Women's Employment History and Their Post-Retirement Health and Resources

Abstract

The purpose of this study is to assess the degree to which the advantages apparently accruing to employed women are maintained into the post-retirement years. That is, do women who were employed cany with them into the retirement years more social and fmancial resources and do they maintain better health than women who remained largely outside the work force? The importance of this issue increases as greater numbers of women enter and remain in the work force and as our population ages. The study uses a longitudinal cohort design and employs the data from the National Center for Health Statistics' Longitudinal Study on Aging. This analysis uses the core questions from the 1984 National Health Interview Survey, the Supplement on Aging questions from 1984 and the follow-up data on mortality from the National Death lndex from 1984-1990. The data include the 4667 female respondents who were 70 years or older in 1984. Overall, the results suggest that women who have more recent paid employment have better health in their later years than women with no employment or no recent employment. However, for social and fmancial resources the direction of the relationships vary. For example, women with more recent employment have less social resources in the form of spouse and living children; however, they have more social resources in the form of social contacts with both family and friends. Having no history of paid employment increases women's risk of living in poverty and lacking private health insurance, but increases the chances that they own their own home. Interpretations and implications are discussed.