the Incorporation Decision." Journal of Banking & Finance 30, no. 11: 2967-2993.
- Dinc, S.I. 2000. "Bank Reputation, Bank Commitment, and the Effects of Competition in Credit Markets." Review of Financial Studies 13, no. 3: 781-812.
- Elsas, R., and J. Krahnen. 1998. "Is Relationship Lending Special? Evidence from Credit-File Data in Germany." Journal of Banking and Finance 22, no. 10-11: 1283-1316.
- Fan, J.; S. Titman; and G. Twite. 2012. "An International Comparison of Capital Structure and Debt Maturity Choices." Journal of Financial and Quantitative Analysis 47, no. 1: 23-56.
- Firth, M.; C. Lin; P. Liu; and S. Wong. 2009. "Inside the Black Box: Bank Credit Allocation in China's Private Sector." Journal of Banking & Finance 33, no. 6: 1144-1155.
- Hallward-Driemeier, M.; S. Wallsten; and L.C. Xu. 2006. "Ownership, Investment Climate and Firm Performance: Evidence from Chinese Firms." Economics of Transition 14, no. 4: 629-647.
- Harhoff, D., and T. Körting. 1998. "Lending Relationships in Germany: Empirical Results from Survey Data." Journal of Banking and Finance 22, no. 10-11: 1317-1354.
- La Porta, R.; F. Lopez-de-Silanes; and A. Shleifer. 2002. "Government Ownership of Commercial Banks." Journal of Finance 57, no. 1: 265-301.
- Laeven, L., and C. Woodruff. 2007. "The Quality of the Legal System, Firm Ownership, and Firm Size." Review of Economics and Statistics 89, no. 4: 601-614.
- Love, I. 2003. "Financial Development and Financing Constraints: International Evidence from the Structural Investment Model." Review of Financial Studies 16, no. 3: 765-791.
- Meyer, L.H. 1998. "The Present and Future Roles of Banks in Small Business Finance." Journal of Banking & Finance 22, no. 6-8: 613-673.
- Mishkin, F.S. 1999. "Financial Consolidation: Dangers and Opportunities." Journal of Banking and Finance 23, nos. 2-4: 675-691.
- Petersen, M., and R. Rajan. 1995. "The Effect of Credit Market Competition on Lending Relationships." Quarterly Journal of Economics 110, no. 2: 407-443.
- Rajan, R.G., and L. Zingales. 1998. "Financial Dependence and Growth." American Economic Review 88, no. 3: 559-587.
- Saeed, A., and O. Vincent. 2012. "Bank Concentration and Firm Investment: Empirical Evidence from India." Emerging Markets Finance & Trade 48, no. 3: 85-105.
- Scott, J.A., and W.C. Dunkelberg. 2001. "Competition and Credit Market Outcomes: A Small Firm Perspective." Working paper, Department of Finance, Temple University, Philadelphia.
- Shen, C.H.; H. Chu; and Y.C. Wang. 2012. "Who Furls the Umbrella on Rainy Days? The Role of Bank Ownership Type and Bank Size in SME Lending." Emerging Markets Finance & Trade 48, no. 4, supp. 2: 184-199.
- Strahan, P.E., and J.P. Weston. 1996. "Small Business Lending and Bank Consolidation: Is There Cause for Concern?" Current Issues in Economics and Finance 2, no. 3: 1-6.
- Stiglitz, J.E., and A. Weiss. 1981. "Credit Rationing in Markets with Imperfect Information." American Economic Review 71, no. 3: 393-410.
- Talavera, O.; L. Xiong; and X. Xiong. 2012. "Social Capital and Access to Bank Financing: The Case of Chinese Entrepreneurs." Emerging Markets Finance & Trade 48, no. 1: 55-69.
- Wurgler, J. 2000. "Financial Markets and the Allocation of Capital." Journal of Financial Economics 58, nos. 1-2: 187-214.