References
- Adam, A. M. (2017). Gender disparity in financial literacy: Evidence from homogeneous group. The Journal of Accounting and Management, 7(2), 140–148.
- Alessie, R., Van Rooij, M., & Lusardi, A. (2011). Financial literacy and retirement preparation in the Netherlands. Journal of Pension Economics and Finance, 10(4), 527–545. https://doi.org/https://doi.org/10.1017/S1474747211000461
- Amalric, M., & Dehaene, S. (2019). A distinct cortical network for mathematical knowledge in the human brain. NeuroImage, 189, 19–31. https://doi.org/https://doi.org/10.1016/j.neuroimage.2019.01.001
- Ardila, A. (2007). Normal aging increases cognitive heterogeneity: Analysis of dispersion in WAIS-III scores across age. Archives of Clinical Neuropsychology: The Official Journal of the National Academy of Neuropsychologists, 22(8), 1003–1011. https://doi.org/https://doi.org/10.1016/j.acn.2007.08.004
- American Bar Association and American Psychological Association (ABA-APA). (2008). Assessment of older adults with diminished capacity: A handbook for psychologists. Author.
- Boyle, P. A., Yu, L., Wilson, R. S., Segawa, E., Buchman, A. S., & Bennett, D. A. (2013). Cognitive decline impairs financial and health literacy among community-based older persons without dementia. Psychology and Aging, 28(3), 614–624. https://doi.org/https://doi.org/10.1037/a0033103
- Bucher-Koenen, T., Lusardi, A., Alessie, R., & Van Rooij, M. (2017). How financially literate are women? An overview and new insights. Journal of Consumer Affairs, 51(2), 255–283.
- Cokely, E. T., Feltz, A., Ghazal, S., Allan, J. N., Petrova, D., & Garcia-Retamero, R. (2018). Decision making skill: From Intelligence to Numeracy and Expertise. In K. A. Ericsson, R. R. Hoffman, A. Kozbelt, & A. M. Williams (Eds.), Cambridge Handbook of Expertise and Expert Performance (pp. 476–505). Cambridge University Press.
- Demakis, G. J., Szczepkowski, K. V., & Johnson, A. N. (2019). Predictors of financial capacity in young adults. Archives of Clinical Neuropsychology: The Official Journal of the National Academy of Neuropsychologists, 34(4), 503–510. https://doi.org/https://doi.org/10.1093/arclin/acy054
- Dieckmann, N., Peters, E., Leon, J., Benavides, M. P., Baker, D., & Norris, A. (2015). The role of objective numeracy and fluid intelligence in sex-related protective behaviors. Current HIV Research, 13(5), 337–346. https://doi.org/https://doi.org/10.2174/1570162X13666150511123841
- Donnelly, K., Twenge, J. M., Clark, M. A., Shaikh, S. K., Beiler-May, A., & Carter, N. T. (2016). Attitudes toward women’s work and family roles in the United States, 1976–2013. Psychology of Women Quarterly, 40(1), 41–54. https://doi.org/https://doi.org/10.1177/0361684315590774
- Eberhardt, W., Bruine de Bruin, W., & Strough, J. (2019). Age differences in financial decision making: T he benefits of more experience and less negative emotions. Journal of Behavioral Decision Making, 32(1), 79–93. https://doi.org/https://doi.org/10.1002/bdm.2097
- Engel, L., Bar, Y., Beaton, D. E., Green, R. E., & Dawson, D. R. (2016). Identifying instruments to quantify financial management skills in adults with acquired cognitive impairments. Journal of Clinical and Experimental Neuropsychology, 38(1), 76–95. https://doi.org/https://doi.org/10.1080/13803395.2015.1087468
- Gao, T. (2017). Numeracy, Financial Literacy, and Investment Behaviors. (Department of Finance Honors Theses), The Ohio State University, Ohio. http://hdl.handle.net/1811/80668. Business Undergraduate Research Theses and Honors Research Theses database.
- Garcia-Retamero, R., Sobkow, A., Petrova, D., Garrido, D., & Traczyk, J. (2019). Numeracy and Risk Literacy: What Have We Learned so Far?. The Spanish Journal of Psychology, 22, e10. https://doi.org/https://doi.org/10.1017/sjp.2019.1016
- Gerardi, K., Goette, L., & Meier, S. (2013). Numerical ability predicts mortgage default. Proceedings of the National Academy of Sciences, 110(28), 11267–11271. https://doi.org/https://doi.org/10.1073/pnas.1220568110
- Ghesquiere, A. R., McAfee, C., & Burnett, J. (2019). Measures of financial capacity: A review. The Gerontologist, 59(2), e109–e129. https://doi.org/https://doi.org/10.1093/geront/gnx045
- Grohmann, A., Kouwenberg, R., & Menkhoff, L. (2015). Childhood roots of financial literacy. Journal of Economic Psychology, 51, 114–133. https://doi.org/https://doi.org/10.1016/j.joep.2015.09.002
- Habeck, C., Gazes, Y., Razlighi, Q., & Stern, Y. (2020). Cortical thickness and its associations with age, total cognition and education across the adult lifespan. PloS One, 15(3), e0230298. https://doi.org/https://doi.org/10.1371/journal.pone.0230298
- Hastings, J. S., Madrian, B. C., & Skimmyhorn, W. L. (2013). Financial literacy, financial education and economic outcomes. Annu Rev Econom, 5(1), 347–373. https://doi.org/https://doi.org/10.1146/annurev-economics-082312-125807
- Huston, S. J. (2010). Measuring financial literacy. Journal of Consumer Affairs, 44(2), 296–316. https://doi.org/https://doi.org/10.1111/j.1745-6606.2010.01170.x
- Iverson, G. L. (2001). Interpreting change on the WAIS-III/WMS-III in clinical samples. Archives of Clinical Neuropsychology: The Official Journal of the National Academy of Neuropsychologists, 16(2), 183–191. https://doi.org/https://doi.org/10.1093/arclin/16.2.183
- James, B. D., Boyle, P. A., Bennett, J. S., & Bennett, D. A. (2012). The impact of health and financial literacy on decision making in community-based older adults. Gerontology, 58(6), 531–539. https://doi.org/https://doi.org/10.1159/000339094
- Kapasi, A., Yu, L., Stewart, C. C., Schneider, J. A., Bennett, D. A., & Boyle, P. A. (2019). Association of TDP-43 Pathology With Domain-specific Literacy in Older Persons. Alzheimer Disease and Associated Disorders, 33(4), 315–320.
- Låg, T., Bauger, L., Lindberg, M., & Friborg, O. (2014). The role of numeracy and intelligence in health‐risk estimation and medical data interpretation. Journal of Behavioral Decision Making, 27(2), 95–108. https://doi.org/https://doi.org/10.1002/bdm.1788
- Li, Y., Gao, J., Enkavi, A. Z., Zaval, L., Weber, E. U., & Johnson, E. J. (2015). Sound credit scores and financial decisions despite cognitive aging. Proceedings of the National Academy of Sciences, 112(1), 65–69. https://doi.org/https://doi.org/10.1073/pnas.1413570112
- Lipkus, I. M., Samsa, G., & Rimer, B. K. (2001). General performance on a numeracy scale among highly educated samples. Medical Decision Making: An International Journal of the Society for Medical Decision Making, 21(1), 37–44. https://doi.org/https://doi.org/10.1177/0272989X0102100105
- Loring, D. W., & Bauer, R. M. (2010). Testing the limits: Cautions and concerns regarding the new Wechsler IQ and Memory scales. Neurology, 74(8), 685–690. https://doi.org/https://doi.org/10.1212/WNL.0b013e3181d0cd12
- Lusardi, A. (2019). Financial literacy and the need for financial education: Evidence and implications. Swiss Journal of Economics and Statistics, 155(1), 1. https://doi.org/https://doi.org/10.1186/s41937-019-0027-5
- Lusardi, A., & Mitchell, O. S. (2007a). Baby boomer retirement security: The roles of planning, financial literacy, and housing wealth. Journal of Monetary Economics, 54(1), 205–224. https://doi.org/https://doi.org/10.1016/j.jmoneco.2006.12.001
- Lusardi, A., & Mitchell, O. S. (2007b). Financial literacy and retirement planning: New evidence from the Rand American Life Panel. Michigan Retirement Research Center Research Paper No. WP, 157.
- Lusardi, A., & Mitchell, O. S. (2008). Planning and financial literacy: How do women fare? American Economic Review, 98(2), 413–417. https://doi.org/https://doi.org/10.1257/aer.98.2.413
- Lusardi, A., & Mitchell, O. S. (2011a). Financial literacy and planning: Implications for retirement wellbeing. (No. w17078). Economics of Aging.
- Lusardi, A., & Mitchell, O. S. (2011b). Financial literacy around the world: An overview. Journal of Pension Economics & Finance, 10(4), 497–508. https://doi.org/https://doi.org/10.1017/S1474747211000448
- Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence. Journal of Economic Literature, 52(1), 5–44. https://doi.org/https://doi.org/10.1257/jel.52.1.5
- Lusardi, A., & Mitchelli, O. S. (2007). Financial literacy and retirement preparedness: Evidence and implications for financial education. Business Economics, 42(1), 35–44. https://doi.org/https://doi.org/10.2145/20070104
- MacLean, H. N. O.-N. (2011). Comparing individuals with learning disability and those with borderline IQ: A confirmatory factor analysis of the wechsler adult intelligence scale (3rd edition). The University of Edinburgh, UK. Health in Social Science thesis collection.
- McArdle, J. J., Smith, J. P., & Willis, R. (2009). Cognition and economic outcomes in the Health and Retirement Survey. (No. 15266). Economics of Aging.
- Nelson, W., Reyna, V. F., Fagerlin, A., Lipkus, I., & Peters, E. (2008). Clinical implications of Numeracy: Theory and practice. Annals of Behavioral Medicine: A Publication of the Society of Behavioral Medicine, 35(3), 261–274. https://doi.org/https://doi.org/10.1007/s12160-008-9037-8
- Peters, E. (2008). Numeracy and the perception and communication of risk. Annals of the New York Academy of Sciences, 1128(1), 1–7. https://doi.org/https://doi.org/10.1196/annals.1399.001
- Peters, E. (2012). Beyond comprehension: The role of numeracy in judgments and decisions. Current Directions in Psychological Science, 21(1), 31–35. https://doi.org/https://doi.org/10.1177/0963721411429960
- Peters, E., Baker, D. P., Dieckmann, N. F., Leon, J., & Collins, J. (2010). Explaining the effect of education on health: A field study in Ghana. Psychological Science, 21(10), 1369–1376. https://doi.org/https://doi.org/10.1177/0956797610381506
- Peters, E., & Bjalkebring, P. (2015). Multiple numeric competencies: When a number is not just a number. Journal of Personality and Social Psychology, 108(5), 802–822. https://doi.org/https://doi.org/10.1037/pspp0000019
- Reike, D., & Schwarz, W. (2019). Aging effects on symbolic number comparison: No deceleration of numerical information retrieval but more conservative decision-making. Psychology and Aging, 34(1), 4–16. https://doi.org/https://doi.org/10.1037/pag0000272
- Robbins, J. (2014). The Neuropsychological Application of the WAIS-IV over the WAIS-III. (Dissertation), Nova Southeastern University College of Psychology.
- Ryan, J. J., Sattler, J. M., & Lopez, S. J. (2000). Age effects on Wechsler adult intelligence scale-III subtests. Archives of Clinical Neuropsychology: The Official Journal of the National Academy of Neuropsychologists, 15(4), 311–317. https://doi.org/https://doi.org/10.1093/arclin/15.4.311
- Sinayev, A., & Peters, E. (2015). Cognitive reflection vs. calculation in decision making. Frontiers in Psychology, 6(532), 532. https://doi.org/https://doi.org/10.3389/fpsyg.2015.00532
- Skagerlund, K., Lind, T., Strömbäck, C., Tinghög, G., & Västfjäll, D. (2018). Financial literacy and the role of numeracy–How individuals’ attitude and affinity with numbers influence financial literacy. Journal of Behavioral and Experimental Economics, 74, 18–25. https://doi.org/https://doi.org/10.1016/j.socec.2018.03.004
- Stern, Y., Habeck, C., Steffener, J., Barulli, D., Gazes, Y., Razlighi, Q., Shaked, D., & Salthouse, T. (2014). The Reference Ability Neural Network Study: motivation, design, and initial feasibility analyses. NeuroImage, 103, 139–151. https://doi.org/https://doi.org/10.1016/j.neuroimage.2014.09.029
- Stewart, C. C., Yu, L., Lamar, M., Wilson, R. S., Bennett, D. A., & Boyle, P. A. (2020). Associations of health and financial literacy with mortality in advanced age. Aging Clinical and Experimental Research, 32(5), 951–957. https://doi.org/https://doi.org/10.1007/s40520-019-01259-7
- Thijs, P. (2019). Trends in cultural conservatism: The role of educational expansion, secularisation, and changing national contexts. (Dissertation), Radboud University.
- Van Rooij, M., Lusardi, A., & Alessie, R. (2011). Financial literacy and stock market participation. Journal of Financial Economics, 101(2), 449–472. https://doi.org/https://doi.org/10.1016/j.jfineco.2011.03.006
- Wagland, S. P., & Taylor, S. (2013). When it comes to financial literacy, is gender really an issue? Australasian accounting. Australasian Accounting, Business and Finance Journal, 7(3), 69–90. https://doi.org/https://doi.org/10.14453/aabfj.v7i3.5
- Ward, L. C., Bergman, M. A., & Hebert, K. R. (2012). WAIS-IV subtest covariance structure: Conceptual and statistical considerations. Psychological Assessment, 24(2), 328–340. https://doi.org/https://doi.org/10.1037/a0025614
- Wechsler, D. (1997). WAIS-III Administration and Scoring Manual. The Psychological Corporation., TX.
- Weller, J. A., Dieckmann, N. F., Tusler, M., Mertz, C., Burns, W. J., & Peters, E. (2013). Development and testing of an abbreviated numeracy scale: A Rasch analysis approach. Journal of Behavioral Decision Making, 26(2), 198–212. https://doi.org/https://doi.org/10.1002/bdm.1751
- Wilkinson, G. S., & Robertson, G. J. (2006). WRAT 4: Wide range achievement test. Psychological Assessment Resources Incorporated.
- Wisdom, N. M., Mignogna, J., & Collins, R. L. (2012). Variability in Wechsler Adult Intelligence Scale-IV subtest performance across age. Archives of Clinical Neuropsychology, 27(4), 389–397. https://doi.org/https://doi.org/10.1093/arclin/acs041
- Wood, S., Hanoch, Y., Barnes, A., Liu, P.-J., Cummings, J., Bhattacharya, C., & Rice, T. (2011). Numeracy and medicare part D: The importance of choice and literacy for numbers in optimizing decision making for Medicare’s prescription drug program. Psychology and Aging, 26(2), 295–307. https://doi.org/https://doi.org/10.1037/a0022028