Microfinance in developed economies: A case study of the NILS programme in Australia and New Zealand

References

• Aghion , B. and Morduch , J. 2005 . The economics of microfinance , Cambridge , MA : MIT Press .
   Google Scholar
• Aleem , I. 1990 . Imperfect information, screening, and the costs of informal lending: A study of a rural credit market in Pakistan . World Bank Economic Review , 4 ( 3 ) : 329 – 349 .
   Web of Science ®Google Scholar
• Anae , M. , Coxon , E. , Lima , I. , Atiga , L. and Tolley , H. 2007 . Pacific consumers' behaviour and experience in credit markets, with particular reference to the ‘fringe lending’ market , Wellington : Ministry of Consumer Affairs .
   Google Scholar
• Ayres-Wearne , V. and Palafox , J. 2008 . NILS. Small loans, big changes. The impact of no interest loans on households , Collingwood : Good Shepherd Youth and Family Services .
   Google Scholar
• Banerjee , A. , Duflo , E. , Glennerster , R. and Kinnan , C. The miracle of microfinance? Evidence form a randomized evaluation . MIT Poverty Action Lab Working Paper . Vol. 101 ,
   Google Scholar
• Barr , N. 2010 . Long-term care: A suitable case for social insurance . Social Policy and Administration , 44 ( 4 ) : 359 – 374 .
   Web of Science ®Google Scholar
• Becchetti , L. and Pisani , F. 2010 . Microfinance, subsidies and local externalities . Small Bus Economics , 34 : 309 – 321 .
   Web of Science ®Google Scholar
• Bhaduri , A. 1986 . Forced commerce and agrarian growth . World Development , 14 ( 2 ) : 267 – 272 .
   Web of Science ®Google Scholar
• Burkett , I. and Sheehan , G. 2009 . From the margins to the mainstream: The challenges for microfinance in Australia , Melbourne : Brotherhood of St Laurence and Foresters Community Finance .
   Google Scholar
• Byron , I. 2002 . Nga Perehitini. The Presidents of the Maori Women's Welfare League 1951–2001 , Auckland : Maori Women's Development Incorporated .
   Google Scholar
• Cagney , P. and Cossar , D. 2006 . Fringe lenders in New Zealand: Desk research project for Ministry of Consumer Affairs , Wellington : Research New Zealand .
   Google Scholar
• Chen , G. , Rasmussen , S. and Reille , X. 2010 . Growth and vulnerabilities in microfinance , Washington , DC : CGAP . www.cgap.org
   Google Scholar
• Dale , M. C. , O'Brien , M. and St John , S. 2011 . Left further behind: How policies fail the poorest children in New Zealand , Auckland : Child Poverty Action Group .
   Google Scholar
• Daley-Harris , S. 2009 . State of the microcredit summit campaign report , Washington , DC : Microcredit Summit Campaign .
   Google Scholar
• Dowla , A. 2006 . In credit we trust: Building social capital by Grameen Bank in Bangladesh . The Journal of Socio-Economics , 35 : 102 – 122 .
   Google Scholar
• Families Commission . 2009 . Escaping the debt trap: Experiences of New Zealand families accessing budgeting services, No. 6/09
   Google Scholar
• Good Shepherd Youth and Family Services . 2010a . Annual report 2009/2010 , Collingwood : Good Shepherd Youth and Family Services .
   Google Scholar
• Good Shepherd Youth and Family Services . 2010b . Information resource kit for NILS , Melbourne : Good Shepherd Youth and Family Services .
   Google Scholar
• Hoff , K. and Stiglitz , J. E. 1997 . Moneylenders and bankers: Price-increasing subsidies in a monopolistically competitive market . Journal of Development Economics , 52 : 429 – 462 .
   Web of Science ®Google Scholar
• Kyereboah-Coleman , A. 2007 . The impact of capital structure on the performance of microfinance institutions . Journal of Risk Finance , 8 ( 1 ) : 56 – 71 .
   Google Scholar
• Laffont , J.-J. 2003 . Collusion and group lending with adverse selection . Journal of Development Economics , 70 ( 2 ) : 329 – 348 .
   Web of Science ®Google Scholar
• McIntosh , C. and Wydick , B. 2005 . Competition and microfinance . Journal of Development Economics , 78 ( 2 ) : 271 – 298 .
   Web of Science ®Google Scholar
• Ministry of Consumer Affairs . 2010 . Review of the Operation of the Credit Contracts and Consumer Finance Act 2003 , Wellington : Ministry of Consumer Affairs .
   Google Scholar
• OECD . 2005 . Improving financial literacy: Analysis of issues and policies , OECD .
   Google Scholar
• Polgreen , L. and Bajaj , V. 2010 . India microcredit faces collapse from defaults . The New York Times , November 17
   Google Scholar
• Privacy Commission . 2010 . Amendment No 4 to the Credit Reporting Privacy Code 2004 , Wellington : Privacy Commission .
   Google Scholar
• Rai , A. S. and Sjöström , T. 2004 . Is Grameen lending efficient? Repayment incentives and insurance in village economies . Review of Economic Studies , 71 : 217 – 234 .
   Web of Science ®Google Scholar
• Slade , M. 2009 . Credit agencies seek more personal details . New Zealand Herald , Retrieved from http://www.nzherald.co.nz/nz/news/article.cfm?c_id=1&objectid=10556939
   Google Scholar
• Steel , W. F. , Aryeetey , E. , Hettige , H. and Nissanke , M. 1997 . Informal financial markets under liberalization in four African countries . World Development , 25 ( 5 ) : 817 – 830 .
   Web of Science ®Google Scholar
• Venkataramany , S. and Bhasin , B. B. 2009 . Path to financial inclusion: The success of self-help groups-bank linkage program in India . The International Business & Economics Research Journal , 8 ( 11 ) : 11 – 19 .
   Google Scholar
• Yunus , M. 2010 . Grameen Fund II: Group fund replaced Retrieved from http://www.grameen-info.org/index.php?option=com_content&task=view&id=30&Itemid=764&limit=1&limitstart=5
   Google Scholar