285
Views
12
CrossRef citations to date
0
Altmetric
Original Articles

Perceptions on the accessibility of Islamic banking in the UK—Challenges, opportunities and divergence in opinion

, &
Pages 353-374 | Received 13 Mar 2017, Accepted 06 Oct 2017, Published online: 22 Feb 2019

References

  • A.Abdul-RehmanO.MasoodWhy do customers patronize Islamic banks? A case study of PakistanQualitative Research in Financial Markets42/32012130141
  • R.K.AggarwalT.YoussefIslamic banks and investment financingJournal of Money, Credit and Banking32200093120
  • N.AhmadS.HaronPerceptions of malaysian corporate customers towards Islamic banking products & servicesInternational Journal of Islamic Financial Services342002116
  • W.AhmadIslamic banking and finance: Challenges and opportunities case studyIslamic Banking, Accounting and Finance20082829
  • Z.AhmedIslam, poverty and income distribution1991The Islamic FoundationLeicester, UK
  • H.AhmedFrontiers of Islamic banking: A synthesis of social role and microfinanceThe European Journal of Management and Public Policy312004120140
  • W.AhmedIslamic banking in the United Kingdom: Opportunities and challenges, MSc dissertation2008Kingston Business SchoolLondon
  • M.AinleyA.MashayekhiR.HicksA.RahmanA.RavaliaIslamic finance in the UK: Regulation and challenges. Working paper2007Financial Services AuthorityLondon
  • S.AkbarS.Z.A.ShahS.KalmadiAn investigation of user perceptions of Islamic banking practices in the United KingdomInternational Journal of Islamic and Middle Eastern Finance and Management542012353370
  • S.AkhtarPakistan Islamic banking – past, present and future outlook. keynote address by dr shamshad akhtar, governor of the state bank of PakistanDawn asia finance conferenceKarachi2007
  • Y.Al-QaradawiFatwa book: How Islam cares about the environment2005 [Accessed 18.02.08]http://islamonline.net/servlet/Satellite?pagename=IslamOnline-English-AskSc
  • M.A.Al-SalamiAl-Qiyas and its modern applications eminent scholars lecture series 15. translated from arabic by: Prof. Dr. Mohammad Hashim Kamali2015 Available at:https://uaelaws.files.wordpress.com/2012/05/al-qiyas-analogy-and-its-modern-application.pdf
  • A.K.AldohniThe emergence of Islamic Banking in the UK: A comparative study with Muslim countriesArab Law Quarterly222008180198
  • S.N.AliA.R.SyedPost-9/11 perceptions of Islamic financeInternational Research Journal of Finance and Economics3920102937
  • M.AlmossawiBank selection criteria employed by college students in Bahrain: An empirical analysisInternational Journal of Bank Marketing1932001115125
  • M.AminZ.IsaAn examination of the relationship between service quality perception and customer satisfaction: A SEM approach towards Malaysian Islamic bankingInternational Journal of Islamic and Middle Eastern Finance and Management132008191209
  • M.AminZ.IsaM.SuradiImage and trust in Malaysian Islamic banks: A comparative study on muslim and non-muslim customers. Research Paper2010Center for Modeling and Data Analysis (DELTA) Faculty of Science and Technology University KebangsaanMalaysia
  • S.ArcherR.A.A.KarimT.Al-DeehaniFinancial contracting, governance structures and the accounting regulation of Islamic banks: An analysis in terms of agency theory and transaction cost economicsJournal of Management and Governance21998149170
  • M.AsutayConceptualisation of the second best solution in overcoming the social failure of Islamic finance: Examining the overpowering of homoislamicus by homoeconomicus. international journal of economicsManagement and Accounting1520072
  • A.S.BaglioniA.MonticiniG.VaciagoAfter the credit crunch: Long-term finance for economic growth, rivista di politica economicaRivista di Politica Economica, SIPI, Spa22014217229
  • A.BayatPost-Islamism: The changing faces of political Islam2013Oxford University Press
  • T.BeckA.Demirgüç-KuntO.MerroucheIslamic vs. conventional banking: Business model, efficiency and stabilityJournal of Banking & Finance372012433447
  • R.I.BeekunJ.A.BadawiBalancing ethical responsibility among multiple organizational stakeholders: The Islamic perspectiveJournal of Business Ethics602005131145
  • A.BelouafiA.ChachiIslamic finance in the UK: Opportunities and challengesJournal of King Abdul Aziz University: Islamic Economics2422011363
  • A.BeloufiA.ChachiIslamic finance in the United Kingdom: Factors behind its development and growthIslamic Economic Studies22120143778
  • J.BleyK.KuehnConventional versus Islamic finance student knowledge and perception in the United Arab EmiratesInternational Journal of Islamic Financial Services5420041730
  • W.L.BoydM.LeonardC.WhiteCustomer preferences for financial services: An analysisInternational Journal of Bank Marketing1211994915
  • A.BrymanSocial research methods3rd ed.2008Oxford University Press
  • A.BuckleyFinancial crisis – causes, context and consequences2015FT-Prentice HallLondon
  • R.BurgessR.PandeDo rural banks matter? Evidence from the Indian social banking experiment, Discussion Paper Series 42112004Centre for Economic Policy ResearchLondon
  • G.BurnsideFair and square, CA mag online2011 Accessed 29.06.11www.camagonline.co.uk
  • M.U.ChapraThe future of economics: An Islamic perspective2000The Islamic FoundationLeicester
  • W.F.ChuaRadical developments in accounting thoughtThe Accounting Review, LXI41986601632
  • D.CooperTidiness, muddle and things: Commonalities and divergences in two approaches to management accounting researchAccounting, Organizations and Society82/31983269286
  • J.W.CreswellV.L.Plano-ClarkM.L.GutmannW.E.HansonAdvanced mixed methods research designsA.TashakkoriC.TeddlieHandbook of mixed methods in social and behavioral research2003SageThousand Oaks, CA209240
  • S.W.DavisK.MenonG.MorganThe images that have shaped Accounting theoryAccounting, Organizations and Society741982307318
  • J.DevlinP.GerrardA study of customer choice criteria for multiple bank usersJournal of Retailing and Customer Services1242005297306
  • A.W.DusukiN.I.AbdullahWhy do malaysian customers patronize Islamic banksInternational Journal of Bank Marketing2532007142160
  • A.W.DusukiUnderstanding the objectives of Islamic Banking: a survey of stakeholders' perspectiveInternational Journal of Islamic and Middle Eastern Finance and Management122008132148
  • El-GamalThe economics of 21st century Islamic jurisprudenceProceedings of the fourth harvard university forum on Islamic financeCambridge: Center for Middle Eastern Studies Harvard University2002712
  • M.El-GamalIncoherent pietism and Sharia arbitrage2007Financial Times
  • N.El-GhattisDeconstructing Islamic banking – history of debates, and steps to an alternative futureForesight1820162
  • C.ErolR.El-BdourAttitudes, behavior, and patronage factors of bank customers towards Islamic banksInternational Journal of Bank Marketing7619893137
  • M.Filippo diP.CaristiS.CoudercA.Di MariaL.GrewalS.Masciantonioet alIslamic finance in Europe, occasional paper series2013European Central Bank146
  • J.FordA.JonesChoosing a mortgage: A research review. financial services authority consumer research paper number 8, London2001 available at: http://www.fsa.gov.uk/pubs/consumer-research/crpr08.pdf (Accessed 13.11.11)
  • A.Fry‘Challenging conditions in UK retail for Islamic finance’ KAE2014 [Online] Available at: http://kae.com/ideabank/challenging-conditions-in-uk-retail-for-islamic-finance/ (Accessed 09.06.15)
  • S.GallhoferJ.HaslamAccounting and emancipation: Some critical interventions2003RoutledgeLondon
  • S.GallhoferJ.HaslamAccounting and liberation theology: Some insights for the project of emancipatory accountingAccounting, Auditing and Accountability Journal1732004382407
  • T.GamblingR.JonesR.A.A.KarimCredible organizations: Self-regulation v. external standard setting in Islamic banks and british charitiesFinancial Accountability and Management931993195207
  • P.J.GerrardB.CunninghamIslamic banking: A study in SingaporeInternational Journal of Bank Marketing1561997204216
  • S.Gilliat-RayMuslims in Britain: An introduction2010Cambridge University PressCambridge; New York
  • GuardianHSBC shuts accounts of muslim organisations, including finsbury park mosque2014 Available at: https://www.theguardian.com/world/2014/jul/30/hsbc-shuts-accounts-muslim-organisations-finsbury-park-mosque. (Accessed 20.01.17)
  • A.HamidO.MasoodSelection criteria for Islamic home financing: A case study of PakistanQualitative Research in Financial Markets322011117130
  • S.HaronB.HishamWealth mobilization by Islamic banks: the Malaysian casePaper presented at international seminar on Islamic wealth creationUniversity of Durham2003
  • S.HaronN.AhmadS.L.PlanisekBank Patronage Factors of Muslim and non-Muslim CustomersInternational Journal of Bank Marketing12119943240
  • S.HaronThe philosophy and objective of Islamic banking. Revisited1995New HorizonNew York, NY
  • S.HaronSistem Kewangan dan Perbankan Islam2005KLBSKuala Lumpur
  • M.K.HassanD.AlamgirM.IqbalMicro financial services and poverty alleviation in Bangladesh: A comparative analysis of secular and Islamic NGOs2002Islamic Economic Institutions and the Elimination of Poverty, the Islamic FoundationLeicester
  • N.M.N.HassanM.MusaAn evaluation of the Islamic banking development in MalaysiaPaper presented at international Islamic banking conferencePrato2003
  • A.HassanA.ChachiS.A.LatiffIslamic marketing ethics and its impact on customer satisfaction in the Islamic banking industryIslamic Economics Journal21120082340
  • G.W.HeckCharlemagne, muhammad, and the Arab root of capitalism2006Water de Guyer, New York
  • C.HenryR.WilsonThe politics of Islamic finance2005Edinburgh University PressEdinburgh
  • A.HopwoodOn trying to study accounting in the contexts in which it operatesAccounting, Organizations and Society32/31983287305
  • E.S.HousbyIslamic financial services in the United Kingdom2011Edinburgh University PressEdinburgh
  • E.S.HousbyIslamic and ethical finance in the United Kingdom2013Edinburgh University PressEdinburgh
  • R.Hutton‘Cameron announces U.K. Plans for debut issue of Islamic gilts’ the bloomberg business2013 Accessed 16.02.15http://www.bloomberg.com/news/articles/2013-10-29/cameron-to-unveil-u-k-s-plans-for-debut-issue-of-islamic-gilts
  • IFSBReport of the financial services board2016 Available at: www.ifsb.org/docs/IFSI%20Stability%20Report%202016%20(final).pdf. (Accessed 04/07/16)
  • M.IqbalS.S.AliIslamic Research & Training Institute, Islamic Development BankAdvances in Islamic economics and finance: Proceedings of 6th international conference on Islamic economics and financeVol. 12007
  • K.JacobsS.P.WalkerAccounting and accountability in the Iona CommunityAccounting, Auditing and Accountability Journal1732004361381
  • K.JacobsEnlightenment and emancipation: Reflections for critical accounting researchCritical Perspectives on Accounting2252011510515
  • P.JenkinsC.Hall‘HSBC’s Islamic closures highlight dilemma’ the financial times2012 [Online] Available at: http://www.ft.com/cms/s/0/bdb5f212-0f1c-11e2-9343-00144feabdc0.html#axzz3gXmr13QI. (Accessed 22.05.15)
  • R.KamlaR.AlsoufiCritical Muslim intellectuals’ discourse and the issue of ‘interest' (ribā): Implications for Islamic accounting and bankingAccounting Forum3922015140154
  • R.KamlaH.G.RammalSocial reporting by Islamic banks: Does social justice matter?Accounting, Auditing and Accountability Journal2662013911945
  • R.KamlaS.GallhoferJ.HaslamIslam, nature and accounting: Islamic principles and the notion of accounting for the environmentAccounting Forum3032006246265
  • R.KamlaCritical insights into contemporary Islamic accountingCritical Perspectives on Accounting2082009921932
  • R.KamlaCritical Muslim intellectuals’ thought: Possible contributions to the development of emancipatory accounting thoughtCritical Perspectives on Accounting3120156474
  • Y.KarbhariK.NaserZ.ShahinProblems and challenges facing the Islamic banking system in the west: The case of the UKThunderbird International Business Review4652004521543
  • R.A.A.KarimStandard setting for the financial reporting of religious business organisations: The case of Islamic banksAccounting & Business Research201990299305
  • R.A.A.KarimInternational accounting harmonization, banking regulation, and Islamic banksThe International Journal of Accounting3622001169193
  • E.KaynakA.WhiteleyRetail bank marketing in Western AustraliaInternational Journal of Bank Marketing1751999221232
  • E.KaynakO.KucukemirogluY.OdabasiCommercial bank selection in TurkeyInternational Journal of Bank Marketing9419913040
  • C.KenningtonJ.HillA.RakowskaCustomer selection criteria for banks in PolandInternational Journal of Bank Marketing14419961221
  • C.KerstenCosmopolitans and heretics: New muslim intellectuals and the study of Islam2011Hurst & CompanyLondon
  • M.M.KhanM.I.BhattiIslamic banking and finance: On its way to globalizationJournal of Managerial Finance34102008708725
  • T.KuranIslam and mammon: The economic predicaments of Islamism2004Princeton University PressPrinceton, NJ
  • M.K.LewisIslam and accountingAccounting Forum2522001103127
  • London Stock ExchangeIslamic finance report2015 Available at. (Accessed 04/07/16)
  • M.LooAttitudes and perceptions towards Islamic banking among muslims and non-Muslims in Malaysia: Implications for marketing to baby boomers and X-GenerationInternational Journal of Arts and Sciences3132010453485
  • C.LymperopoulosI.E.ChaniotakisM.SoureliThe importance of service quality in bank selection for mortgage loansManaging Service Quality1642006365379
  • B.MaaliP.CassonC.NapierSocial reporting by Islamic banks, discussion papers in accounting and finance2003University of Southampton
  • O.MasoodB.AktanQ.A.AminIslamic banking: A study of customer satisfaction and preferences in non-Islamic countries. InternationalInternational Journal of Monetary Economics and Finance232009261285
  • B.MaurerAnthropological and accounting knowledge in Islamic banking and finance: Rethinking critical accountsJournal of Royal Anthropological Institute842002645667
  • J.F.McKernanK.K.MacLullicAccounting, love and justiceAccounting, Auditing and Accountability Journal1732004327360
  • K.McPhailT.GorringeR.GrayAccounting and theology, an introduction: Initiating a dialogue between immediacy and eternityAccounting, Auditing and Accountability Journal1732004320326
  • S.A.MetawaM.AlmossawiBanking behavior of Islamic bank customers: Perspectives and implicationsInternational Journal of Bank Marketing1671998299313
  • S.MetwallyThe aggregate balance sheet and the results of transactions and financial indicators for Islamic banks and financial institutionsJournal of Islamic Banking and Finance11992761
  • M.MirzaN.BaydounAccounting policy choice in a Riba-free environmentAccounting, Commerce & Finance41/220003046
  • L.MoermanPeople as prophets: Liberation theology as a radical perspective on accountingAccounting, Auditing and Accountability Journal1922006169185
  • R.MooreAccess to banking services and credit for UK ethnic minorities, refugees and asylum seekers2001 Available at: http://www.radstats.org.uk/no075/moore.htm (Accessed 21.06.2011)
  • E.MoosaThe debts and burdens of critical islamO.SafiProgressive muslims: On justice, gender and pluralism2003OneworldOxford190234
  • J.MylonakisA bank customer analysis and mortgage services evaluation: Implications of market segmentation policiesBanks and Bank Systems. Sumy232007157172
  • S.N.H.NaqviEthics and economics – an Islamic synthesis1981the Islamic FoundationLeicester
  • T.Nazeer‘Scotland a potential new hub for Islamic finance’ the huffington post2013 [Online] Available at: http://www.huffingtonpost.co.uk/tasnim-nazeer/islamic-finance_b_3902273.html (Accessed 11.07.15)
  • T.Nazeer‘Tapping into Islamic finance’ public finance2015 Available at: http://www.publicfinance.co.uk/feature/2015/05/tapping-islamic-finance. (Accessed 11.06.15)
  • R.L.NettlerMohamed Talbi’s ideas on Islam and politics: A conception of Islam for the Modern worldJ.CooperR.L.NettlerM.MahmoudIslam and modernity: Muslim intellectuals respond1998I.B. TaurisLondon129155
  • M.ParkerPostmodern organisations or postmodern organization theory?Organization Studies1311992117
  • J.PollardM.SamersIslamic banking and finance: postcolonial political economy and the decentering of economic geographyTransactions of the Institute of British Geographers, NS3232007313330
  • H.Quilter-PinnerL.Yan‘Islamic finance: Foreign policy opportunities’ Foreign and Commonwealth Office2013 Available at: https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/211254/Islamic_finance_note_final.pdf (Accessed 20.07.15)
  • N.U.RahmanAttitude of muslims towards Islamic banking and finance in the north west of England: A socio-economic perspective, England: A thesis submitted for the degree of doctor of philosophy2012Durham University
  • G.RiceIslamic ethics and the implication for businessJournal of Business Ethics1841999345358
  • S.SairallyEvaluating the social responsibility of Islamic finance: Learning from the experiences of socially responsible investment fundsAdvances in Islamic Economics and Finance12007279308
  • N.M.SalehT.M.IskandarM.M.RahmatEarnings management and board characteristics: Evidence from MalaysiaJournal Pengurusan244200577103
  • M.SallehA.JaafarM.S.EbrahimCan an interest-free credit facility be more efficient than a usurious payday loan?Journal of Economic Behavior & Organization20131210.1016/j.jebo.2013.05.014
  • Z.SardarSlam, postmodernism and other futures: A Ziauddin Sardar reader eds.2003Pluto PressLondon
  • M.SaundersP.LewisA.ThornhillResearch methods for business students2012Prentice HallNew York
  • S.ShahPostmodernism/poststructuralism; A theoretical perspectiveLahore Journal of Economics. Lahore School of Economics51200099110
  • T.ShearerEthics and accountability: From the for-itself to the for-the-otherAccounting, Organisations and Society2762002541574
  • M.N.SiddiqiIslamic banking: True modes of financing2001New Horizon1091520
  • M.N.SiddiqiIslamic economics: Current state of knowledge and development of the disciplineKeynote address presented at Round table on Islamic EconomicsMay 26–27, 2004, Islamic Research and Training Institute, Jeddah, Saudi Arabia, and the Arab Planning Institute, Kuwait2004
  • P.SikkaH.WillmottT.LoweGuardians of knowledge and public interest: Evidence and issues of accountability in the UK accountancy professionAccounting, Auditing and Accountability Journal2219894771
  • P.SikkaBad distribution of income and economic crisis: The hand of accountancy. British Accounting and Finance Conference (BAFA)Paper presented in BAFA conference in Brighton2012
  • M.E.TamemeDemand and supply conditions of Islamic housing finance in the United Kingdom: perceptions of muslim clientsA Thesis Submitted for Degree of Doctor of Philosophy2009University of DurhamUnited Kingdom
  • G.TettInnovation: Frenzied race to develop new ideas2007Financial Times
  • A.M.TinkerB.D.MerinoM.D.NeimarkThe normative origins of positive theories: Ideology and accounting thoughtAccounting, Organizations and Society721982167200
  • T.TinkerThe Enlightenment and its discontents: Antinomies of Christianity, Islam and the calculative sciencesAccounting, Auditing and Accountability Journal1732004442475
  • UKIFS (Islamic Finance Secretariat)UK, the leading centre for Islamic finance2013UKIFSLondon October 2013
  • A.UsmanM.K.KhanEvaluating the financial performance of Islamic and conventional banks of Pakistan: A comparative analysisInternational Journal of Business and Social Science372012253257
  • M.T.UsmaniAn introduction to Islamic finance2002Kluwer Law InternationalThe Hague
  • M.WalidM.B.AbdelhamidM.OmarG.NiaziIslamic banking and customers’ preferences: The case of the UKQualitative Research in Financial Markets232010185199
  • C.WalshEthics: Inherent in Islamic finance through sharia law; resisted in american business despite sarbanes-OxleyFordham Journal of Corporate & Financial Law122007753777
  • I.WardeIslamic finance in the global economy2000Edinburgh University PressEdinburgh
  • M.H.WarsameThe role of Islamic finance in tackling financial exclusion in the UK. A Thesis Submitted for Degree of Doctor of Philosophy2009Durham UniversityDurham
  • R.WilsonEconomics, ethics and religion: Jewish, christian and muslim economic thought1997Macmillan in association with University of Durham
  • R.WilsonChallenges and opportunities for Islamic banking and finance in the west: The United Kingdom experienceThunderbird International Business Review414/51999421444
  • R.WilsonChallenges and opportunities for Islamic banking and finance in the west: The United Kingdom experienceIslamic Economics Studies71 & 220003559
  • R.WilsonIslam and businessThunderbird International Business Review4812006109123
  • T.S.ZaherM.K.HassanA comparative literature survey of Islamic finance and bankingFinancial Markets, Institutions & Instruments1042001155199
  • Z.ZainolR.ShaariH.M.AliA comparative analysis of bankers: Perceptions on Islamic bankingInternational Journal of Business and Management342008157168

Reprints and Corporate Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

To request a reprint or corporate permissions for this article, please click on the relevant link below:

Academic Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

Obtain permissions instantly via Rightslink by clicking on the button below:

If you are unable to obtain permissions via Rightslink, please complete and submit this Permissions form. For more information, please visit our Permissions help page.