References
- Aalbers, M.B. (2008) The financialisation of home and the Mortgage market crisis, Competition and Change, 12, pp. 148–166.
- Aalbers, M.B. (2016) The Financialization of Housing: A Political Economy Approach (New York, NY: Routledge).
- Aalbers, M.B. (2015) The great moderation, the great excess and the global housing crisis, International Journal of Housing Policy, 15, pp. 43–60.
- Aalbers, M.B., van Loon, J. & Fernandez, R. (2017) The financialization of a social housing provider, International Journal of Urban and Regional Research, 41, pp. 572–587.
- ABS (Australian Bureau of Statistics) (2017) Household Income and Wealth, Australia, 2015–16, Cat. No 6523.0, ABS, Canberra. http://www.abs.gov.au/ausstats/[email protected]/Lookup/by%20Subject/6523.0∼2015-16∼Main%20Features∼Introduction∼2
- ABS (Australian Bureau of Statistics) (2018) Housing Finance, Australia, November 2018, Cat no. 5609.0, ABS Canberra. http://www.abs.gov.au/AUSSTATS/[email protected]/DetailsPage/5609.0November%202018?OpenDocument
- ABS (Australian Bureau of Statistics) (2019) Housing Finance, Australia, November 2018, ‘Table 11. Housing Finance Commitments (Owner Occupation and Investment Housing), by purpose’, time series spreadsheet, cat. no. 5609.0, viewed 29 January 2019. http://www.abs.gov.au/AUSSTATS/[email protected]/Lookup/5609.0Main+Features1November%202018?OpenDocument
- Allon, F. (2010) Speculating on everyday life: the cultural economy of the Quotidian, Journal of Communication Inquiry, 34, pp. 366–381.
- APRA (2017) APRA announces further measures to reinforce sound residential mortgage lending practices, Media release 31 March. https://www.apra.gov.au/media-centre/media-releases/apra-announces-further-measures-reinforce-sound-residential-mortgage
- APRA (2018) Residential Mortgage Lending: Interest-only Benchmark, Media release, 19 December. https://www.apra.gov.au/sites/default/files/letter_residential_mortgage_lending_interest-only_benchmarks.pdf
- Arundel, R. (2017) Equity inequity: Housing wealth inequality, inter and intra-generational divergences, and the rise of private landlordism, Housing, Theory and Society, 34, pp. 176–200.
- ATO (Australian Taxation Office) (2018a) Taxation Statistics 2015–16; Table 1, selected items for income years 1978–79 to 2015–16. https://www.ato.gov.au/About-ATO/Research-and-statistics/In-detail/Taxation-statistics/Taxation-statistics-2015-16/?page=6#Individuals_detailed_tables (accessed 19 March 2019).
- ATO (Australian Taxation Office) (2018b) Taxation Statistics 2015–16; Table 14, selected items by occupation, gender and taxable income range. https://www.ato.gov.au/About-ATO/Research-and-statistics/In-detail/Taxation-statistics/Taxation-statistics-2015-16/?page=6#Individuals_detailed_tables (accessed 19 March 2019).
- ATO (Australian Taxation Office) (2018c) Taxation Statistics 2015–16; Rental property interests, 1999–2000 to 2015–16, (ad-hoc data request). https://data.gov.au/dataset/ds-dga-f0fb26d5-8e27-4494-85ac-1eac2da54b72/details?q=rental%20property%20interestss (accessed 19 March 2019).
- Berry, M. (1999) Unravelling the “Australian housing solution”: The post-war years, Housing, Theory and Society, 16, pp. 106–123.
- Beswick, J., Georgia, A., Byrne, M., Vives-Miro, S., Fields, D., Hodkinson, S. & Janoschka, M. (2016) Speculating on London’s housing future, City, 20(2), pp. 321–341.
- Blunden, H. (2016) Discourses around negative gearing of investment properties in Australia, Housing Studies, 31, pp. 340–357.
- Bradbrook, A.J. (1975) Poverty and the Landlord-Tenant Relationship (Canberra: Commission of Inquiry into Poverty, AGPS).
- Brian Elton and Associates (1991) The Supply-side of the Private Rental Market. (Canberra: National Housing Strategy Background Paper no 2, Australian Government).
- British Library (2018) Everyman a morality play, British Library Collection Items. https://www.bl.uk/collection-items/everyman-a-morality-play (accessed 17 December 2018).
- Byrne, M. (2019) Generation rent and the financialization of housing: A comparative exploration of the growth of the private rental sector in Ireland, the UK and Spain, Housing Studies.
- Carliner, M. & Marya, E. (2016) Rental Housing: An International Comparison, Working Paper (Harvard, MA: Harvard Joint Center for Housing Studies).
- Cass, M. & Sackville, R. (1975) Legal Needs of the Poor (Canberra: Commission of Inquiry into Poverty, AGPS).
- Castles, F.G. (1985) The Working Class and Welfare: Reflections on the Political Development of the Welfare State in Australia and New Zealand 1890-1980 (Sydney: Allen and Unwin).
- Castles, F.G. (1998) The really big trade-off: Homeownership and the welfare state in the new world and the old, Acta Politica, 33, pp. 5–19.
- Castles, F.G. (1999) Needs-based strategies of social protection in Australia and New Zealand, in: G. Esping-Andersen (Ed) Welfare States in Transition, pp. 88–115 (London: Sage Publications).
- Conley, T. (2018) The stretched rubber band: Banks, houses, debt and vulnerability in Australia, Australian Journal of Political Science, 53, pp. 40–56.
- Crook, T. and Kemp, P. eds. (2014) Private Rental Housing (Cheltenham: Edward Elgar).
- Clyne, P. (1970) Practical Guide to Tenancy Law (Sydney: Rydges Publications).
- Daley, J. & Wood, D. (2016) Hot Property: Negative Gearing and Capital Gains Tax Reform (Melbourne: Grattan Institute).
- Davies, A. (2005) A spectacular backflip with not a red face to be seen, Sydney Morning Herald 25 May 2005. Accessed http://www.smh.com.au/news/National/Aspectacularbackflipwithnotaredfacetobeseen/2005/05/24/1116700714172.html
- Dewilde, C. (2018) Explaining the declined affordability of housing for low-income private renters across Western Europe, Urban Studies, 55, pp. 2618–2639.
- Doling, J. & Ronald, R. (2010) Home ownership and asset-based welfare, Journal of Housing and the Built Environment, 25, pp. 165–173.
- Esping-Andersen, G. (1990) The Three Worlds of Welfare Capitalism (Cambridge: Polity).
- Fernandez, R. & Aalbers, M. (2016) Financialization and housing: Between globalization and varieties of capitalism, Competition & Change, 20, pp. 71–88.
- Fields, D. (2015) Contesting the financialization of urban space: Community-based organizations and the struggle to preserve affordable rental housing in New York city, Journal of Urban Affairs, 37, pp. 144–165.
- Fields, D. (2017) Unwilling subjects of financialization, International Journal of Urban and Regional Research, 41, pp. 588–603. https://doi.org/10.1111/1468-2427.12519
- Fields, D. (2018) Constructing a new asset class: Property-led financial accumulation after the crisis, Economic Geography, 94, pp. 118–140.
- Fields, D. & Uffer, S. (2016) The financialization of rental housing: A comparative analysis of New York City and Berlin, Urban Studies, 53, pp. 1486–1502.
- FCA (Financial Conduct Authority UK) (2018) Mortgage Lending Statistics, December 2018, Table 1 Residential Loans to Individuals. https://www.fca.org.uk/data/mortgage-lending-statistics
- Frydenberg, J. (2018) ‘Big new house tax will smash values’, Daily Telegraph 8 November 2018. Accessed at https://joshfrydenberg.com.au/latest-news/big-new-house-tax-will-smash-values/
- Forrest, R. & Hirayama, Y. (2015) ‘The financialisation of the social project: Embedded liberalism, neoliberalism and homeownership’, Urban Studies, 52, pp. 233–244.
- Grudnoff, M. (2018) Who really benefits from negative gearing, The Australia Institute, Canberra http://www.tai.org.au/sites/default/files/Who%20really%20benefits%20from%20negative%20gearing_0.pdf accessed 12 March 2019
- Grudnoff, M. (2015) Top Gears, How Negative Gearing and the Capital Gains Tax Discount Benefit the Top 10 Per Cent and Drive Up House Prices. (Canberra: The Australia Institute). http://www.tai.org.au/content/top-gears-how-negative-gearing-and-capital-gains-tax-discount-benefit-drive-house-prices.
- Gurran, N. & Phibbs, P. (2015) Are governments really interested in fixing the housing problem? Policy capture and busy work in Australia, Housing Studies, 30, pp. 711–729.
- Harloe, M. (1985) Private Rental Housing in the United States and Europe (London: Croom Helm).
- Harvard Joint Center on Housing Studies (2017) America’s Rental Housing 2017. https://www.jchs.harvard.edu/research-areas/reports/americas-rental-housing-2017 (accessed 11 March 2019)
- HUD (US Department of Housing and Urban Development) (2018) Landlords, Message from PD&R Leadership, HUD User. https://www.huduser.gov/portal/pdredge/pdr-edge-frm-asst-sec-061118.html
- Hulse, K. & McPherson, A. (2014) Exploring dual housing tenure status as a household response to demographic, social and economic change, Housing Studies, 29, pp. 1028–1044.
- Hulse, K & Milligan, V. (2014) Secure occupancy: A new framework for analysing security in rental housing, Housing Studies, 29, pp. 638–656.
- Hulse, K & Yates, J. (2017) A private rental sector paradox: unpacking the effects of urban restructuring on housing market dynamics, Housing Studies, 32(3), pp. 253–270.
- Ioannou, S. & Wójcik, D. (2018) On financialisation and its future, Environment and Planning A: Economy and Space.
- Jacobs, K. (2015) The ‘politics’ of Australian housing: The role of lobbyists and their influence in shaping policy, Housing Studies, 30, pp. 694–710.
- Janda, M. (2014) The myth of ‘mum and dad' property investors, The Drum, ABC online, 24 September 2014. https://www.abc.net.au/news/2014-09-24/janda-the-myth-of-mum-and-dad-negative-gearers/5766724
- Jung, C.G. (1959) Archetypes of the collective unconscious, in: The Archetypes and the Collective Unconscious, (London: Routledge and Kegan Paul).
- Keating, P. (1985) ‘Negative gearing and housing’, press release, 18 July 1985. Available at https://parlinfo.aph.gov.au/parlInfo/search/display/display.w3p;query=Id:”media/pressrel/HPR090172972
- Kemeny, J. (1981) The Myth of Home Ownership: Public Versus Private Choices in Housing Tenure (London: Routledge).
- Kemeny, J. (2005) The really big trade-off” between home ownership and welfare: Castles’ evaluation of the 1980 thesis and reformulation 25 years on, Housing, Theory and Society, 22, pp. 59–75.
- Kemp, P.A. (2015) Private renting after the global financial crisis, Housing Studies, 30, pp. 601–620.
- Langley, P. (2006) ‘The making of investor subjects in Anglo-American pensions’, Environment and Planning D: Society and Space, 24, pp. 919–934.
- Langley, P. (2008) The Everyday Life of Global Finance: Saving and Borrowing in Anglo-America (Oxford: Oxford University Press).
- Lindenfeld, D. (2009) Jungian archetypes and the discourse of history, Rethinking History, 13, pp. 217–234.
- Lowe, S.G., Searle, B.A. & Smith, S.J. (2012) From housing wealth to mortgage debt: The emergency of Britain’s asset-shaped welfare state, Social Policy and Society, 11, pp. 105–116.
- Mark, M. & Pearson, C. (2001) The Hero and the Outlaw: Building Extraordinary Brands through the Power of Archetypes (New York, NY: McGraw-Hill).
- Martin, C. (2018) Clever Odysseus: Narratives and strategies of rental property investor subjectivity in Australia, Housing Studies, 33, pp. 1060–1084.
- Martin, C. (2018b) ‘Improving housing security through tenancy law reform: Alternatives to long fixed term agreements’, Property Law Review, 7, pp. 184–194.
- Martin, C., Hulse, K., Pawson, H., With Hayden, A., Kofner, S., Schwartz, A. & Stephens, M. (2018) The Changing Institutions of Private Rental Housing: An International Review, AHURI Final Report No. 292 (Melbourne: Australian Housing and Urban Research Institute Limited). Available at http://www.ahuri.edu.au/research/final-reports/292.
- Martin, R. (2002) Financialization of daily life (Philadelphia, PA: Temple University Press).
- Mitchell, G. & McIlroy, T. (2016) Federal election 2016: ‘Fake tradie' Andrew MacRae reveals how he got the gig, The Sydney Morning Herald, 21 June. Available at https://www.smh.com.au/politics/federal/federal-election-2016-fake-tradie-andrew-macrae-says-hes-the-real-deal-20160621-gpo7tz.html (accessed 18 March 2019).
- Morrison, S. (2016) ‘Interview with Neil Mitchell, 3AW’, 19 February 2016. Available at http://sjm.ministers.treasury.gov.au/transcript/020-2016/ (accessed 3 July 2017).
- Morrison, S. (2017) ‘Address the to the Australian Housing and Urban Research Institute’ 10 April 2017, Melbourne. Available at http://sjm.ministers.treasury.gov.au/speech/005-2017/ (accessed 3 July 2017).
- Mortensen, J.L. & Seabrooke, L. (2009) Egalitarian politics in property booms and busts: Housing as a social right or means to wealth in Australia and Denmark, in: H.M. Schwartz & L. Seabrooke (Eds) The Politics of Housing Booms and Busts. International Political Economy Series, Chapter 6, pp. 122–145 (London: Palgrave Macmillan).
- Nethercote, M. (2018) Homeowner investor subjects as providers of family care and assistance, Housing Studies, pp. 1–27.
- Nethercote, M. (2018b) Caring households: The social ties that house, Housing, Theory and Society, 1–17.
- O’Dwyer, K. (2015) ‘Kelly O’Dwyer joins Insiders’, Insiders with Barrie Cassidy, ABC TV 25 October 2015. Interview transcript. Available at http://www.abc.net.au/insiders/kelly-odwyer-joins-insiders/6883066
- Ong, R., Wood, G., Austen, S., Jefferson, T. & Haffner, M. (2015) Housing equity withdrawal in Australia: Prevalence, patterns and motivations in mid-to-late life, Housing Studies, 30, pp. 1158–1181.
- Parkinson, S., Searle, B., Smith, S., Stoakes, A. & Wood, G. (2009) Mortgage equity withdrawal in Australia and Britain: Towards a wealth-fare state? European Journal of Housing Policy, 9, pp. 365–389.
- Plibersek, T. (2008) ‘Tanya Plibersek discusses the Govt’s housing affordability plan’, Lateline 4 March 2008, ABC TV. Interview transcript. Available at https://www.abc.net.au/lateline/tanya-plibersek-discusses-the-govts-housing/1061312
- RBA (Reserve Bank of Australia) (2017a) Financial Stability Review, April, Box B: Interest-only Mortgage Lending, pp. 26–28. Available at https://www.rba.gov.au/publications/fsr/2017/apr/pdf/box-b.pdf
- RBA (Reserve Bank of Australia (2017b) Financial Stability Review, October, Box B Households’ Investment Property Exposures: Insights from Tax Data, pp. 26–30. Available at https://www.rba.gov.au/publications/fsr/2017/oct/pdf/box-b.pdf
- Ronald, R. & Kadi, J. (2018) The revival of private landlords in Britain’s post-homeownership society, New Political Economy, 23(6), pp. 786–803.
- Ronald, R., Lennartz, C. & Kadi, J. (2017) What ever happened to asset-based welfare? Shifting approaches to housing wealth and welfare security, Policy & Politics, 45, pp. 173–193.
- Sawyer, M. (2013) What is financialisation? International Journal of Political Economy, 42, pp. 5–18.
- Schwartz, H.M. & Seabrooke, L. (2009) Varieties of residential capitalism in the international political economy: Old welfare states and the new politics of housing, in: H. M. Schwartz & L. Seabrooke (Eds) The Politics of Housing Booms and Busts. International Political Economy Series, pp. 1–23 (London: Palgrave Macmillan). Available at https://link.springer.com/book/10.1057/9780230280441
- Smith, S. & Searle, B. (2008) Dematerialising money? Observations on the flow of wealth from housing to other things, Housing Studies, 23, pp. 21–43.
- Soaita, A.M., Searle, B.A., McKee, K. & Moore, T. (2016) ‘Becoming a landlord: Strategies of property-based welfare in the private rental sector in Great Britain’, Housing Studies, 32, pp. 616–737.
- Stebbing, A. & Spies-Butcher, B. (2016) The decline of a homeowning society? Asset-based welfare, retirement and intergenerational equity in Australia, Housing Studies, 31, pp. 190–207.
- Therborn, G. (1987) ‘Welfare states and capitalist markets’, Acta Sociologica, 30, pp. 237–254.
- Triffitt, M. (2019) Voter aspiration delivers for the Coalition, Pursuit, University of Melbourne. Available at https://pursuit.unimelb.edu.au/articles/voter-aspiration-delivers-for-coalition (accessed 18 June 2019).
- Van der Zwan, N. (2014) Making sense of financialization, Socio-Economic Review, 12, pp. 99–129.
- Wainwright, T. & Manville, G. (2017) Financialization and the third sector: Innovation in social housing bond markets, Environment and Planning A, 49, pp. 819–838.
- Walks, A. (2016) Homeownership, asset-based welfare and the neighbourhood segregation of wealth, Housing Studies, 31, pp. 755–784.
- Whitehead, C., Monk, S., Scanlon, K., Makkanen, S. & Tang, C. (2012) The Private Rented Sector in the New Century – A Comparative Approach (Cambridge: Cambridge Centre for Housing and Planning Research).
- Wind, B., Dewilde, C. & Doling, J. (2019) Secondary property ownership in Europe: Contributing to asset-based welfare strategies and the ‘really big trade-off’, International Journal of Housing Policy, pp. 1.
- Wijburg, G. & Aalbers, M. (2017) The alternative financialization of the German housing market, Housing Studies, 32, pp. 968–989.
- Wijburg, G., Aalbers, M. & Heeg, S. (2018) The financialisation of rental housing 2.0: Releasing housing into the privatised mainstream of capital accumulation, Antipode, 50, pp. 1098–1119.
- Wood, G., and Ong, R. (2010) Factors Shaping the Decision to Become a Landlord and Retain Rental Investments AHURI Final Report No 142, Melbourne: Australian Housing and Urban Research Institute Limited.
- Yates, J. & Bradbury, B. (2010) Home ownership as a (crumbling) fourth pillar of social insurance in Australia, Journal of Housing and the Built Environment, 25, pp. 193–211.