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Abstract
An increasing number of adults are entering retirement with mortgage debt. The dual relationship between housing cost burden and self-reported health among adults age 65 and older in the U.S. was examined using the 2004 and 2006 waves of the Health and Retirement Study. The results of a two-stage probit least squares regression indicated no significant relationship between housing cost burden and self-reported health. However, education, assets, and participating in regular physical activity in 2004 were significant to the probability of reporting being in good health in 2006; and, race/ethnicity, marital status, employment status, and type of health insurance in 2004 were significant predictors of level of housing cost burden in 2006. The Life Cycle Income Hypothesis was used to understand these relationships.
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Leslie E. Green-Pimentel
Leslie Green-Pimentel is an Assistant Professor of Community Development and Associate Director of the Center for Community and Economic Development at Delta State University. She was a graduate student in the College of Family and Consumer Sciences at the University of Georgia when this paper was written where she received her Ph.D. This paper received a 2010 Tessie Agan Graduate Student Paper Award from the Housing Education and Research Association (HERA) and was presented at the 2010 HERA Annual Conference in Portland, OR.