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Original Articles

How Banks in China make Lending Decisions

Pages 285-302 | Published online: 26 Jan 2009

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Junmei Qi, Elisabeth Paulet & Edina Eberhardt-Toth. (2021) Chinese bank managers’ perceptions of barriers to the implementation of green credit in corporate loan decision-making. Post-Communist Economies 33:7, pages 920-936.
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Godfrey Yeung. (2021) Chinese state-owned commercial banks in reform: inefficient and yet credible and functional?. Journal of Chinese Governance 6:2, pages 198-231.
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Shaohua Zhang, Qi Wang, Ye Wei & Douglas Sono. (2020) Pattern Evolution and Localization of China's Financial Network Based on Different Types of Banks. Papers in Applied Geography 6:4, pages 416-435.
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Peisen Liu, Houjian Li & Hua Guo. (2020) The impact of corruption on firms’ access to bank loans: evidence from China. Economic Research-Ekonomska Istraživanja 33:1, pages 1963-1984.
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W. Travis Selmier. (2018) Why Chinese bank internationalisation is gradual - an historical institutional perspective. Transnational Corporations Review 10:4, pages 318-332.
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Wenjuan Ruan, Erwei Xiang & Shiguang Ma. (2018) Lending to Private Firms: Evidence from China on the Role of Firm Openness and Bribery. The Chinese Economy 51:1, pages 1-19.
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Godfrey Yeung, Canfei He & Peng Zhang. (2017) Rural banking in China: a case of centralization?. Area Development and Policy 2:2, pages 173-191.
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Godfrey Yeung, Canfei He & Peng Zhang. (2017) Rural banking in China: geographically accessible but still financially excluded?. Regional Studies 51:2, pages 297-312.
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Bin Liu, Charles Cullinan, Junrui Zhang & Fangjun Wang. (2016) Loan guarantees and the cost of debt: evidence from China. Applied Economics 48:38, pages 3626-3643.
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PenelopeB. Prime & Li Qi. (2013) Determinants of Firm Leverage. The Chinese Economy 46:2, pages 74-106.
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Canfei He & Godfrey Yeung. (2011) The Locational Distribution of Foreign Banks in China: A Disaggregated Analysis. Regional Studies 45:6, pages 733-754.
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Articles from other publishers (29)

Jialin Du & Eric Yanfei Zhao. (2023) International expansion and home-country resource acquisition: A signaling perspective of emerging-market firms’ internationalization. Journal of International Business Studies 54:9, pages 1642-1660.
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Meixu Ren, Konglin Ke, Xin Yu & Jinxuan Zhao. (2023) Local governments' economic growth target pressure and bank loan loss provision: Evidence from China. International Review of Economics & Finance 87, pages 1-14.
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Wenzhi Xi & Yingdong Wang. (2023) Digital financial inclusion and quality of economic growth. Heliyon 9:9, pages e19731.
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Irfan Ullah & Aurang Zeb. (2023) FinTech and firm’s cash holdings: evidence from China. Digital Policy, Regulation and Governance 25:5, pages 522-541.
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M. Kabir Hassan & Mohammad Dulal Miah. 2022. Banking Sector Reforms. Banking Sector Reforms.
Jun Shao, Zhukun Lou, Chong Wang, Jinye Mao & Ailin Ye. (2021) The impact of artificial intelligence (AI) finance on financing constraints of non-SOE firms in emerging markets. International Journal of Emerging Markets 17:4, pages 930-944.
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YI HUANG, MARCO PAGANO & UGO PANIZZA. (2020) Local Crowding‐Out in China. The Journal of Finance 75:6, pages 2855-2898.
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Xiaofei Pan & Gary Gang Tian. (2018) Bank Work Experience Versus Political Connections: Which Matters for Bank Loan Financing?. International Review of Finance 20:2, pages 351-382.
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Abdul Basit, Tehmina Fiaz Qazi & Abdul Aziz Khan Niazi. (2020) Expounding Dynamics of Tacit Knowledge Critical to Credit Decision Making: Juxtaposed Findings of GRA and RIDIT. Journal of Accounting and Finance in Emerging Economies 6:1, pages 87-106.
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Jiaqi Qi, Xiaoyong Zheng & Hongdong Guo. (2019) The formation of Taobao villages in China. China Economic Review 53, pages 106-127.
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Jingjing Xu & Yan Zhang. (2018) Family CEO and information disclosure: Evidence from China. Finance Research Letters 26, pages 169-176.
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Yuanhui Li, Weiqian Nie, Erwei Xiang & Hadrian Geri Djajadikerta. (2018) Can banks identify firms’ real earnings management? Evidence from China. Finance Research Letters 25, pages 23-29.
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W. Travis SelmierIIII. 2016. The Political Economy of Chinese Finance. The Political Economy of Chinese Finance 93 113 .
Yu Hao, Zong-Yong Zhang, Hua Liao, Yi-Ming Wei & Shuo Wang. (2016) Is CO2 emission a side effect of financial development? An empirical analysis for China. Environmental Science and Pollution Research 23:20, pages 21041-21057.
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Can An, Xiaofei Pan & Gary Tian. (2016) How Does Corporate Governance Affect Loan Collateral? Evidence from Chinese SOEs and Non-SOEs. International Review of Finance 16:3, pages 325-356.
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Xiaofei Pan & Gary Gang Tian. (2016) Family control and loan collateral: Evidence from China. Journal of Banking & Finance 67, pages 53-68.
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Iftekhar Hasan, Nada Kobeissi, Haizhi Wang & Mingming Zhou. (2015) Banking Structure, Marketization, and Small Business Development: Regional Evidence From China. Pacific Economic Review 20:3, pages 487-510.
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W. Travis SelmierIIII. (2013) Stand by me: Friends, relationship banking, and financial governance in Asia. Business Horizons 56:6, pages 733-741.
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Pierre Pessarossi & Laurent Weill. (2013) Choice of corporate debt in China: The role of state ownership. China Economic Review 26, pages 1-16.
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Godfrey Yeung, Canfei He & Hao Liu. (2012) Centralization and marginalization: The Chinese banking industry in reform. Applied Geography 32:2, pages 854-867.
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Leong H. Liew. 2012. The Political Economy of State-owned Enterprises in China and India. The Political Economy of State-owned Enterprises in China and India 220 246 .
Michael DunfordGodfrey Yeung. (2010) Towards global convergence: Emerging economies, the rise of China and western sunset?. European Urban and Regional Studies 18:1, pages 22-46.
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K. P. Y. Lai. (2010) Marketization through contestation: reconfiguring China's financial markets through knowledge networks. Journal of Economic Geography 11:1, pages 87-117.
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Ying Xu. (2020) Industrial Policy and State Ownership: Where Does Credit Go?. SSRN Electronic Journal.
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Yi Huang, Marco Pagano & Ugo Panizza. (2016) Public Debt and Private Firm Funding: Evidence from Chinese Cities. SSRN Electronic Journal.
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Iftekhar Hasan, Nada Kobeissi, Haizhi Wang & Mingming Zhou. (2015) Banking Structure, Marketization and Small Business Development: Regional Evidence from China. SSRN Electronic Journal.
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Katarzyna Burzynska. (2014) Lending Networks of China's Listed Companies: The Role of Financial Leverage, Firm Size, and Performance. SSRN Electronic Journal.
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Bing Xu, Adrian Van Rixtel & Michiel van Leuvensteijn. (2014) Measuring Bank Competition in China: A Comparison of New Versus Conventional Approaches Applied to Loan Markets. SSRN Electronic Journal.
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Laurent Weill, Pierre Pessarossi & Christophe J. Godlewski. (2010) Foreign Bank Lending and Information Asymmetries in China. SSRN Electronic Journal.
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