References
- Antoh, F. E., J. V. Mensah, F. Enu-Kwesi, and E. Owusu Addo. 2016. “‘Examining the Effects of Microfinance Services on Incomes and Business Capital in Ghana: The Case of Sinapi Aba Trust Beneficiaries’.” European Journal of Business and Management 8 (35): 109–118.
- Appietu, R. K., I. O. Dankwa, and L. D. Caesar. 2020. “‘Exploring the Nexus Between Microfinance Activities and Economic Wellbeing at the Grassroots: Evidence from an Emerging Market Economy’.” Global Social Welfare, 1–13. https://doi.org/https://doi.org/10.1007/s40609-020-00172-6.
- Asante, L. A., and R. O. Mills. 2020. “‘Exploring the Socio-Economic Impact of COVID-19 Pandemic in Marketplaces in Urban Ghana’.” Africa Spectrum 55 (2): 170–181.
- Bank of Ghana. 2020. ‘‘Bank of Ghana Monetary Policy Report Banking Sector Report. Vol. 5 No. 3/2020’’. Accessed February 22, 2021.https://www.bog.gov.gh/wp-content/uploads/2020/06/Banking-Sector-Developments-May-2020.pdf Bank of Ghana 2019. Notice of revocation of licences of insolvent savings and loans companies and finance houses, and appointment of a receiver. Accessed: February 9, 2021https://www.bog.gov.gh/wp-content/uploads/2019/08/Revocation-of-Licenses-of-SDIs-16.8.19.pdf.
- Bank of Ghana. 2021. ‘‘All Registered Institutions’’. Accessed February 13, 2021. https://www.bog.gov.gh/supervision-regulation/all-institutions/.
- Bateman, M. 2020. “The Covid-19 Crisis as an Opportunity to Break with the Failing Global Microcredit Industry.” In Public Banks and COVID-19: Combatting the Pandemic with Public Finance, edited by D. A. McDonald, T. Marois, and D. Barrowclough. Kingston: Municipal Services Project.
- Braun, V., and V. Clarke. 2006. “Using Thematic Analysis in Psychology.” Qualitative Research in Psychology 3 (2): 77–101.
- Braun, V., and V. Clarke. 2019. “Reflecting on Reflexive Thematic Analysis.” Qualitative Research in Sport, Exercise and Health 11 (4): 589–597.
- Brickell, K., F. Picchioni, N. Natarajan, V. Guermond, L. Parsons, G. Zanello, and M. Bateman. 2020. “‘Compounding Crises of Social Reproduction: Microfinance, Over-Indebtedness and the COVID-19 Pandemic’.” World Development 136: 1–4. https://doi.org/https://doi.org/10.1016/j.worlddev.2020.105087.
- Bull, G., and T. Ogden. 2020. ‘‘COVID-19: How Does Microfinance Weather the Coming Storm?’’ Accessed September 7, 2020 https://www.cgap.org/blog/covid-19-how-does-microfinance-weather-coming-storm.
- Awaworyi Churchill, S. 2018. “Sustainability and Depth of Outreach: Evidence from Microfinance Institutions in sub-Saharan Africa.” Development Policy Review 36: 676–695.
- Copestake, J., S. Johnson, M. Cabello, R. Goodwin-Groen, R. Gravesteijn, J. Humberstone, M. Nino-Zarazua, and M. Titus. 2016. “Towards a Plural History of Microfinance.” Canadian Journal of Development Studies 37 (3): 279–297.
- Darko, S. A. S. 2020. ‘‘Thriving Amid Chaos: MFIs to Focus on Liquidity Before Profitability’’. Accessed January 10, 2021. https://thebftonline.com/04/08/2020/thriving-amid-chaos-mfis-to-focus-on-liquidity-before-profitability/.
- Dąbrowska, K., P. Koryński, and J. Pytkowska. 2020. ‘‘Impact of COVID-19 Pandemic on the Microfinance Sector in Europe: Field Analysis and Policy Recommendations’’. Accessed January 15 2021. https://mfc.org.pl/wp-content/uploads/2020/10/Impact-of-COVID19-on-MF-sector.pdf.
- Ghana Health Service. 2021. ‘‘Situation Update, COVID-19 Outbreak in Ghana’’. Accessed: January 10, 2021. https://www.ghanahealthservice.org/covid19/archive.php.
- Ghana Statistical Service. 2014. ‘‘2010 Population and Housing Census. District Analytical Report. Kumasi Metropolitan Area’’. Accra: Ghana Statistical Service.
- Haider, N., A. Y. Osman, A. Gadzekpo, G. O. Akipede, D. Asogun, R. Ansumana, and D. McCoy. 2020. “Lockdown Measures in Response to COVID-19 in Nine sub-Saharan African Countries.” BMJ Global Health 5 (10): 1–10.
- Impact Microfinance. 2020. ‘‘Business Continuity and Disaster Recovery Plan’’. Kumasi: Impact Microfinance.
- Lieberman, I., and P. DiLeo. 2020. ‘‘COVID19: A Framework for the Microfinance Sector’’. FinDev Gateway. Accessed January 10, 2021. https://www.findevgateway.org/paper/2020/04/covid19-framework-microfinance-sector.
- Malik, K., M. Meki, J. Morduch, T. Ogden, S. Quinn, and Said. 2020. “COVID-19 and the Future of Microfinance: Evidence and Insights from Pakistan.” Oxford Review of Economic Policy 36 (1): 138–168.
- Meagher, P. 2020. ‘‘Microfinance in the COVID-19 Crisis: A Framework for Regulatory Responses’’. Insights for Inclusive Finance, COVID-19 Briefing June 2020. CGAP. Accessed February 15 2021. https://www.cgap.org/sites/default/files/publications/2020_06_COVID_Briefing_Framework_Regulatory_Response_4.pdf.
- Mintah, E. K., K. J. Attefah, and F. K. A. A. Amoako-Agyeman. 2014. “The Effect of Microfinance Institutions on the Growth of Small Businesses in Kumasi, Ashanti Region of Ghana.” International Journal of Economics, Commerce and Management 2 (6): 1–68.
- Mujeri, M. K., F. Nargis, N. Akhter, and F. Muneer. 2020. ‘‘COVID-19 and MFIs in Banglesh: Innovations in Resilience Building’’. Institute for Inclusive Finance and Development Working Paper No. 62.
- Noglo, Y., and A. Androuais. 2015. “The Determinants of Group Lending Repayment Performance: Evidence from Togo.” Canadian Journal of Development Studies 36 (4): 536–554.
- Ofori, E. 2020. “‘The Effects of Ponzi Schemes and Revocation of Licences of Some Financial Institutions on Financial Threat in Ghana’.” Journal of Financial Crime, 1–11. https://doi.org/https://doi.org/10.1108/JFC-01-2020-0003.
- Opportunity International. 2021. Opportunity International Ghana: Profile. Accessed September 17, 2020. https://www.opportunityghana.com/ver/about-opportunity/.
- Oxford Business Group. 2021. ‘‘Ghana's Banking Sector Clean-up has Created a More Sustainable industry’’. Accessed January 16 2021. https://oxfordbusinessgroup.com/overview/restoring-confidence-sector-clean-led-regulators-has-resulted-smaller-more-sustainable-industry.
- Palinkas, L. A., S. M. Horwitz, C. A. Green, J. P. Wisdom, N. Duan, and K. Hoagwood. 2015. “Purposeful Sampling for Qualitative Data Collection and Analysis in Mixed Method Implementation Research.” Administration and Policy in Mental Health and Mental Health Services Research 42 (5): 533–544.
- Rahman, H. Z., and I. Matin. 2020. Livelihoods, Coping, and Support during the Covid-19 Crisis. Accessed February 24, 2021. https://bigd.bracu.ac.bd/wp content/uploads/2020/04/Livelihoods-Coping-and-Support-during-COVID-19-Crisis.pdf.
- Sinabi Aba Trust. 2021. Overview of Sinapi Aba. Kumasi: SASL.
- Takyi, A. G. 2014. “‘Proliferation of Microfinance Institutions and Their Impact on the Ghanaian Economy; Highlight on Kumasi Metropolis in the Ashanti Region of Ghana’.” Global Journal of Commerce 3 (5): 184–199.
- World Bank. 2016. ‘‘Ghana’s Microfinance Sector: Challenges, Risks and Recommendations’’. Accessed February 24, 2021. http://documents1.worldbank.org/curated/en/646871533059561411/pdf/128098-WP-P151845-Ghana-Microfinance-Sector-Note-PUBLIC.pdf.
- World Bank. 2021. ‘‘Global Partnership for Financial inclusion: G20 Financial Inclusion Indicators, Ghana’’. Accessed February 19, 2021https://datatopics.worldbank.org/g20fidata/country/ghana.
- Yeboah, T., A. Arhin, E. Kumi, and L. Owusu. 2015. “Empowering and Shaping Gender Relations? Contesting the Microfinance–Gender Empowerment Discourse.” Development in Practice 25 (6): 895–908.
- Zetterli, P. 2020. ‘‘Four Ways Microfinance Institutions are Responding to COVID-19’’. Accessed September 7, 2020 https://www.cgap.org/blog/four-ways-microfinance-institutions-are-responding-covid-19.
- Zheng, C., and J. Zhang. 2021. “The Impact of COVID-19 on the Efficiency of Microfinance Institutions.” International Review of Economics & Finance 71: 407–423.