766
Views
10
CrossRef citations to date
0
Altmetric
Articles

Informal borrowing sources and uses: insights from the North West Region, Cameroon

ORCID Icon
Pages 1730-1749 | Received 30 Dec 2017, Accepted 29 Mar 2018, Published online: 18 Apr 2018

Bibliography

  • Akram-Lodhi, A. H., C. Kay, and S. M. Borras. “The Political Economy of Land and the Agrarian Question in an Era of Neoliberal Globalization.” In Peasants and Globalization: Political Economy, Rural Transformation and the Agrarian Question, edited by A. H. Akram-Lodhi, and C. Kay, 214–238. London: Routledge, 2009.
  • Aliber, M. “Rotating Savings and Credit Associations and the Pursuit of Self-Discipline: A Case Study in South Africa.” African Review of Money, Finance and Banking (2001): 51–73.
  • Anderson, S., and J. M. Baland. “The Economics of Roscas and Intra-Household Resource Allocation.” Quarterly Journal of Economics 117, no. 3 (2002): 963–995.10.1162/003355302760193931
  • Ardener, S. “The Comparative Study of Rotating Credit Associations.” The Journal of the Royal Anthropological Institute of Great Britain and Ireland 94, no. 2 (1964): 201–229.10.2307/2844382
  • Ardener, S. “Microcredit, Money Transfers, Women, and the Cameroon Diaspora.” Afrika Focus 23, no. 2 (2010): 11–24.
  • Ardener, S., and S. Burman, eds. Money-Go-Rounds: The Importance of Rotating Savings and Credit Associations for Women. Oxford: Berg, 1995.
  • Banerjee, A., and E. Duflo. “The Economic Lives of the Poor.” Journal Economic Perspective 21, no. 1 (2007): 141–167.10.1257/089533007780095556
  • Bauchet, J., and V. Larsen. “ROSCA Composition and Repayment: Evidence from Taiwanese Bidding ROSCAs.” The Journal of Development Studies (2017). doi:10.1080/00220388.2017.1333107.
  • Bernstein, H. Class Dynamics of Agrarian Change. Halifax and Winnipeg: Fernwood Publishing, 2010.
  • Besley, T., S. Coate, and G. Loury. “The Economics of Rotating Savings and Credit Associations.” American Economic Review 83, no. 4 (1993): 792–810.
  • Bortei-Doku, E., and E. Aryeetey. “Mobilising Cash for Business: Women in Rotating Susu Clubs in Ghana.” In Money-Go-Rounds: The Importance of Rotating Savings and Credit Associations for Women, edited by S. Ardener and S. Burman, 77–94. Oxford: Berg, 1995.
  • Bourdieu, P. “The Forms of Capital.” In Handbook of Theory and Research for the Sociology of Education, edited by J. G Richardson, 241–258. New York: Greenwood, 1986.
  • Burkart, M., and T. Ellingsen. “In-Kind Finance: A Theory of Trade Credit.” The American Economic Review 94, no. 3 (2004): 569–590.10.1257/0002828041464579
  • Collins, D., J. Morduch, S. Rutherford, and O. Ruthven. Portfolios of the Poor: How the World’s Poor Live on $2 a Day. Princeton, NJ: Princeton University Press, 2009.
  • D’Espallier, B., I. Guérin, and R. Mersland. “Women and Repayment in Microfinance: A Global Analysis.” World Development 39, no. 5 (2011): 758–772.10.1016/j.worlddev.2010.10.008
  • Eroglu, S. “Informal Finance and the Urban Poor: An Investigation of Rotating Savings and Credit Associations in Turkey.” Journal of Social Policy 39, no. 3 (2010): 461–481.10.1017/S0047279409990699
  • Etang, A., D. Fielding, and S. Knowles. “Trust and ROSCA Membership in Rural Cameroon.” Journal of International Development 23 (2011): 461–475.10.1002/jid.1686
  • Fubah, M. The Art of the Bambui Kingdom (Western Grassfields, Cameroon). Cambridge: Cambridge Scholars Publishing, 2014.
  • Garikipati, S., I. Agier, I. Guerin, and A. Szafarz. The Cost of Empowerment: Multiple Sources of Women’s Debt in Rural India. working paper CEB 14-007. Bruxelles: Université Libre de Bruxelles, 2014.
  • Geertz, C. “The Rotating Credit Association: A “Middle Rung” in Development.” Economic Development and Cultural Change 10, no. 3 (1962): 241–263.10.1086/449960
  • Geschiere, P. “Funerals and Belonging: Different Patterns in South Cameroon.” African Studies Review 48, no. 2 (2005): 45–64.10.1353/arw.2005.0059
  • Ghate, P. Informal Finance: Some Findings from Asia. Oxford: Oxford University Press, 1992.
  • Gibbons, D., and S. Kasim. Banking on the Rural Poor. Malaysia: Center for Policy Research, University Sains, 1991.
  • Gifford, J. “Utilizing, Accumulating and Protecting Livelihood Assets: The Role of Urban Informal Financial Services in Kampala.” In Livelihood and Microfinance: Anthropological and Sociological Perspectives on Savings and Debt, edited by O. Hospes and H. Lont, 67–88. Delft: Eburon, 2004.
  • Graeber, D. Debt: The First 5000 Years. New York: Melville House Publishing, 2011.
  • Guerin, I. “Juggling with Debt, Social Ties, and Values: The Everyday Use of Microcredit in Rural South India.” Current Anthropology 55, no. 9 (2014): 40–50.10.1086/675929
  • Guérin, I., and S. Kumar. “Market, Freedom and the Illusions of Microcredit. Patronage, Caste, Class and Patriarchy in Rural South India.” The Journal of Development Studies 53, no. 5 (2017): 741–754.10.1080/00220388.2016.1205735
  • Guerin, I., S. Morvant-Roux, and J-M. Servet. “Understanding the Diversity and Complexity of Demand for Microfinance Services: Lessons from Informal Finance.” In Handbook of Microfinance, edited by B. Armendariz, and M. Labie, 101–122. New Jersey, NJ: World Scientific Publishing, 2011.10.1142/7645
  • Guérin I., M. Roesch, G. Venkatasubramanian, and B. D’Espallier. “Credit from Whom and for What? The Diversity of Borrowing Sources and Uses in Rural Southern India.” Journal of International Development 24, no. S1 (2012): 122–137.10.1002/jid.v24.S1
  • Gugerty, M. K. “You Can’t save Alone: Commitment in Rotating and Savings Associations in Kenya.” Economic Development and Cultural Change 55, no. 2 (2007): 251–282.10.1086/508716
  • Guyer, J. Marginal Gains: Monetary Transactions in Atlantic Africa. Chicago IL: University of Chicago Press, 2004.
  • Hillenkamp, I., and J-M. Servet. Comprendre Autrement Le Marché. Marchés Réels Et Marché Fantasmé. Paris: Garnier, 2015.
  • Jindra, M. “Christianity and the Proliferation of Ancestors: Changes in Hierarchy and Mortuary Ritual in the Cameroon Grassfields.” Africa: Journal of the International African Institute 75, no. 3 (2005): 356–677.10.3366/afr.2005.75.3.356
  • Johnson, S. “Gender Norms and Financial Markets: Evidence from Kenya.” World Development 32, no. 8 (2004): 1355–1374.10.1016/j.worlddev.2004.03.003
  • Johnson, S. “Competing Visions of Financial Inclusion in Kenya: The Rift Revealed by Mobile Money Transfer.” Canadian Journal of Development Studies 37, no. 1 (2016): 83–100.10.1080/02255189.2016.1140022
  • Johnson, S., and B. Rogaly. Microfinance and Poverty Reduction. Oxford: Oxfam, 1997.10.3362/9780855988005
  • Kammoun, R. “Gender Use of Expletives and Verbal Abuse: A Tunisian Case.” In Gender and Violence in Islamic Societies, edited by Z. Salhi, 218–238. New York: Palgrave Macmillan, 2011.
  • Karaivanov, A., and A. Kessler. “(Dis)Advantages of Informal Loans – Theory and Evidence.” European Economic Review 102 (2018): 100–128.10.1016/j.euroecorev.2017.12.005
  • Karim, L. Microfinance and Its Discontents: Women in Debt in Bangladesh. Minneapolis/London: University of Minnesota Press, 2011.10.5749/minnesota/9780816670949.001.0001
  • Kemayou, L. R., F. G. Tadjuidje, and M. S. Madiba. “Tontine Et Banque En Contexte Camerounais.” La Revue Des Sciences De Gestion 249–250 (2011): 163–170.10.3917/rsg.249.163
  • Khandker, S., B. Khalily, and Z. Kahn. Grameen Bank: Performance and Sustainability. World Bank Discussion Paper 306. Washington, DC, 1995.
  • Kimuyu, P. “Rotating Savings and Credit Associations in Rural East Africa.” World Development 27, no. 7 (1999): 1299–1308.10.1016/S0305-750X(99)00049-2
  • Kochar, A. “Empirical Investigation of Rationing Constraints in Rural Credit Markets in India.” Journal of Development Economics 53 (1997): 339–371.10.1016/S0304-3878(97)00020-5
  • Lee, S., and P. Persson. “Financing from Family and Friends.” The Review of Financial Studies 29, no. 9 (2016): 2341–2386.10.1093/rfs/hhw031
  • Lont, H., and O. Hospes (eds.). Livelihood and Microfinance: Anthropological and Sociological Perspectives on Savings and Debt. Delft: Eburon Academic Publishers, 2004.
  • Mauss, M. The Gift: The Form and Reason for Exchange in Archaic Societies. London: Routledge, 1990[1950].
  • National Institute of Statistics [NIS]. Statistical Yearbook. Yaounde: NIS, 2010.
  • Niger-Thomas, M. “Women’s Access to and Control of Credit in Cameroon: The Mamfe Case.” In Money-Go-Rounds: The Importance of Rotating Savings and Credit Associations for Women, edited by S. Ardener and S. Burman, 95–110. Oxford: Berg, 1995.
  • Nkwi, N., and J.-P. Warnier. Elements for a History of the Western Grassfields. Yaounde: University of Yaounde, 1982.
  • Nyambod, E. “Environmental Consequences of Rapid Urbanization: Bamenda City, Cameroon.” Journal of Environmental Protection 1 (2010): 15–23.10.4236/jep.2010.11003
  • Nyamnjoh, F. “Cameroon: A Country United by Ethnic Ambition and Difference.” African Affairs 98 (1999): 101–118.10.1093/oxfordjournals.afraf.a007989
  • Nyamnjoh, F., and D. Fuh. Mobility, ICTs and Mobile Money Usages and Practices amongst Poor Rural Farmers in the Cameroon Grassfields. Bamenda: Langaa RPCIG, 2014.
  • Nzemen, M. Théorie de la pratique de la tontine au Cameroun. Yaoundé: Sopecam, 1988.
  • Page, B. “Slow Going: The Mortuary, Modernity and the Hometown Association in Bali-Nyonga, Cameroon.” Africa 77, no. 3 (2007): 419–441.10.3366/afr.2007.0059
  • Paulson, A., and R. Townsend. “Entrepreneurship and Financial Constraints in Thailand.” Journal Corporate Finance 10 (2004): 229–262.10.1016/S0929-1199(03)00056-7
  • Peebles, G. “The Anthropology of Credit and Debt.” Annual Review of Anthropology 39 (2010): 225–240.10.1146/annurev-anthro-090109-133856
  • Peebles, G. “Rehabilitating the Hoard: The Social Dynamics of Unbanking in Africa and beyond.” Africa 84, no. 4 (2014): 595–613.10.1017/S0001972014000485
  • Peters, J., A. Schoofs, and M. Sievert. “Preferences over Bank and Family Loans in Rural Rwanda.” Journal of International Development 28 (2016): 623–630.10.1002/jid.v28.4
  • Rozas, S. T., and B. Gauthier. “Les Tontines Favorisent-Elles La Performance Des Entreprises Au Cameroun?” Revue D'économie Du Développement 20 (2012): 5–39.10.3917/edd.261.0005
  • Rutherford, S. Money Talks: Conversations with Poor Households in Bangladesh about Managing Money. working paper 45. Manchester, NH: The University of Mancester, 2002.
  • Rutherford, S. The Poor and their Money. Rugby: Practical Action Publishing, 2009.10.3362/9781780440378
  • Schreiner, M. “Informal Finance and the Design of Microfinance.” Development in Practice 11, no. 5 (2001): 637–640.
  • Servet, J.-M., ed. Épargne et Liens Sociaux. Études Comparées d’Informalités Financières [ Savings and Social Relations: A comparative study of financial informalities]. Paris: AEF/Aupelf, 1995.
  • Servet, J.-M. Banquiers Aux Pieds Nus: La Microfinance. Paris: Odile Jacob, 2006.
  • Shipton, P. The Nature of Entrustment: Intimacy, Exchange, and the Sacred in Africa. New Haven, CT: Yale University Press, 2007.
  • Shipton, P. Credit between Cultures: Farmers, Financiers and Misunderstanding in Africa. New Haven, CT: Yale University Press, 2010.10.12987/yale/9780300116038.001.0001
  • Shipton, P. “How Gambians save: Culture and Economic Strategy at an Ethnic Crossroads.” In Money Matters: Instability, Values, and Social Payments in the Modern History of West African Communities, edited by J. I. Guyer, 245–276. Portsmouth NH: Heinemann, 1995.
  • Soederberg, S. “The Politics of Debt and Development in the New Millennium: An Introduction.” Third World Quarterly 34, no. 4 (2013): 535–546.10.1080/01436597.2013.786281
  • Soederberg, S. Debtfare States and the Poverty Industry: Money, Discipline and the Surplus Population. London: Routledge, 2014.
  • Stiglitz, J. “Peer Monitoring and Credit Markets.” World Bank Economic Review 4 (1990): 351–366.10.1093/wber/4.3.351
  • Stiglitz, J., and A. Weiss. “Credit Rationing in Markets with Imperfect Information.” American Economic Review 73, no. 3 (1981): 383–410.
  • Taylor, M. “Liquid Debts: Credit, Groundwater and the Social Ecology of Agrarian Distress in Andhra Pradesh, India.” Third World Quarterly 34, no. 4 (2013): 691–709.10.1080/01436597.2013.786291
  • Tchuindjo, L. “L’aspect Financier Des Tontine à Enchéres Au Cameroun.” African Review of Money Finance and Banking 1, no. 2 (1998): 41–65.
  • United Councils and Cities of Cameroon. North West Region. Accessed February 20, 2018. http://cvuc.cm/national/index.php/fr/carte-communale/region-du-centre/101-association/carte-administrative/nord-ouest.
  • Vubo, E. Y. “Matriliny and Patriliny between Cohabitation-Equilibrium in the Cameroon Grassfields.” African Study Monographs 26, no. 3 (2005): 145–182.
  • Vubo, E. Y. “European and Cameroonian Scholarship on Ethnicity and the Making of Identities in Cameroon: Colonial and Post-Colonial Trails.” Afrika Focus 24, no. 2 (2011): 33–52.
  • Warnier, J.-P. “The King as a Container in the Cameroon Grassfield.” Paideuma 39 (1993): 303–319.
  • Weber, M. Economy and Society. Berkeley: University of California Press, 1978.

Reprints and Corporate Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

To request a reprint or corporate permissions for this article, please click on the relevant link below:

Academic Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

Obtain permissions instantly via Rightslink by clicking on the button below:

If you are unable to obtain permissions via Rightslink, please complete and submit this Permissions form. For more information, please visit our Permissions help page.