References
- Aalbers, M. B. (2008). The financialization of home and the mortgage market crisis. Competition & Change, 12(2), 148–166. https://doi.org/10.1179/102452908X2898
- Aalbers, M. B. (2017). The variegated financialization of housing. International Journal of Urban and Regional Research, 41(4), 542–554. https://doi.org/10.1111/1468-2427.12522
- Adkins, L., Cooper, M., & Konings, M. (2019). Class in the 21st century: Asset inflation and the new logic of inequality. Environment and Planning A: Economy and Space, 53(3), 548–572. https://doi.org/10.1177/0308518X19873673
- Adkins, L., Cooper, M., & Konings, M. (2020). The asset economy. Wiley.
- Arundel, R., & Ronald, R. (2021). The false promise of homeownership: Homeowner societies in an era of declining access and rising inequality. Urban Studies, 58(6), 1120–1140. https://doi.org/10.1177/0042098019895227
- Browning, S. (2023). Mortgage prisoners research briefing. House of Commons Library. https://researchbriefings.files.parliament.uk/documents/CBP-9411/CBP-9411.pdf
- Bryman, A. (2012). Social research methods (4th ed.). Oxford University Press.
- Carrigan, M. (2012, August 25). The crisis of empirical sociology: Against defeatism and rethinking the public role of the qualitative researcher. Sociological Imagination. http://sociologicalimagination.org/archives/11134
- Ciocanel, A., Beer, D., Burrows, R., Cussens, J., & Wallace, A. (2022). Code encounters: Algorithmic risk profiling in housing – a literature review. Working paper 1. Nuffield Foundation.
- Corbin, J., & Strauss, A. (2015). Basics of qualitative research (4th ed.). Sage.
- Dos Santos, P. (2009). On the content of banking in contemporary capitalism. Historical Materialism, 17(2), 180–213. https://doi.org/10.1163/156920609X436171
- Dwyer, R. (2018). Credit, debt, and inequality. Annual Review of Sociology, 44(1), 237–261. https://doi.org/10.1146/annurev-soc-060116-053420
- FCA. (2021). Mortgage prisoners review. https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1036355/Mortgage_Prisoners_Review_CP576_FINAL.pdf
- FCA. (2023). Update on mortgage borrowers in closed mortgage books. https://committees.parliament.uk/publications/43335/documents/215766/default/
- Foohey, P., & Greene, S. S. (2022). Credit scoring duality. 85 Law and Contemporary Problems 101-122. https://scholarship.law.duke.edu/lcp/vol85/iss3/6
- Forrest, R., & Hirayama, Y. (2015). The financialisation of the social project: Embedded liberalism, neoliberalism and home ownership. Urban Studies, 52(2), 233–244. https://doi.org/10.1177/0042098014528394
- Forrest, R., & Hirayama, Y. (2018). Late home ownership and social re-stratification. Economy and Society, 47(2), 257–279. https://doi.org/10.1080/03085147.2018.1459368
- Fourcade, M., & Healy, K. (2013). Classification situations: Life-chances in the neoliberal era. Accounting, Organizations and Society, 38(8), 559–572. https://doi.org/10.1016/j.aos.2013.11.002
- Fourcade, M., & Healy, K. (2017). Seeing like a market. Socio-Economic Review, 15(3), 9–29. https://doi.org/10.1093/ser/mwx032
- Jürgenmeyer, J., & Kreen, K. (2016). Classification situations—A new field of research for valuation studies? Valuation Studies, 4(2), 177–189. https://doi.org/10.3384/VS.2001-5992.1642177
- Kear, M. (2017). Playing the credit score game: Algorithms, “positive” data and the personification of financial objects. Economy and Society, 46(3-4), 346–368. https://doi.org/10.1080/03085147.2017.1412642
- Lapavitsas, C. (2011). Theorising financialization. Work, Employment and Society, 25(4), 611–626. https://doi.org/10.1177/0950017011419708
- Lazzarato, M. (2011). The making of indebted man: An essay on the neoliberal condition. Semiotext.
- Mason, J. (2017). Qualitative researching. Sage.
- Poon, M. A. (2008). From new deal institutions to capital markets: Commercial consumer risk scores and the making of subprime mortgage finance. https://papers.ssrn.com/abstract = 1458545
- Rona-Tas, A. (2017). The off-label use of consumer credit ratings. Historical Social Research, 42(1), 52–76.
- Saldaña, J. (2015). The coding manual for qualitative researchers. Sage.
- Scanlon, K., & Elsinga, M. (2014). Policy changes affecting housing and mortgage markets: How governments in the UK and The Netherlands responded to the GFC. Journal of Housing and the Built Environment, 29(2), 335–360. https://doi.org/10.1007/s10901-013-9390-1
- Scanlon, K., Pannell, B., Williams, P., Longbottom, A., & Whitehead, C. (2020). Releasing the mortgage prisoners – First report. LSE London. https://blogsmedia.lse.ac.uk/blogs.dir/119/files/2020/11/Releasing-the-Mortgage-Prisoners.pdf
- Scanlon, K., Pannell, B., Williams, P., & Whitehead, C. (2023). Releasing the mortgage prisoners – Second report. LSE London. https://www.lse.ac.uk/geography-and-environment/research/lse-london/documents/Reports/LSE-mortgage-prisoners-final-report.pdf
- Soederberg, S. (2013). The US debtfare state and the credit card industry: Forging spaces of dispossession. Antipode, 45(2), 493–512. https://doi.org/10.1111/j.1467-8330.2012.01004.x
- Sparkes, M. (2020). ‘I just felt responsible for my debts’: Debt stigma and class(ificatory) exploitation. In J. Gardener, M. Grey, & K. Moser (Eds.), Debt and austerity: Implications of the financial crisis (pp. 125–150). Elgar Publishing.
- Spooner, J. (2019). Bankruptcy: The case for relief in an economy of debt. Cambridge University Press.
- Sullivan, T. (2001). Methods of social research. Hancourt College Publishers.
- Ziewitz, M., & Singh, R. (2021). Critical companionship: Some sensibilities for studying the lived experience of data subjects. Big Data & Society, 8(2), 1–13. https://doi.org/10.1177/20539517211061122