![Sample our Social Sciences journals, sign in here to start your FREE access for 14 days]({"type":"image" , "src" : "/sda/110822/TOC-Subject-Sample-2021-Social-Sciences.jpg"})
Abstract
This research related broadly to discrimination in mortgage lending and more specifically to subprime lending and reverse redlining. The article discussed subprime lending in the city of Des Moines, Iowa, using the Home Mortgage Disclosure Act data. The data identified areas of subprime lending and the probability of reverse redlining based on census tracts of the city. Demographic characteristics of the tracts that would indicate reverse redlining were studied in relation to the lending patterns. African-Americans, low-income applicants, and applicants receiving loans for home refinance had a greater probability of becoming victims of reverse redlining than others.
Additional information
Notes on contributors
Thessalenuere Hinnant-Bernard
Thessalenuere Hinnant-Bernard is a Research Scientist and Assistant Professor, Department of Human Environment and Family Sciences, North Carolina A&T State University, Greensboro, NC
Sue R. Crull
Sue R. Crull is an Associate Professor, Department of Human Development and Family Studies, Iowa State University, Ames, IA.