References
- Christen RP 2000 Focus on efficiency MicroBanking Bulletin February, 4 42
- Schriener M Yaron J 2001 Development finance institutions: measuring their subsidy Washington, DC World Bank
- South African Institute of Race Relations (SAIRR) 2001 South Africa Survey 2001/2002 Johannesburg SAIRR
- South African Reserve Bank (SARB) n.d. Available online at:, http://www.resbank.co.za
- Statistics South Africa (SSA) n.d. Available online at:, http://www.statssa.gov.za/