163
Views
30
CrossRef citations to date
0
Altmetric
Original Articles

Assessing the necessity and efficiency of the community reinvestment act

, &
Pages 143-172 | Published online: 31 Mar 2010

References

  • Avery , Robert B. , Bostic , Raphael W. , Calem , Paul S. and Canner , Glenn B. 1996 . Credit Risk, Credit Scoring, and the Performance of Home Mortgages . Federal Reserve Bulletin , 82 : 621 – 48 .
  • Avery , Robert B. , Bostic , Raphael W. , Calem , Paul S. and Canner , Glenn B. 1999 . Trends in Home Purchase Lending: Consolidation and the Community Reinvestment Act . Federal Reserve Bulletin , 85 : 81 – 102 .
  • Avery , Robert B. , Bostic , Raphael W. and Canner , Glenn B. 2000 . CRA Special Lending Programs . Federal Reserve Bulletin , 86 : 711 – 31 .
  • Becker , Gary S. 1971 . The Economics of Discrimination. , Chicago : University of Chicago Press .
  • Blomquist , Glenn C. 1988 . The Regulation of Motor Vehicle and Traffic Safety. , Boston : Kluwer .
  • Board of Governors of the Federal Reserve System . April 24 2000 . The Reinvestment Act Regulations April 24 , Press release
  • Board of Governors of the Federal Reserve System . 2000 . The Performance and Profitability of CRA‐Related Lending , Report to Congress Washington, DC Also available at <http://www.federalreserve.gov/boarddocs/surveys/CRAloansurvey>
  • Bostic , Raphael W. and Robinson , Breck . 2003 . Do CRA Agreements Influence Lending Patterns? . Real Estate Economics , 31 : 23 – 51 .
  • Elliehausen , Gregory . 1998 . The Cost of Banking Regulation: A Review of the Evidence. , Board of Governors of the Federal Reserve System Staff Study 171 Washington, DC Also available at <http://www.federalreserve.gov/pubs/staffstudies/1990–99/default.htm>
  • Federal Financial Institutions Examination Council . 2001 . Release of CRA Data Press release. July 26. Also available at <http://www.ffiec.gov/hmcrpr/cra072601.htm>
  • Garwood , Griffith L. and Smith , Dolores S. 1993 . The Community Reinvestment Act: Evolution and Current Issues . Federal Reserve Bulletin , 79 : 251 – 67 .
  • Goldberg , Deborah B. 2002 . The Community Reinvestment Act and the Modernized Financial Services World . ABA Bank Compliance , 21 (1) : 13 – 19 .
  • Gruben , William C , Neuberger , Jonathan A. and Schmidt , Ronald H. 1990 . Imperfect Information and the Community Reinvestment Act . Federal Reserve Bank of San Francisco Economic Review , 3 : 27 – 46 .
  • Gunther , Jeffery W. 2000 . Should CRA Stand for Community Redundancy Act? . Cato Institute Regulation , 23 : 56 – 60 .
  • Hanemann , W. Michael . 1994 . Valuing the Environment through Contingent Valuation . Journal of Economic Perspectives , 8 : 19 – 43 .
  • Joint Center for Housing Studies . 2002 . The 25th Anniversary of the Community Reinvestment Act: Access to Capital in an Evolving Financial Services System. , Cambridge, MA : Harvard University .
  • Lacy , Robert L. and Walter , John R. 2002 . What Can Price Theory Say about the Community Reinvestment Act? . Federal Reserve Bank of Richmond Economic Quarterly , 88 : 2 – 27 .
  • Lang , William W and Nakamura , Leonard I. 1993 . A Model of Redlining . Journal of Urban Economics , 33 : 223 – 34 .
  • Litan , Robert E. , Retsinas , Nicholas P. , Belsky , Eric S. , Fauth , Gary , Kennedy , Maureen and Leonard , Paul . 2001 . The Community Reinvestment Act after Financial Modernization: A Final Report. , Washington, DC : U.S. Department of the Treasury .
  • Luttner , Randall and Morrall , John F. 1994 . Health‐Health Analysis: A New Way to Evaluate Health and Safety Regulation . Journal of Risk and Uncertainty , 8 : 43 – 66 .
  • Office of Management and Budget, Office of Information and Regulatory Affairs . 1997 . Report to Congress on the Costs and Benefits of Federal Regulations. Washington, DC
  • Peltzman , Sam . 1975 . The Effects of Automobile Safety Regulation . Journal of Political Economy , 83 : 677 – 725 .
  • Phelps , Edmund S. 1972 . The Statistical Theory of Racism and Sexism . American Economic Review , 62 : 659 – 61 .
  • Schwartz , Alex . 1998 . From Confrontation to Collaboration? Banks, Community Groups, and the Implementation of Community Reinvestment Agreements . Housing Policy Debate , 9 (3) : 631 – 62 .
  • Stiglitz , Joseph E. and Weiss , Andrew . 1981 . Credit Rationing in Markets with Imperfect Information . American Economic Review , 71 : 393 – 410 .
  • Viscusi , W. Kip and Hamilton , James T. 1999 . How Costly Is “Clean"? An Analysis of the Benefits and Costs of Superfund Site Remediations . Journal of Policy Analysis and Management , 18 : 2 – 27 .
  • Zinman , Jonathan . 2002 . The Efficacy and Efficiency of Credit Market Interventions: Evidence from the Community Reinvestment Act , Massachusetts Institute of Technology . Unpublished paper

Reprints and Corporate Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

To request a reprint or corporate permissions for this article, please click on the relevant link below:

Academic Permissions

Please note: Selecting permissions does not provide access to the full text of the article, please see our help page How do I view content?

Obtain permissions instantly via Rightslink by clicking on the button below:

If you are unable to obtain permissions via Rightslink, please complete and submit this Permissions form. For more information, please visit our Permissions help page.