A Prescription for More Retirement Income Security

References

• Browne , M. J. 1992 . Evidence of adverse selection in the individual health insurance market . Journal of Risk and Insurance , 59 ( 1 ) : 13 – 33 .
   Google Scholar
• Burkhauser , R. , Couch , K. and Phillips , J. 1996 . Who takes early Social Security benefits: The economic and health characteristics of early beneficiaries . The Gerontologist , 36 ( 6 ) : 789 – 799 .
   Google Scholar
• Burtless , G. 1987 . “ Occupational Effects on the Health and Work Capacity of Older Men ” . In Work, Health, and Income Among the Elderly , Edited by: Burtless , G. Washington, DC : The Brookings Institution .
   Google Scholar
• Centers for Medicare and Medicaid Services . 2003 . National Health Care Expenditure Projections Tables , Baltimore : CMS .
   Google Scholar
• Dwyer , D. and Mitchell , O. S. 1999 . Health problems as determinants of retirement: Are self-rated measures endogenous? . Journal of Health Economics , 18 ( 2 ) : 173 – 193 .
   PubMed Web of Science ®Google Scholar
• Finkelstein , A. 2004 . The interaction of partial public insurance programs and residual private insurance markets: Evidence from the US Medicare program . Journal of Health Economics , 23 ( 1 ) : 1 – 24 .
   Google Scholar
• Fronstin , P. 2000 . The erosion of retiree health benefits and retirement behavior: Implications for the disability insurance program . Social Security Bulletin , 63 ( 4 ) : 38 – 46 .
   PubMedGoogle Scholar
• Gabel , J. , Kelley , D. , Whitmore , H. and Pickreign , J. 2002 . Individual insurance: How much financial protection does it provide? . Health Affairs , 21 ( 3 ) http://www.healthaffairs.org
   Google Scholar
• General Accounting Office . 2001 . Retiree health benefits: Employer-sponsored benefits may be vulnerable to further erosion. GAO-01–374 , Washington, DC : GAO .
   Google Scholar
• Glied , S. and Stabile , M. 2001 . Avoiding health insurance crowd-out: Evidence from the Medicare as Secondary Payer Legislation . Journal of Health Economics , 20 ( 2 ) : 239 – 260 .
   Google Scholar
• Gruber , J. and Madrian , B. 1995 . Health insurance availability and the retirement decision . American Economic Review , 85 ( 4 ) : 938 – 48 .
   Web of Science ®Google Scholar
• Gruber , J. and Madrian , B. 1996 . “ Health insurance and early retirement: Evidence from the availability of continuation coverage ” . In Advances in the Economics of Aging , Edited by: Wise , D. A. 115 – 43 . Chicago : University of Chicago Press .
   Google Scholar
• Gruber , J. and Madrian , B. 2002 . Health insurance, labor supply, and job mobility: A critical review of the literature , Cambridge, MA : NBER . National Bureau of Economic Research, Working Paper No. 8817.
   Google Scholar
• Kaiser Family Foundation and Health Research and Educational Trust . 2004 . Retiree Health Benefits Now and in the Future, Findings from the Kaiser/Hewitt 2003 Survey on Retiree Health Benefits , Menlo Park, CA : Kaiser .
   Google Scholar
• Kaiser Family Foundation and Health Research and Educational Trust . 2003a . Employer Health Benefits , Menlo Park, CA : Kaiser .
   Google Scholar
• Kaiser Family Foundation and Health Research and Educational Trust . 2003b . Medicare-Medicare and prescription drugs fact sheet , Menlo Park, CA : Kaiser . (April)
   Google Scholar
• Kaiser Family Foundation and Health Research and Educational Trust . 2001 . Prescription Drug Trends: A Chartbook Update , Menlo Park, CA : Kaiser .
   Google Scholar
• Karoly , L. A. and Rogowski , J. 1994 . The effect of access to post-retirement health insurance on the decision to retire early . Industrial Labor Relations Review , 48 ( 1 ) : 103 – 23 .
   Google Scholar
• McClellan , M. 1998 . “ Health Events, Health Insurance, and Labor Supply: Evidence from the Health and Retirement Survey ” . In Frontiers in the Economics of Aging , Edited by: Wise , D. Chicago, IL, London, , UK : University of Chicago Press . NBER Project Report
   Google Scholar
• Nichols , L. 2001 . “ Policy options for filling gaps in the health insurance coverage of older workers and early retirees ” . In Ensuring Health and Income Security for an Aging Workforce , Edited by: Budetti , P. , Burkhauser , R. , Gregory , J. and Hunt , H. A. Kalamazoo, MI. : W. E. Upjohn Institute for Employment Research .
   Google Scholar
• Packard , M. D. and Reno , V. P. 1988 . “ A look at very early retirees ” . In Issues in Contemporary Retirement , Edited by: Ricardo-Campbell , R. and Lazear , E. P. 243 – 65 . Stanford, CA : Hoover Institution Press .
   Google Scholar
• Pauly , M. V. and Nichols , L. M. 2002 . The nongroup health insurance market: Short on facts, long on opinions and policy disputes . Health Affairs , 21 ( 6 )
   Google Scholar
• Quinn , J. F. 1977 . Microeconomic determinants of early retirement: A cross-sectional view of white married men . Journal of Human Resources , 12 ( 3 ) : 329 – 46 .
   Google Scholar
• Quinn , J. F. , Burkhauser , R. V. and Myers , D. A. 1990 . Passing the Torch: The Influence of Financial Incentives on Work and Retirement , Kalamazoo, MI : The W. E. Upjohn Institute on Employment Research .
   Google Scholar
• Rappaport , A. 2000 . Variation of employee benefit costs by age . Social Security Bulletin , 63 ( 4 ) : 47 – 56 .
   Google Scholar
• Rust , J. 1989 . “ A Dynamic Programming Model of Retirement Behavior ” . In The Economics of Aging , Edited by: Wise , D. Chicago, IL : The University of Chicago Press .
   Google Scholar
• Rust , J. and Phelan , C. 1997 . How Social Security and Medicare affect retirement behavior in a world of incomplete markets . Econometrica , 65 ( 4 ) : 781 – 831 .
   Web of Science ®Google Scholar
• Sammartino , F. 1987 . The effect of health on retirement . Social Security Bulletin , 50 ( 2 ) : 31 – 47 .
   PubMedGoogle Scholar
• Swartz , K. and Stevenson , B. 2001 . “ Health insurance coverage of people in the ten years before Medicare eligibility ” . In Ensuring Health and Income Security for an Aging Workforce , Edited by: Budetti , P. , Burkhauser , R. , Gregory , J. and Hunt , H. A. Kalamazoo, MI : W. E. Upjohn Institute for Employment Research .
   Google Scholar
• Watson , Wyatt . 2002 . Retiree Health Benefits: Time to Resuscitate? , Washington, DC : Watson Wyatt .
   Google Scholar
• Weller , C. and Singleton , L. 2003 . Older workers in a bind: How the loss of health care coverage puts workers between a rock and a hard place . Indicators , 2 ( 4 ) : 79 – 96 .
   Google Scholar
• Weller , C. and Wenger , J. 2005 . “ The Interaction between Health, Health Insurance and Retirement, forthcoming ” . In Working Options for Older Americans , Edited by: Ghilarducci , T. and Turner , J. Notre Dame, IN : University of Notre Dame Press .
   Google Scholar