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Original Articles

Predicting and Deterring Default with Social Media Information in Peer-to-Peer Lending

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Christian Haddad & Lars Hornuf. (2023) How do fintech start-ups affect financial institutions’ performance and default risk?. The European Journal of Finance 29:15, pages 1761-1792.
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Articles from other publishers (99)

Michael Siering. (2023) Peer-to-Peer (P2P) Lending Risk Management: Assessing Credit Risk on Social Lending Platforms Using Textual Factors. ACM Transactions on Management Information Systems 14:3, pages 1-19.
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Viola Ackfeld & Werner Güth. (2023) Personal information disclosure under competition for benefits: Is sharing caring?. Games and Economic Behavior 140, pages 1-32.
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Dongyu Chen, Xiaolin Li & Fujun Lai. (2021) Shill bidding in lenders’ eyes? A cross-country study on the influence of large bids in online P2P lending. Electronic Commerce Research 23:2, pages 1089-1114.
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Jin Huang, Jun Li & Vania Sena. (2023) Psychological distancing and language intensity in Peer‐to‐Peer lending. Journal of Consumer Affairs.
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Xuemei Xie, Lijun Wang & Tao Zhang. (2023) Involving online community customers in product innovation: The double-edged sword effect. Technovation 123, pages 102687.
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Hongke Zhao, Chuang Zhao, Xi Zhang, Nanlin LiuHengshu ZhuQi LiuHui Xiong. (2023) An Ensemble Learning Approach with Gradient Resampling for Class-Imbalance Problems. INFORMS Journal on Computing.
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Jiaqi Kuang, Xudong Ji, Peng Cheng & Vasileios Bill Kallinterakis. (2023) Media News and Social Media Information in the Chinese Peer-to-Peer Lending Market. Systems 11:3, pages 133.
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Haoran He, Zhao Wang, Hemant Jain, Cuiqing Jiang & Shanlin Yang. (2023) A privacy-preserving decentralized credit scoring method based on multi-party information. Decision Support Systems 166, pages 113910.
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Natnara Chulawate & Supaporn Kiattisin. (2023) Success Factors Influencing Peer-to-Peer Lending to Support Financial Innovation. Sustainability 15:5, pages 4028.
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Sunghun Chung, Keongtae Kim, Chul Ho Lee & Wonseok Oh. (2023) Interdependence between online peer‐to‐peer lending and cryptocurrency markets and its effects on financial inclusion. Production and Operations Management.
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Betty Johanna Garzon Rozo, Jonathan Crook & Galina Andreeva. (2023) The role of web browsing in credit risk prediction. Decision Support Systems 164, pages 113879.
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David Tan. (2022) Demystifying the proliferation of online peer-to-peer lending in Indonesia: Decoding fintech as a regulatory challenge. Asian Journal of Law and Society, pages 1-25.
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Dini Rosdini, Ersa Tri Wahyuni & Prima Yusi Sari. (2022) The bane of P2P lending: credit scoring governance on the ASEAN fintech triumvirate. Journal of Science and Technology Policy Management.
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Zhao Wang, Cuiqing Jiang & Huimin Zhao. (2022) Know Where to Invest: Platform Risk Evaluation in Online Lending. Information Systems Research 33:3, pages 765-783.
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Baodong Li. (2022) Online Loan Default Prediction Model Based on Deep Learning Neural Network. Computational Intelligence and Neuroscience 2022, pages 1-9.
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Qi Wang, Chenghu Zhang & Zheng Li. (2022) The Role of Social Media in Financial Risk Prediction: Evidence from China * . Asia-Pacific Journal of Financial Studies 51:4, pages 618-650.
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Weihe Gao, Yong Liu, Hua Yin & Yiwei Zhang. (2022) Social capital, phone call activities and borrower default in mobile micro-lending. Decision Support Systems 159, pages 113802.
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Kai Yang, Hui Yuan & Raymond Y.K. Lau. (2022) PsyCredit: An interpretable deep learning-based credit assessment approach facilitated by psychometric natural language processing. Expert Systems with Applications 198, pages 116847.
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Zhiyuan Qi, Dongyu Chen & Jennifer J. Xu. (2022) Do facial images matter? Understanding the role of private information disclosure in crowdfunding markets. Electronic Commerce Research and Applications 54, pages 101173.
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Dongmei Li & Liping Li. (2022) Research on Efficiency in Credit Risk Prediction Using Logistic-SBM Model. Wireless Communications and Mobile Computing 2022, pages 1-11.
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Sulin Pang, Huili Xian & Rongzhou Li. (2020) A default penalty model based on C2VP2C mode for internet financial platforms in Chinese market. Electronic Commerce Research 22:2, pages 485-511.
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Dongyu Chen, Chengchen Huang, De Liu & Fujun Lai. (2022) The role of expertise in herding behaviors: evidence from a crowdfunding market. Electronic Commerce Research.
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Kanwal Anil & Anil Misra. (2022) Artificial intelligence in Peer-to-peer lending in India: a cross-case analysis. International Journal of Emerging Markets 17:4, pages 1085-1106.
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Hyunwoo Woo & So Young Sohn. (2022) A credit scoring model based on the Myers–Briggs type indicator in online peer-to-peer lending. Financial Innovation 8:1.
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Eric Darmon, Nathalie Oriol & Alexandra Rufini. (2022) Bids for speed: An empirical study of investment strategy automation in a peer-to-business lending platform. Decision Support Systems 156, pages 113732.
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Huosong Xia, Ping Wang, Tian Wan, Zuopeng Justin Zhang, Juan Weng & Sajjad M. Jasimuddin. (2022) Peer-to-peer lending platform risk analysis: an early warning model based on multi-dimensional information. The Journal of Risk Finance 23:3, pages 303-323.
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Sen Wu, Xiaonan Gao & Wenjun Zhou. (2022) COSLE: Cost sensitive loan evaluation for P2P lending. Information Sciences 586, pages 74-98.
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Yao Wang, Zdenek Drabek & Zhengwei Wang. (2022) The role of social and psychological related soft information in credit analysis: Evidence from a Fintech Company. Journal of Behavioral and Experimental Economics 96, pages 101806.
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Chengfu Wang, Xiangfeng Chen, Wei Jin & Xiaojun Fan. (2022) Credit guarantee types for financing retailers through online peer-to-peer lending: Equilibrium and coordinating strategy. European Journal of Operational Research 297:1, pages 380-392.
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Esra BULUT. (2022) KLASİK PONZİ GİRİŞİMCİLİKTEN DİJİTAL PONZİ GİRİŞİMCİLİĞE: BENZER TAKTİKLER, FARKLI PLATFORMLAR. Finansal Araştırmalar ve Çalışmalar Dergisi, pages 18-54.
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Yao Wang & Zdenek Drabek. (2021) Adverse Selection in P2P Lending: Does Peer Screening Work Efficiently?—Empirical Evidence from a P2P Platform. International Journal of Financial Studies 9:4, pages 73.
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Esra BULUT. (2021) KLASİK PONZİ GİRİŞİMCİLİKTEN DİJİTAL PONZİ GİRİŞİMCİLİĞE: BENZER TAKTİKLER, FARKLI PLATFORMLAR. Finansal Araştırmalar ve Çalışmalar Dergisi.
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Ming Jin, Mingmei Yin & Zhongfei Chen. (2021) Do investors prefer borrowers from high level of trust cities? Evidence from China’s P2P market. Research in International Business and Finance 58, pages 101505.
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ZhouPing Li, RuYi Ge, XiaoShuang Guo & Lingfei Cai. (2021) Can individual investors learn from experience in online P2P lending? Evidence from China. The North American Journal of Economics and Finance 58, pages 101524.
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Yunwen He. (2021) Using your regular contacts as collateral: The information value of call logs. The North American Journal of Economics and Finance 58, pages 101480.
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Chengcheng Liao, Peiyuan Du, Yutao Yang & Ziyao Huang. (2021) Carrots or sticks in debt collection services? A voice metrics and text analysis of debt collection calls. Journal of Service Theory and Practice 31:6, pages 950-973.
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Cuixia Jiang, Ranran Han & Qifa Xu. (2021) The impact of social media input intensity on reward-based crowdfunding performance: evidence from China. Electronic Commerce Research.
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Bo Li & Zeshui Xu. (2021) Insights into financial technology (FinTech): a bibliometric and visual study. Financial Innovation 7:1.
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Yufei Xia, Junhao Zhao, Lingyun He, Yinguo Li & Xiaoli Yang. (2021) Forecasting loss given default for peer-to-peer loans via heterogeneous stacking ensemble approach. International Journal of Forecasting 37:4, pages 1590-1613.
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Jilei Zhou, Cong Wang, Fei Ren & Guoqing Chen. (2021) Inferring multi-stage risk for online consumer credit services: An integrated scheme using data augmentation and model enhancement. Decision Support Systems 149, pages 113611.
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Ligang Zhou, Hamido Fujita, Hao Ding & Rui Ma. (2021) Credit risk modeling on data with two timestamps in peer-to-peer lending by gradient boosting. Applied Soft Computing 110, pages 107672.
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Qizhi He, Pingfan Xia, Bo Li & Jia-Bao Liu. (2021) Evaluating Investors’ Recognition Abilities for Risk and Profit in Online Loan Markets Using Nonlinear Models and Financial Big Data. Journal of Function Spaces 2021, pages 1-15.
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Junhui Xu, Zekai Lu & Ying Xie. (2021) Loan default prediction of Chinese P2P market: a machine learning methodology. Scientific Reports 11:1.
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Ruyi GeZhiqiang (Eric) Zheng, Xuan Tian & Li Liao. (2021) Human–Robot Interaction: When Investors Adjust the Usage of Robo-Advisors in Peer-to-Peer Lending. Information Systems Research 32:3, pages 774-785.
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M. N. Ravishankar. (2021) Social innovations and the fight against poverty: An analysis of India's first prosocial P2P lending platform . Information Systems Journal 31:5, pages 745-766.
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Yufei Xia, Yinguo Li, Lingyun He, Yixin Xu & Yiqun Meng. (2021) Incorporating multilevel macroeconomic variables into credit scoring for online consumer lending. Electronic Commerce Research and Applications 49, pages 101095.
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