References
- Bolt , W. , Jonker , N. and van Renselaar , C. 2010 . Incentives at the counter: An empirical analysis of surcharging card payments and payment behaviour in the Netherlands . Journal of Banking and Finance , 34 ( 8 ) : 1738 – 1744 .
- Gresvik , O. and Øwre , G. 2003 . Costs and income in the Norwegian payment system 2001. An application of the activity based costing framework (Working Paper, Norges Bank, 2003/8). Oslo, Norway: Norges Bank
- Guibourg , G. and Segendorff , B. 2007 . A note on the price- and cost structure of retail payment services in the Swedish banking sector 2002 . Journal of Banking and Finance , 31 ( 9 ) : 2817 – 2827 .
- Humphrey , D. B. 1994 . Delivering deposit services: ATMs versus branches . Economic Quarterly (Federal Reserve Bank of Richmond) , 80 ( 2 ) : 59 – 81 .
- Lindblom , T. 2003 . Are retailer banks the future of retail banking? . Bank- en Financiewezen/Revue Bancaire et financiére , : 222 – 236 . Retrieved from http://ff.larcier.be/bfrw/display.php
- Van Hove , L. 2011 . Pricing of card payment services in Scandinavian banking: A comment . The Service Industries Journal , 31 ( 11 )
- Willesson , M. 2007 . Payment efficiency and payment pricing – four essays , Livréna, Kungälv : BAS .
- Willesson , M. 2009 . Pricing of card payment services in Scandinavian banking . The Service Industries Journal , 29 ( 3 ) : 387 – 399 .