Prevalence of health insurance enrolment and associated factors among persons with disabilities in Ghana

Figures & data

Table 1. Geographical location with the respective samples

Geographical location	Sample allocation
North	45
South	45
East	45
West	45

Table 2. Demographic and socio-economic characteristics of the respondents

Variables	Response	Count (180)	Percentage (%)
Gender	Male	87	48.3
	Female	93	51.7
Age	Below 20	42	23.3
	21–30	58	32.2
	31–40	50	27.8
	Above 40	30	16.7
Ethnic Group	Akan	123	68.3
	Non-Akan	57	31.7
Religion	Christian	140	77.8
	non-Christian	40	22.2
Marital Status	Single	104	57.8
	Married	76	42.2
Education	No formal education	40	22.2
	Basic School education	72	40.0
	High School Education	50	27.7
	College/Tertiary	18	10.0
Employment status	Not Employed	92	51.1
	Employed	88	48.9
Monthly income	Less than 500 cedis	45	51.1
	500 or more	43	48.9
Do you receive remittance from family members	Yes	62	34.4
	No	118	65.6
Have you been diagnosed of any chronic NCDs	Yes	61	33.9
	No	119	66.1
How would you rate your health status	Good	135	75.0
	Poor health	45	25.0

Table 3. Enrolment rate in NHIS among the participants

Variable(s)	Response	Count (180)	Percentage (%)
Have you ever enrolled in the National Health Insurance Scheme?	Yes	144	80.0
	No	36	20.0
Where do you normally seek information on health insurance?	Health workers	13	9.0
	Family	16	11.1
	Friends	12	8.3
	Media	31	21.5
	Drug stores	6	4.2
	Literature	10	6.9
	NHIA	56	38.9
Was a fee/premium paid for when last renewed?	Yes	101	70.1
	No	43	29.9
How much did you pay when you enrolled in NHIS?	Less than 5 cedis	6	4.2
	5–10 cedis	47	32.6
	11–15 cedis	22	15.3
	16–20 cedis	13	9.0
	21–25 cedis	56	38.9

Table 4. Multivariate logistic analysis on determinants of enrolment in the National Health Insurance Scheme

		AOR	95% C.I. for EXP(B)
			Lower	Upper	p-Value
Gender
Female (ref)		1.00
	Male	.033	.002	.576	.019
	Ethnicity
	Non-Akan (ref)	1.00
	Akan	2.370	.158	35.650	.533
	Religion				.
	Christian (ref)	1.00
	Non-Christian	.233	.026	2.105	.195
	Education
	None (ref)	1.00
	Primary	1.006	.250	1.465	.021
	Secondary	1.009	.320	1.424	.017
	Tertiary	1.131	.047	27.246	.940
	Income (GHS)
	500 or below (ref)	1.00
	Above 500	.054	.005	.596	.017
	Past Illness
	Yes	1.00
	No	.755	.148	3.857	.736
	Health status
	Good
	Poor	4.140	.275	62.406	.005
	Model Fitting Information
	Omnibus Tests of Chi-square Model Coefficients (Sig)	27.780 (0.001
	Hosmer and Lemeshow Test (sig)	5.863 (0.663)
	2 Log likelihood	−66.549^a
	Cox & Snell R Square	.271
	Nagelkerke R Square	.412
	Estimate with correct classification (%)	83