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Original Articles

Bank Loans and Small Business Financing in Britain

Pages 227-233 | Published online: 28 Feb 2012

References

  • Golby , C. W. and Johns , G. 1971 . “ ‘Attitude and Motivation’ ” . In Committee of Inquiry on Small Firms , London : HMSO . Report 7
  • Report of the Committee on Finance and Industry 1931, HMSO, Cmnd 3897.
  • Report of the Committee on the Working of the Monetary System, HMSO, Cmnd 827.
  • The Industrial and Commercial Finance Corporation (ICFC) was incorporated in 1945 by the Bank of England and the London and Scottish Clearing Banks to provide capital to small and medium sized industrial and commercial businesses. Growth was rather slow during the first 15 years but now it offers a considerable range of services and in 1972/73 advanced approximately £40 million.
  • Boswell , J. S. 1967 . ‘Small Firm Survey’ , ICFC .
  • Report of the Committee of Inquiry on Small Firms, HMSO 1971, Cmnd. 4811.
  • Ibid., Appendix III, p. 374.
  • The Research Unit,? Postal Questionnaire Survey: Non-financial data, Tables, Definitions and Notes', Committee of Inquiry on Small Firms, Report No. 17, London, HMSO 1971.
  • Harrison , R. and Groves , R. V. ‘Information Flows through Financial Analysis’ . International Journal of Physical Distribution. Journal series 1972/73 , 3 ( 1 )
  • All other published work has been with samples of companies with capital employed greater than ours. For example, see Bates, J., ‘The Financing of Small Business’, Sweet and Maxwell, London, ist edition; the two latest ICFC small firm surveys by C. Allen and R. C. Osborn; Bolton Committee Research Report No. 17, by Tamari; and Samuels' and Chesher's work, ‘Growth, Survival and the Size of Companies 1960/69’, published in ‘Market Structure and Corporate Behaviour’, ed. K. Cowling, Gray-Mills, 1972.
  • Osborn , R. C. 1972 . ‘ICFC Financing small and medium sized businesses’ , ICFC .
  • Op. Cit.

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