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North American Actuarial Journal Volume 14, 2010 - Issue 3
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Original Articles

Household Life Insurance Demand

A Multivariate Two-Part Model

Edward W. (Jed) Frees PhD, FSA Wisconsin School of Business, 975 University Avenue Madison, Wisconsin 53706
&
Yunjie (Winnie) Sun ASA Wisconsin School of Business, 975 University Avenue Madison, Wisconsin 53706
Pages 338-354 | Published online: 27 Dec 2012

Citations (19)

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Sarah Brown, Pulak Ghosh, Daniel Gray, Bhuvanesh Pareek & Jennifer Roberts. (2021) Saving behaviour and health: A high-dimensional Bayesian analysis of British panel data. The European Journal of Finance 27:16, pages 1581-1603.
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StephenG. Fier & AndreP. Liebenberg. (2013) Life Insurance Lapse Behavior. North American Actuarial Journal 17:2, pages 153-167.
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Joanne K Daggy, Joseph Thomas & Bruce A Craig. (2011) Modeling correlated healthcare costs. Expert Review of Pharmacoeconomics & Outcomes Research 11:1, pages 101-111.
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Articles from other publishers (16)

In Do Hwang. (2024) Behavioral aspects of household portfolio choice: Effects of loss aversion on life insurance uptake and savings. International Review of Economics & Finance 89, pages 1029-1053.
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Chu-Shiu Li, Gene C. Lai, Saruultuya Tsendsuren, Richard J. Butler & Chwen-Chi Liu. (2022) Cognitive abilities and life insurance holdings: evidence from 16 European countries. The Geneva Risk and Insurance Review 48:1, pages 110-166.
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Spencer Matthews & Brian Hartman. (2021) mSHAP: SHAP Values for Two-Part Models. Risks 10:1, pages 3.
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Ritika Bhatia, Anil K. Bhat & Jyoti Tikoria. (2021) Life insurance purchase behaviour: A systematic review and directions for future research. International Journal of Consumer Studies 45:6, pages 1149-1175.
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Cassandra R. Cole & Stephen G. Fier. (2020) An examination of life insurance policy surrender and loan activity. Journal of Risk and Insurance 88:2, pages 483-516.
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Marie-Pier Côté, Christian Genest & Marek Omelka. (2019) Rank-based inference tools for copula regression, with property and casualty insurance applications. Insurance: Mathematics and Economics 89, pages 1-15.
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Jiang Cheng & Lu Yu. (2018) Life and health insurance consumption in China: demographic and environmental risks. The Geneva Papers on Risk and Insurance - Issues and Practice 44:1, pages 67-101.
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Chu-Shiu Li, Chwen-Chi Liu & Yuehua Zhang. (2017) Determinants of agricultural household demand for insurance in China from 2004 to 2007. China Agricultural Economic Review 9:4, pages 660-667.
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Barry Mulholland, Michael Finke & Sandra Huston. (2016) Understanding the Shift in Demand for Cash Value Life Insurance. Risk Management and Insurance Review 19:1, pages 7-36.
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Edward Frees, Gee Lee & Lu Yang. (2016) Multivariate Frequency-Severity Regression Models in Insurance. Risks 4:1, pages 4.
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Gianni Brighetti, Caterina Lucarelli & Nicoletta Marinelli. (2014) Do emotions affect insurance demand?. Review of Behavioral Finance 6:2, pages 136-154.
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Andrew K. G. Tan, Steven T. Yen, Abdul Rahman Hasan & Kamarudin Muhamed. (2014) Demand for Life Insurance in Malaysia: An Ethnic Comparison Using Household Expenditure Survey Data. Asia-Pacific Journal of Risk and Insurance 8:2, pages 179-204.
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Edward W. Frees, Xiaoli Jin & Xiao Lin. (2013) Actuarial Applications of Multivariate Two-Part Regression Models. Annals of Actuarial Science 7:2, pages 258-287.
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In Do Hwang. (2017) Behavioral Aspects of Household Portfolio Choice: Effects of Loss Aversion on Life Insurance Uptake and Savings. SSRN Electronic Journal.
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Barry S. Mulholland & Michael S. Finke. (2014) Does Cognitive Ability Impact Life Insurance Policy Lapsation?. SSRN Electronic Journal.
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Barry S. Mulholland, Michael S. Finke & Sandra J. Huston. (2013) Understanding the Shift in Demand for Cash Value Life Insurance. SSRN Electronic Journal.
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