932
Views
3
CrossRef citations to date
0
Altmetric
Pages 968-980 | Received 16 Aug 2020, Accepted 09 Jan 2022, Published online: 27 Jan 2022

References

  • Agarwal, S., S. Alok, P. Ghosh, S. Ghosh, and T. Piskorski. 2017. Banking the Unbanked: What Do 255 Million New Bank Accounts Reveal about Financial Access?” Columbia Business School Research Paper No. 17-12.
  • Atkinson, A., and F. Messy. 2013. Promoting Financial Inclusion through Financial Education: OECD/INFE Evidence, Policies and Practice” OECD Working Papers on Finance, Insurance and Private Pensions, No. 34, OECD Publishing, Paris.
  • Bachas, P., G. Paul, H. Sean, and S. Enrique. 2018. “Digital Financial Services Go a Long Way: Transaction Costs and Financial Inclusion.” AEA Papers and Proceedings 108: 444–448.
  • Banerjee, A. N., K. Kumar, and D. Philip. 2020. “Unaware of Being Unaware and Financial Non-Participation” Accessed July 9, 2021. https://ssrn.com/abstract=3201881.
  • Bansal, S. 2014. “Perspective of Technology in Achieving Financial Inclusion in Rural India.” Procedia Economics and Finance 11: 472–480.
  • Bhanot, D., V. Bapat, and S. Bera. 2012. “Studying Financial Inclusion in North-East India.” International Journal of Bank Marketing 30 (6): 465–484.
  • Bhushan, P. 2014. “Insights Into Awareness Level and Investment Behaviour of Salaried Individuals Towards Financial Products.” International Journal of Engineering, Business and Enterprise Applications 8 (1): 53–57.
  • Calderone, M. 2014. The Role of Financial Literacy and of Financial Education Interventions in Developing Countries.” DIW Roundup: Politik im Fokus, No. 34.
  • Calderone, M., N. Fiala, F. Mulaj, S. Sadhu, and L. Sarr. 2014. When can Financial Education Affect Savings Behavior? Evidence from a Randomised Experiment among Low Income Clients of Branchless Banking in India.” Working Papers 32, University of Connecticut, Department of Agricultural and Resource Economics, Charles J. Zwick Center for Food and Resource Policy.
  • Camara, N., X. Pena, and D. Tuesta. 2014. Factors that Matter for Financial Inclusion: Evidence from Peru” Working Papers 1409, BBVA Bank, Economic Research Department.
  • Chakrabarty, K. C. 2011. Financial Inclusion and Banks: Issues and Perspectives” RBI Monthly Bulletin November.
  • Chibba, M. 2009. “Financial Inclusion, Poverty Reduction and the Millennium Development Goals.” The European Journal of Development Research 21 (2): 213–230.
  • Crisil. 2018. “Crisil Inclusix Financial Inclusion Surges Driven by Jan Dhan yojana.” Accessed July 9, 2021. https://www.crisil.com/content/dam/crisil/crisil-foundation/generic-pdf/crisil-inclusix-financial-inclusion-surges-driven-by-Jan-Dhan-yojana.pdf
  • Demirgüç-Kunt, A., and D. Singer. 2017. Financial Inclusion and Inclusive Growth: A Review of Recent Empirical Evidence” World Bank Policy Research Working Paper No. 8040.
  • Dixit, R., and M. Ghosh. 2013. “Financial Inclusion for Inclusive Growth of India – A Study.” International Journal of Business Management and Research 3 (1): 147–156.
  • Fungacova, Z., and L. Weill. 2014. “Understanding Financial Inclusion in China.” China Economic Review 34: 196–206.
  • Goel, S., and R. Sharma. 2017. “Developing a Financial Inclusion Index for India.” Procedia Computer Science 122: 949–956.
  • Government of India. 2008. “Report of the Committee on Financial Inclusion, January, 2008”.
  • Government of India. 2021a. “Progress-Report Pradhan Mantri Jan – Dhan Yojana.” Accessed January 1, 2021. https://pmjdy.gov.in/account.
  • Government of India. 2021b. “Scheme Details.” Accessed January 1, 2021. https://pmjdy.gov.in/scheme.
  • Grohmann, A., T. Klühs, and L. Menkhoff. 2018. “Does Financial Literacy Improve Financial Inclusion? Cross Country Evidence.” World Development 111: 84–96.
  • Hussain, A. H. M. B., N. Endut, S. Das, M. T. A. Chowdhury, N. Haque, S. Sultana, and K. J. Ahmed. 2019. “Does Financial Inclusion Increase Financial Resilience? Evidence from Bangladesh.” Development in Practice 29 (6): 798–807.
  • Hung, A., J. Yoong, and E. Brown. 2012. Empowering Women through Financial Awareness and Education” OECD Working Papers on Finance, Insurance and Private Pensions, No. 14, OECD Publishing.
  • Iqbal, B. A., and S. Sami. 2017. “Role of Banks in Financial Inclusion in India.” Contaduría y Administración 62: 644–656.
  • Kaur, S., and C. Kapuria. 2020. “Determinants of Financial Inclusion in Rural India: Does Gender Matter?” International Journal of Social Economics 47 (6): 47–767.
  • Khan, H. R. 2012. Issues and Challenges in Financial Inclusion: Policies, Partnerships, Processes and Products” RBI Monthly Bulletin August.
  • Kim, J.-H. 2016. “A Study on the Effect of Financial Inclusion on the Relationship Between Income Inequality and Economic Growth.” Emerging Markets Finance and Trade 52 (2): 498–512. doi:10.1080/1540496X.2016.1110467.
  • Lewis, S., and F. Messy. 2012. Financial Education, Savings and Investments: An Overview”, OECD Working Papers on Finance, Insurance and Private Pensions, No. 22, OECD Publishing.
  • Moler, A., and S. Schueth. 2017. “India Wave 4 Report. FII Tracker Survey.” Accessed July 9, 2021. https://finclusion.org/uploads/file/reports/India%20Wave%204%20Report_8-Jun-2017.pdf.
  • OECD. 2020. “OECD/INFE 2020 International Survey of Adult Financial Literacy” OECD Publishing, Paris.
  • OECD (Organisation for Economic Co-operation and Development). 2018. “G20/OECD INFE Policy Guidance on Digitalisation and Financial Literacy” Accessed July 9, 2021. https://www.gpfi.org/sites/gpfi/files/documents/G20_OECD_INFE_Policy_Guidance_Digitalisation_and_Financial_Literacy.pdf.
  • OECD (Organisation for Economic Co-operation and Development). 2019. Pensions at a Glance 2019: OECD and G20 Indicators” OECD Publishing, Paris.
  • Oscar, T.-R. 2007. “Getting Started in Data Analysis using Stata.” Accessed July 9, 2021. http://www.princeton.edu/~otorres/StataTutorial.
  • Ouma, S. A., T. M. Odongo, and M. Were. 2017. “Mobile Financial Services and Financial Inclusion: Is it a Boon for Savings Mobilisation?” Review of Development Finance 7 (1): 29–35.
  • Park, C. Y., and R. Mercado. 2015. Financial Inclusion, Poverty, and Income Inequality in Developing Asia” Asian Development Bank Economics Working Paper Series No. 426.
  • Pradhan, N. 2013. Persistence of Informal Credit in Rural India: Evidence from ‘All-India Debt and Investment Survey’ and Beyond” RBI Working Paper Series No. WPS (DEPR): 05/2013.
  • Reserve Bank of India (RBI). 2019. “National Strategy for Financial Inclusion.” Accessed July 9, 2021. https://rbidocs.rbi.org.in/rdocs/content/pdfs/NSFIREPORT100119.pdf.
  • Roy, S., R. Singh, and R. Singh. 2017. “Impact of Financial Awareness on Financial Inclusion of Members of Self Help Groups: A Study in Tripura.” Asian Journal of Research in Banking and Finance 7 (8): 39–59.
  • Sabic-El-Rayess, A. 2019. “Role of Education in Financial Inclusion of Poor and Unbanked Women in India.” Indonesian Journal on Learning and Advanced Education 1 (2): 72–90.
  • Sági, J., L. Vasa, and C. Lentner. 2020. “Innovative Solutions in the Development of Households’ Financial Awareness: A Hungarian Example.” Economics & Sociology 13 (3): 27–45. doi:10.14254/2071-789X.2020/13-3/2.
  • Sarma, M., and J. Pais. 2011. “Financial Inclusion and Development.” Journal of International Development 23: 613–628.
  • Sinha, D., and R. Azad. 2018. “Can Jan Dhan Yojana Achieve Financial Inclusion?” Economic and Political Weekly 53 (13): 165–171.
  • Srinivas, H. 2016. “14 Reasons Why the Informal Credit Market is used by the Poor: Policy Implications for Microcredit Programmes in Developing Countries.” GDRC Reseaarch Output E-111. Kobe, Japan: Global Development Research Center. Accessed July 9, 2021. http://www.gdrc.org/icm/14reason.html.
  • Thankom, A., and K. Rajalaxmi. 2015. “Financial Inclusion: Policies and Practices.” IIMB Management Review 27 (4): 267–287.
  • United Nations. 2005. “Designing Household Survey Samples: Practical Guidelines.” Accessed June 26, 2021. https://unstats.un.org/unsd/demographic/sources/surveys/Handbook23June05.pdf.
  • United Nations. 2021. “Inclusive Finance.” Accessed June 26, 2021. https://www.un.org/esa/ffd/topics/inclusive-local-finance/inclusive-finance.html.

Reprints and Corporate Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

To request a reprint or corporate permissions for this article, please click on the relevant link below:

Academic Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

Obtain permissions instantly via Rightslink by clicking on the button below:

If you are unable to obtain permissions via Rightslink, please complete and submit this Permissions form. For more information, please visit our Permissions help page.